Brad Fang is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at TD Ameritrade, Lyft, JEDirect, Wellfit Parts, and the University of Missouri - St. Louis. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment programs.

Andy Rampersaud is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Securities America Advisors and Investacorp Advisory Services. Based in Orlando, FL, Rampersaud manages his advisory practice within LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations. The firm provides a broad range of advisory programs, financial planning services, and retirement plan consulting, utilizing model portfolios, research, and technology-driven strategies.

Susan Baiocco is a financial advisor with Wells Fargo Clearing in Titusville, FL, holding Series 63 and Series 65 credentials and 32 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Kenneth Mullins is a financial advisor at LPL Enterprise with 14 years of industry experience. He holds the Series 66 designation and has worked previously at Prudential Insurance Company of America, Pruco Securities, LLC, and PNC Investments. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of services such as financial planning, access to model wealth portfolios, third-party asset management arrangements, and brokerage and insurance products through affiliated entities.

Blake Darnell is a financial advisor at Fidelity with a Series 66 credential and less than one year of industry experience. Prior to joining Fidelity, he held roles at the University of Central Florida and Grafton Street Pub. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Kevin Ryan is a financial advisor at Charles Schwab with 27 years of industry experience. He holds the CFP® and ChFC® designations and has prior experience at Morgan Stanley, Goldman Sachs, United Capital Financial Advisers, and TD Ameritrade, among others. Based in Orlando, FL, he joined Charles Schwab in 2025. Charles Schwab & Co., Inc. serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, supported by comprehensive investment research and a distinctive operational structure.

Vadim Klochko is a financial advisor with Edward Jones in Winter Springs, FL, holding the CFP® designation and Series 66 license, with 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions, supported by a nationwide network of over 23,700 advisors and managing approximately $1.01 trillion in assets under management.

Makenna Presley is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Prior to joining the financial industry, she worked in roles including service technician at C.R. Water Treatment Services and employee at Publix SuperMarkets. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery.

Kelly Ellwood Polk is a financial advisor at Edward Jones with three years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2023, following a prior tenure at the firm from 2002 to 2023. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets under management and offers a broad range of advisory programs and investment strategies through a nationwide network of financial advisors and branch offices.

Kristin Cranias is a financial advisor with Raymond James & Associates holding a Series 66 designation and 11 years of industry experience. She has been with various Raymond James entities since 2016. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional advisory services.

Samuel Glickman is a CFP®-designated financial advisor at UBS Financial Services with two years of industry experience. He has worked at UBS Financial Services since 2021, including a prior one-year role at PNC Wealth Management. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Julie Bolton serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. She specializes in developing and implementing goals-based wealth management strategies for successful professionals, their families, and growing businesses. Her work is focused on delivering personalized financial strategies designed to help clients pursue their long-term goals. Julie joined Merrill Lynch as a financial advisor in 2013 after seven years with Banc of America Securities. She has over 20 years of experience in the investment banking, real estate, and construction sectors. Her professional background includes managing construction projects and financing major developments such as 7 World Trade Center and One Bryant Park, as well as working in the Mission Control Center at Johnson Space Center. She holds the Chartered Financial Consultant (ChFC) designation, earned through the Accredited Certificate Program from the American College of Financial Planning. Julie is involved in various professional organizations, including the National Association of Women Business Owners and the National Association of Women in Construction. She has served on the executive board of the Orlando Chapter of NAWBO and volunteers with the Cape Canaveral Lighthouse Foundation. Additionally, she has over 20 years of experience coaching at-risk and special needs youth cheerleaders. Her personal interests include camping, fishing, genealogy, gymnastics, music, photography, running, and spending time with family.

Robert Rycyk is a financial advisor at Cetera with eight years of industry experience and holds a Series 66 designation. His prior roles include positions at Primerica Financial Services, Enterprise Fleet Management, and Securian Financial Services. Outside of his advisory work, he is involved with Cambridge Planning Group, offering financial planning services across several specialized divisions, including health and long-term care planning. Cetera Investment Advisers LLC serves a broad client base that includes individual investors, retirement plans, corporate, charitable, and institutional clients. The firm provides a range of portfolio management and financial planning services through a multi-manager platform, enabling advisors to implement model portfolios or bespoke strategies supported by a network of over 10,000 advisors.

Alex Nelsas is a financial advisor at Charles Schwab with a Series 66 designation and less than one year of industry experience. Prior to joining Charles Schwab, he worked at Northwestern Mutual and held various roles outside the financial industry, including positions at Whole Foods Market and Wing Stop. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and emphasizes a multi-asset model portfolio approach supported by centralized custodial and operational infrastructure.

Amit Patel is a CFP® and PFS™ with 14 years of industry experience, currently serving at Cetera Wealth Services, LLC. He previously worked at Avantax Advisory Services and Avantax Investment Services, Inc. for 14 years. Outside of his advisory role, Patel owns A.P. Accounting & Tax Services, P.L., where he provides accounting and tax preparation services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers varied portfolio management and financial planning services and operates a multi-manager platform that supports a range of program structures and investment approaches.

Joel Estrado is a Planning Consultant at Fidelity Investments, where he has been providing consulting services since 2020. He progressed through roles as a Work Place Planning Consultant I and II before assuming his current position in 2022. In his role, he focuses on assisting clients with their planning needs to help them work towards their family's unique goals. Joel has accumulated experience within Fidelity Investments over several years, contributing to his expertise in the field of financial planning consultancy. Outside of his professional responsibilities, Joel has personal interests in art and culinary experiences.

Brandon Waters is a financial advisor at LPL Financial with 22 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. In addition to his advisory role, he has outside employment with The Master’s Academy. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services supported by research and model portfolios.

Andrew Levin is a financial advisor at Charles Schwab with three years of industry experience. He holds Series 66 and Series 63 licenses and has worked previously at Florida Financial Advisors and TD Bank. Outside of finance, he is a self-employed musician who writes and performs piano music. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, providing a large-scale, integrated wealth management platform.

Robert Maiocco is a financial advisor with Ameriprise in Winter Park, FL, holding Series 65 and Series 66 credentials and 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2013. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset thresholds, offering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its advisory approach and serves a broad client base through a range of advisory, brokerage, and insurance solutions.

Matthew Wheeles is a financial advisor at Charles Schwab in Orlando, FL, holding a Series 66 designation and with 18 years of industry experience. He has been with Charles Schwab since 2010. Outside of his advisory role, he owns a short-term rental property in New Smyrna Beach, FL. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and a formal alternative-investment process.