Helio Hashimoto is a CFA® charterholder with seven years of industry experience, currently serving as a financial advisor at HSBC Securities (USA) Inc. in Miami, FL. Prior to joining HSBC, he worked for Banco do Brasil Securities LLC for eight years and has held roles at Hernandez Law Firm PLLC and Harding University. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charities, and corporations through various offerings that include client-directed and fully discretionary portfolios. The firm uses model risk profiles and combines strategic and tactical asset allocation with fund due diligence conducted by affiliated entities, serving a broad client base with both non-discretionary and discretionary investment solutions.

Andrew Jimenez is a financial advisor with Valic Financial Advisors in Cutler Bay, FL, holding a Series 65 credential and bringing 10 years of industry experience. His prior roles include positions at Agia, Axa Advisors, LLC, and Accurate Appraisers, Inc. Outside of advising, he serves on his homeowners association board and works as a property appraiser. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth clients, and supports corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Rodrigo Alencar is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2013. Based in Miami, FL, he is part of a large team serving a diverse client base. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Martin Mangino is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds a Series 66 designation and has been with Citigroup and its affiliates since 2016. Outside of his advisory role, Mangino is a property owner in Miami, FL, where he manages a rental property. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains unique market roles including in-house research, swap dealing, and futures commission merchant activities.

Brett Gatta is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior roles include positions at PFG Advisors, Securities America, Primerica Advisors, Wealth Advisory Group, Guardian Life Insurance, and Morgan Stanley Private Bank. Outside of finance, he is employed by the New York Air National Guard and is a co-owner of a transportation company. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement services, utilizing a variety of advisory programs through its AccessPoint platform and third-party asset managers.

Alfredo Verastegui is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, with 22 years of industry experience. He holds Series 63 and Series 65 credentials and has been with various HSBC entities since 2012. Outside of his advisory role, he owns a vacation lodging business managed by a property manager. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm combines strategic and tactical asset allocation with fund due diligence, providing both non-discretionary and discretionary portfolio management.

Andre De Mello Baracat is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL. He holds a Series 66 designation and has 10 years of industry experience. Mr. Baracat has been with HSBC Securities USA Inc. and HSBC Bank since 2015. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, using a variety of client-directed and discretionary program types. The firm’s investment process incorporates multiple risk profiles and combines strategic and tactical asset allocation supported by HSBC Global Asset Management and third-party providers.

Victor Fernandez is a Certified Financial Planner (CFP®) with 12 years of experience in the financial services industry. He has worked at Janney Montgomery Scott since 2017, following a three-year tenure at Raymond James & Associates. Victor is based in Miami, FL. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients including individuals, families, trusts, and institutional sponsors, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Barbara Bilello is a financial advisor at Corient in Miami, FL, with 29 years of industry experience. She holds Series 63 and Series 65 designations and has worked at firms including US Trust and RegentAtlantic prior to joining Corient. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and corporate entities. The firm uses a goals-based, team investment approach combining in-house strategies with third-party managers, incorporating risk management tools and alternative investments where appropriate.

Ana Rizzo is a financial advisor with Citigroup Global Markets in Miami, FL, holding Series 63 and Series 65 designations and 14 years of industry experience. She has been with Citigroup Global Markets since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm uses multi-asset, multi-manager strategies with internal standards and oversight committees to select and monitor managers.

Francis Armstrong III is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 licenses and 23 years of industry experience. He previously worked at Investor Solutions Inc. for 28 years before joining Wealth Enhancement Advisory Services and Wealth Enhancement Group in 2021. He is also the owner and board chairman of Managed Account Services, Inc., from which he collects residual payments. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, employing a strategic investment approach that combines passive and active managers informed by quantitative and fundamental research.

Roberto Lopez is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 66 and Series 63 credentials with two years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Bank, as well as earlier positions outside finance. He also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of his current firm, engaging in the sale of bank-related products alongside his advisory duties. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach combines strategic and tactical asset allocation with multiple risk profiles, using both discretionary and client-directed portfolios supported by affiliated asset management and fund selection services.

Jonnathan Mora is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, with nine years of industry experience. He holds the Series 66 designation and has worked at firms including JP Morgan Securities LLC and Paulson Investment Company, LLC. Mora was also involved with Bittersweet Beauty Inc. outside the financial sector. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various program types, combining client-directed and fully discretionary approaches. The firm’s investment process uses multiple risk profiles and integrates asset-allocation advice with ongoing fund due diligence and monitoring.

Heather Serna is a CFP® with 14 years of industry experience, currently working at Citigroup Global Markets. She previously held positions at Wells Fargo Clearing, Wells Fargo Bank, N.A., and Morgan Stanley. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with oversight committees and integrates both discretionary and non-discretionary programs, supporting exposure to traditional and alternative investment products.

Jennifer Cortes is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 66 and Series 63 credentials and bringing 16 years of industry experience. She has been with HSBC Securities USA Inc. and HSBC Bank USA, N.A. since 2009. Outside of her advisory role, she owns rental property but is not engaged in active management. HSBC Securities (USA) Inc. offers managed account programs across various client types, including individuals, retirement accounts, charitable organizations, and corporations. The firm employs a range of investment strategies with both discretionary and non-discretionary options, supported by multiple affiliated providers for advisory and fund management services.

Luis Arango is a financial advisor with Truist Advisory Services holding a Series 66 designation and over 22 years of industry experience. He has been with Truist Advisory Services and related entities since 2015. Outside of his advisory role, Arango is involved in education and nonprofit work, including ownership in a school for children with special needs and a board position with Junior Achievement of Miami. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, to implement and oversee its investment programs.

Magaly Cruz is a financial advisor at Citigroup Global Markets with eight years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing Services, JP Morgan Chase Bank, Bank of America, Merrill, and Wells Fargo Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing multi-asset investment advisory programs, broker-dealer execution, and custody services. The firm combines large institutional scale with specialized market roles and offers bespoke discretionary solutions for high-net-worth relationships.

Michelle Santamaria Palacios is a financial advisor at Citigroup Global Markets with a Series 66 designation and five years of experience at Citi-related firms. Her prior roles include positions at Citibank N.A., Barry University, Florida International University, and Miami Dade College. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm operates with large institutional scale and provides specialized solutions including discretionary mandates and exposure to alternative asset classes.

Juan Pereira Arenas is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds a Series 66 credential and has been with CitiBank and CITI International Financial Services LLC since 2018. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including in-house research and acting as a swap dealer and futures commission merchant.

Mary Portalatin is a financial advisor with Citigroup Global Markets in Miami, FL, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been with CitiBank since 2010. Citigroup Global Markets serves individual and institutional clients across various segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with in-house research and operates as a swap dealer and futures commission merchant.