Chance Stephenson is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop personalized financial plans tailored to their unique goals and situations. He began his career at Kennedy Financial Services as a Client Advocate from 2021 to 2022 before joining Fidelity Investments. At Fidelity, he has held multiple roles including Client Relationship Advocate, Investment Solutions Representative 1, Investment Consultant, and Planning Consultant, demonstrating a progressive career within the firm. Throughout his tenure at Fidelity Investments, Chance has gained experience in client advocacy, investment solutions, and financial planning. His approach focuses on understanding individual client needs to create customized financial strategies. Outside of his professional work, Chance enjoys camping, cars, fitness, hiking, and running.

Samuel Haley is a Series 66-registered financial advisor with Raymond James & Associates in San Antonio, TX, where he has 18 years of industry experience. He has been with Raymond James since 2008. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, pension plans, and charitable organizations, offering financial planning and investment consulting primarily through non-discretionary strategies supported by extensive research and portfolio management options.

Hollie Cuellar is a Series 66 licensed financial advisor at Edward Jones with two years of industry experience. She previously worked at USAA for 25 years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of financial advisors and a broad branch footprint.

William Young is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. Prior to joining LPL Financial in 2024, he spent nine years with Lincoln Financial Advisors. Outside of his advisory role, he is involved with Young, Knight & Oberholtzer, LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by research and model portfolios.

Ryland Bryant is a Wealth Management Advisor at the Merrill Lynch Wealth Management complex in San Antonio. He brings extensive experience in financial services, focusing on helping clients achieve key financial goals such as education planning, personal retirement planning, portfolio management, tax minimization, and retirement income. Ryland holds a Bachelor's Degree in Economics from Saint Mary's University of San Antonio and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His expertise includes developing comprehensive strategies for retirement income accumulation and distribution, college planning, estate planning, and long-term care insurance. He also works with clients on business-related financial services such as business loans and cash flow management. In addition to his professional work, Ryland is involved in community organizations including the Alamo College Foundation and SAMMinistries.

Daniel Garcia is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 21 years of industry experience. He has worked at Ameriprise since 2005, initially with Ameriprise Financial Services, Inc. and currently with Ameriprise Financial Services, LLC in San Antonio, TX. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Monique Cassidy is a financial advisor with Raymond James Financial in San Antonio, TX, holding Series 63 and Series 66 registrations and with 27 years of industry experience. She has worked with Raymond James Financial Services Advisors, Inc. and related entities since 2015. Cassidy is also employed as a registered sales assistant with Security Service Investment Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through affiliations uncommon among large institutional advisors.

Erin Landrau is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and 22 years of industry experience. She has been with Merrill since 2003. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jason Duelm is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 66 designation and bringing 26 years of industry experience. He has been with MML Investors Services, Inc. and MassMutual since 2000. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using collaborative, goal-based planning tools and offering event-driven planning services such as divorce, estate settlement, and employer-sponsored programs.

Cody Horton is a financial advisor at Wells Fargo Advisors with 16 years of industry experience. He holds the Series 66 designation and has worked in various capacities within Wells Fargo firms since 2015. Outside of his advisory role, he is involved in a family business, managing operations there alongside his financial practice. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and fee-based financial planning services. The firm provides a broad range of planning options, including specialized services such as business-owner transition and special-needs analysis, utilizing Wells Fargo’s research and planning tools to develop tailored recommendations.

David Doutre is a Financial Consultant currently with Fidelity Investments, a role he has held since 2020. He began his career in the financial services industry following years of military service. Prior to his current position, David was an Investment Consultant at Charles Schwab & Co., Inc. in 2020 and served as a Financial Advisor at USAA Financial Advisors, Inc. from 2010 to 2020. With over 15 years of experience, David focuses on understanding each client's unique situation to collaboratively develop personalized financial roadmaps. He holds insurance licenses in Arkansas and California, which support his advisory services. His approach emphasizes providing clients with clarity, confidence, and conviction as they work toward their financial goals. Outside of his professional life, David engages in activities such as family time, hiking, reading, volunteering, and maintains a connection to his military background and parenthood.

Janis Gonzalez is a financial advisor at Fidelity with seven years of industry experience. She previously worked at JP Morgan Securities LLC and Hot Noize before joining Fidelity in 2025. Gonzalez holds Series 63 and Series 66 licenses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Valarie Neeley is a Series 66-credentialed financial advisor at Wells Fargo Clearing with 22 years of experience at the firm. She is based in San Antonio, TX, and has been with Wells Fargo Clearing since 2004. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Teresa Grubman is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. Her prior roles include positions at USAA, Victory Capital, Citigroup, and New York Life Insurance Company. Outside of finance, she owns and operates a business called The Lady in the Moon, offering new age gifts and complementary alternative medicine services such as Tarot and sound healing, and she is also a freelance author of non-fiction books. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Brian Tramontano is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience in the financial services industry. He founded Tramontano & Associates in 2010, developing a team focused on delivering customized wealth management solutions and concierge-level service to a select group of clients. Brian is recognized nationally and has been named to the Forbes "Top 250 Wealth Advisors" and "Best in State Wealth Advisors" lists, as well as Barron's "Top 1,200 Advisors," demonstrating his sustained expertise in the field. He serves as a national spokesperson for Merrill Lynch, discussing financial and portfolio strategies, and participates in educating advisors through the firm's national faculty and coaching programs. Brian holds multiple professional designations, including the Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), and Certified Plan Fiduciary Advisor (CPFA). He earned a bachelor's degree from The University of Texas at San Antonio. His areas of focus include portfolio and risk management, retirement income and planning, wealth transfer and legacy management, and customized financial strategies across various client needs. In addition to his professional work, Brian is involved in community organizations such as the Boys and Girls Club of San Antonio, Antonian College Preparatory High School School Council, the University of Texas at San Antonio Roadrunner Foundation, and the UTSA Golf 24 mentoring program. He also participates in the Merrill Lonestar Market grant committee that provides funding to local charities. Brian enjoys golfing, running, and spending time with his family.

Katherine Karr is a financial advisor at Morgan Stanley in San Antonio, TX, holding a Series 66 designation with eight years of industry experience. Her career includes prior roles at Merrill Lynch, Bank of America, and SWBC Investment Services, among others. She also worked briefly at HotWorx and Alamo Colleges. Morgan Stanley Wealth Management serves individual and institutional clients with a wide array of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate-based financial planning services.

Philip Krebsbach is an Investment Consultant with experience as a Wealth Advisor at Fidelity Investments since 2022. Prior to this, he served as a Wealth Advisor at USAA from 2017 to 2022. In his roles, he focuses on understanding client goals to work towards making those dreams a reality. Outside of his professional responsibilities, Philip has interests in food, golf, parenthood, and traveling.

Benjamin Taylor is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 1998 following 21 years of active duty service as a U.S. Army Armor Officer, where he held leadership roles including tank platoon leader, company commander, and battalion executive officer. His military experience is complemented by his academic background in history and business. Mr. Taylor earned a Bachelor of Arts in History and English from Trinity University in San Antonio, Texas, an MBA from Webster University in St. Louis, Missouri, and a Master of Arts in Military History from the U.S. Army Command and General Staff College at Fort Leavenworth, Kansas. He holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., and maintains Series 7 and 66 FINRA registrations. His client focus includes college education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, special needs planning, tax minimization, and retirement income. Outside of his professional responsibilities, Mr. Taylor is involved in his church and the Boy Scouts of America in San Antonio. He is an avid water skier and supports American Water Ski Association tournaments. He resides in Helotes, Texas, with his wife, Anne, and enjoys traveling to visit their grown children and grandchildren.

Philip Nelson is a Series 66-licensed financial advisor with J.P. Morgan Securities in San Antonio, TX. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2026. His prior experience includes roles at USAA and North Dallas Bank and Trust, along with time at Texas A&M University and Nelco Media. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset-allocation modeling and centralized due diligence. The firm incorporates ESG criteria in its investment recommendations and offers services on a non-discretionary basis, with clients retaining final decision authority.

Jake Spruiell is a financial advisor with Cetera, holding a Series 63 license and over 27 years of industry experience. His prior roles include positions at PNC Managed Account Solutions and BBVA Wealth Solutions. He is the owner of Sonterra Wealth Management LLC, where he is actively involved in client services and trade execution. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting discretionary and non-discretionary strategies with over $256 billion in assets under management.