Derrick Young is a CFP® professional with 17 years of experience in the financial industry, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he holds power of attorney responsibilities for his parents’ investment matters. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Callie Held is a Series 66-licensed financial professional with five years of industry experience. She is currently affiliated with Cetera and Guide Financial Group, where she serves as a financial professional. Callie also engages in fixed insurance sales through a general brokerage agency. Cetera Investment Advisers LLC is an SEC-registered adviser that operates a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a large nationwide network of independent advisors.

Matthew Kennedy is a financial advisor with LPL Financial based in West Des Moines, IA, holding a Series 66 credential and having ten years of industry experience. He previously worked at Securities America, Inc. and Edward Jones. Outside of financial advising, he owns and operates Kennedy Lawn & Landscape, a landscaping business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, utilizing model portfolios and research from internal and third-party sources.

Harriet Hubbell is a Series 66-registered financial advisor with Cambridge Investment Research Advisors in Des Moines, IA, bringing three years of industry experience. Prior to joining Cambridge in 2026, she worked at D.M. Kelly & Company and DMKC Advisory Services from 2021 to 2025. Outside of her advisory work, she has held part-time roles in customer service and administrative support. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and platform options tailored to client objectives.

Erin Ort is a financial advisor at Ameriprise with 24 years of industry experience and holds the Series 66 designation. She has worked at Ameriprise and its predecessor firm since 2002. Ort is a co-owner of Integrity Point, LLC, a business managing her Ameriprise advisory activities. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning and tax-aware withdrawal strategies.

Daniel Trerotola Jr. is a financial advisor at LPL Financial with 47 years of industry experience. He holds Series 63 and Series 65 credentials and has been with LPL Financial since 2015. Trerotola operates Trerotola Wealth Management, an affiliated business entity used for investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of financial planning and advisory programs, leveraging both proprietary and third-party research to support diversified investment strategies.

Regis Rasmussen is a financial advisor with LPL Financial based in West Des Moines, IA. He holds the Series 66 credential and has 17 years of industry experience, including prior roles at Securities America and Questar Asset Management. Rasmussen operates Rasmussen Financial, LLC, a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement consulting, utilizing model portfolios and research from various sources.

Jason Egge is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He previously worked at Securities America Advisors and Banker's Trust. Outside of his advisory work, Egge volunteers with organizations including Greater Des Moines Habitat for Humanity, Meals from the Heartland, and serves as vice-president and board member of the Theodore Roosevelt High School Foundation. OSAIC Wealth, Inc. serves a diverse client base comprising retail and institutional investors through a broad network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, employing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that include a variety of asset classes.

Matthew Mullenix is a financial advisor with LPL Financial in West Des Moines, IA, holding Series 63 and Series 66 designations and 27 years of industry experience. He has been with LPL Financial since 2005. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management with access to in-house and third-party research and model portfolios.

Kyle Ellingson is a financial advisor at Cambridge Investment Research Advisors with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at Cambridge Investment Research Advisors since 2018 and Investment Advisors Corp from 2006 to 2018. In addition to his advisory work, Ellingson operates as an independent insurance agent under Capital Financial Planning. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and other clients. The firm offers a range of investment management and financial planning services through independent financial professionals, utilizing both proprietary models and third-party strategies across multiple platform arrangements.

Dennis Rustad is a financial advisor with Mass Mutual Investors Services in West Des Moines, IA, holding a Series 63 designation and bringing 44 years of industry experience. His career includes long tenures at Metlife Securities Inc. and Mass Mutual Life Insurance Company. He also works as an independent insurance agent specializing in property and casualty insurance. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational programs.

Jeffrey Engelhardt is a financial advisor at Primerica Advisors with 15 years of industry experience. He holds Series 63 and Series 65 credentials and has a background that includes roles in school districts as well as ongoing work with PFS Investments Inc. Outside of advising, he is involved in the sale of loan products and referrals for home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, offering model-driven investment strategies supported by third-party asset managers and custodial services.

Julie Freeborn is a financial advisor with Ameriprise in West Des Moines, IA, holding a Series 66 designation and 19 years of industry experience. She has worked with Ameriprise since 2003, including a current tenure beginning in 2021, and briefly with Iowa Workforce Development in 2020. Outside of her advisory role, she is involved with Young Living Essential Oils for personal use. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides clients approaching or in retirement with written recommendation reports and ongoing annual planning focused on income sources and tax-aware withdrawal strategies.

Michelle Mackie is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory approach is guided by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Geoffrey Lamb is a financial advisor with RBC Capital Markets in Clive, Iowa, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked with RBC Capital Markets since 2005 and has also been associated with City National Bank since 2020. Outside of his financial advisory role, he serves on the board of the Ankeny Centennial High School Football Committee. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations, offering a range of wrap fee advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients' risk profiles.

Brian Grefe is a financial advisor at Raymond James & Associates with 21 years of industry experience. He holds the Series 66 designation and has been with Raymond James since 2007. Grefe serves on the finance and investment committee of Wakonda Country Club, where he participates in reviewing financials and providing input on capital allocation decisions. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Michelle Martzahn is a financial advisor with Wells Fargo Clearing in West Des Moines, IA, holding a Series 66 designation and five years of industry experience. She has worked at Wells Fargo Clearing Services since 2021 and previously held roles at Walgreens and Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Austin Joss is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career working with institutional retirement plans, partnering with employers to build workplace benefits that support their people. Over time, he expanded his focus to serve a broad range of clients including individuals, family offices, corporate executives, and small- to mid-sized businesses, providing disciplined and collaborative wealth planning. As a CERTIFIED FINANCIAL PLANNER® professional with additional designations including Certified Plan Fiduciary Advisor, Personal Investment Advisor, and Retirement Accredited Financial Advisor, Austin leverages his institutional experience to simplify complex financial concepts. His expertise encompasses divorce transition planning, family wealth management strategies, personal retirement planning, and small business strategies. Education and clear understanding form the foundation of his approach, aiming to replace uncertainty with comprehension for his clients. Austin holds a Bachelor's degree in Finance from Iowa State University and a Master's degree from Capella University. He resides in Des Moines with his family and dog. Outside of work, he enjoys golfing, playing slow-pitch softball, and following baseball, football, and college sports. He is actively involved with Variety – The Children's Charity and contributes to the Young Variety chapter in Iowa.

John Gilliland is a financial advisor at RBC Capital Markets with 14 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley Private Bank and City National Bank. Gilliland serves on the board of the Van Meter Community School District and is a volunteer board member of the Dallas County Foundation. RBC Wealth Management, a division of RBC Capital Markets, provides advisory and brokerage services to individual investors, institutions, and charitable organizations. The firm offers tailored investment strategies and portfolio management through a mix of in-house and third-party managers.

Robert Hallgren is a CFP® with 16 years of industry experience, currently affiliated with LPL Financial since 2018. Prior to joining LPL, he worked at Invest Financial Corporation for nine years. In addition to his financial advisory role, Hallgren has served as a substitute teacher at Dowling Catholic High School since 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, and institutions. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.