John Harmon Jr. is a financial advisor at Edward Jones with six years of industry experience. He has been with Edward Jones since 2019 and previously worked for 25 years at Southern Glazers of Illinois. He holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

Matthew Rodriguez is a financial advisor with Merrill in San Antonio, TX. He holds Series 63 and Series 66 licenses and has been in the industry for one year. Prior to joining Merrill, he worked at Charles Schwab & Co., Inc. for one year. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Annelisa Longoria is a financial advisor with Equitable Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and 15 years of industry experience. She has been with Equitable Advisors since 2010, previously associated with Axa Advisors. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage/insurance channels to tailor services based on client goals, risk tolerance, and time horizon.

Ryan Langella is a financial advisor with Equitable Advisors in San Antonio, TX, holding Series 63 and Series 66 licenses and six years of industry experience. Prior to joining Equitable Advisors in 2020, he worked at the University of Texas at San Antonio and Flamingo Reys. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm provides financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a combination of advisory and brokerage solutions.

Benjamin Cook is a financial advisor with Equitable Advisors in Helotes, TX, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Equitable Advisors, he worked in automotive sales and education, including over 20 years with North East ISD. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals and risk profiles.

David Brantley is a financial advisor with Ameriprise in San Antonio, TX, holding a Series 63 designation and 35 years of industry experience. His prior roles include positions at LPL Financial, Cambridge Investment Research Advisors, and Bryan Finley & Associates. Outside of advisory work, he has involvement in non-variable insurance related to investments. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through a centralized team. The firm’s investment approach incorporates proprietary research and third-party data, with specific enrollment criteria and a product ecosystem that includes affiliated sub-advised options.

Stephen Collins is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding Series 63 and Series 65 licenses and possessing 31 years of industry experience. He has been associated with MML Investors Services LLC since 2000 and MassMutual since 1999. Outside of his advisory role, Collins serves on the board of trustees for the South Texas Leukemia and Lymphoma Society and chairs the National Advancement Committee for a cancer research nonprofit. He also participates as an investment advisory committee member for the City of San Antonio and is president of an LLC that owns his private airplane. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser under MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive planning through collaborative engagements, utilizing firm-approved analytical tools, with implementation options involving separate brokerage or insurance arrangements.

Jerald Reiner is a financial advisor at Equitable Advisors in San Antonio, TX, holding a Series 66 designation with 23 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 2002. Outside of his advisory role, he is listed as the director of a dormant LLC named Basketball Bob. Equitable Advisors serves a broad client base including individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm offers financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers, operating a hybrid referral and implementation model that includes both advisory and brokerage channels.

Jason Espalin is a CFP® professional with 20 years of industry experience, currently affiliated with Charles Schwab. His prior work includes roles at TD Ameritrade and Citigroup Global Markets. He is based in San Antonio, TX. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, supported by multi-asset model portfolios and a centralized operational structure.

Spencer Crow is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Edelman Financial Engines since 2016. Prior to this, he worked at Tmfs Advisors, LLC from 2013 to 2016. He holds the Series 66 designation and is based in San Antonio, TX. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large client base through advisor-led and online offerings.

James Gardner III is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Ameriprise in 2020. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations through a centralized consulting team.

Jeffery Harris is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses with 32 years of industry experience. He has been with Primerica Advisors since 1994 and Primerica Financial Services since 1992. Outside of advisory services, he is involved in sales related to loan products, home security, automation, and other home-related services through affiliated companies. Primerica Advisors is a sponsor and discretionary portfolio manager of a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm offers model-driven investment strategies and provides advisory services through a large network of financial advisors.

Thorne Robalin Jr. is a financial advisor with Raymond James & Associates in San Antonio, TX, holding Series 63 and Series 65 credentials and possessing 36 years of industry experience. He has been with Raymond James & Associates since 2001. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional and pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services through various portfolio management styles and affiliated research resources.

Clayton Miller is a financial advisor at Osaic with 16 years of industry experience. He holds the Series 66 designation and has worked at Royal Alliance Associates, INC., Jhfn Sii, and Waddell & Reed, Inc. Outside of his advisory role, he has been active as a musician with The Bob Bass Band since 2007. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides a range of brokerage and advisory services utilizing asset-allocation tools, third-party money managers, and multiple investment platforms.

David Earnst is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and six years of industry experience. His work history includes roles at Columbus Global, Arctic IT, Alithya, and PFS Investments Inc. Outside of advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies supported by third-party managers and offers a range of portfolio models including those allocating to cryptocurrency exchange-traded funds.

Richard Moczygemba III is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has four years of industry experience. Prior to joining Raymond James, he worked at Charles Schwab and Security Service Investment Group. Outside of advising, he is a partner in an online retail business focused on physical media resale and homemade goods. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, institutions, and organizations. The firm offers tailored, non-discretionary advisory services using analytical tools and supports specialized municipal and public finance work through its affiliation with a municipal advisor.

Lawrence Padron is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He previously worked at Stifel Nicolaus & Co Inc for 11 years before joining Ameriprise in 2020. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports through a centralized consulting team, emphasizing Ameriprise-managed accounts and algorithmic automation in its approach.

David Steubing is a financial advisor with Thrivent Investment Management in San Antonio, TX, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his advisory role, he occasionally negotiates water leases with farmers, water systems, and businesses. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm allows clients to combine planning with managed accounts under a consolidated billing option while maintaining separate services.

Raul Barcenes is a financial advisor at J.P. Morgan Securities with Series 65 and Series 63 licenses and three years of industry experience. Prior to joining J.P. Morgan in 2024, he held roles in asset management and education. Outside of his advisory work, he provides tutoring services independently and through Varsity Tutors, helping students prepare for certification and securities exams, and he also offers music consulting through a private business. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Grant Cherry is a financial advisor with Wells Fargo Advisors in San Antonio, TX, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Bank of America. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services utilizing Wells Fargo research and tools, with tailored recommendations delivered through meetings and client summary letters.