Alexandro Valverde Macias is a financial advisor at Morgan Stanley in Denver, CO, holding Series 63 and Series 66 licenses with three years of industry experience. His career includes positions at Wells Fargo Bank and KeyBank. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, focusing on structured financial planning supported by firm-approved tools and investment models. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Michael Runyon is a Series 66-licensed financial advisor with three years of industry experience. He is currently with Wells Fargo Clearing and has previously worked at Charles Schwab Bank, Edward Jones, and Voya Financial. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Toby Karr is a financial advisor at Edward Jones in Brighton, CO, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, Toby worked for School District 27J for eleven years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and products, operating under a fiduciary standard and managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors.

Jason Hollander is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and at JPMorgan Chase Bank NA since 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services on a non-discretionary basis.

Lance Jacobs is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab & Co., Inc. since 2010 and Charles Schwab Bank, SSB since 2013. Based in Denver, CO, he has primarily served clients through these affiliated entities. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines both non-discretionary advisory services and access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

James Cartwright V is a financial advisor at Charles Schwab with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 2005, including a role at Charles Schwab Bank, SSB since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a large-scale, integrated platform offering both non-discretionary advisory services and access to discretionary separately managed accounts.

Gary Dissette is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at SagePoint Financial, Inc. since 2009 before joining OSAIC in 2023. Outside of his advisory role, he serves on the Investment Advisory Committee of the Oregon California Trails Association, a nonprofit focused on preserving historic trails. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party partnerships to manage portfolios across a range of investment types.

Khrista Mc Whorter is a financial advisor with LPL Financial in Erie, Colorado, holding a Series 66 designation and four years of industry experience. Her prior roles include positions at SCF Securities, Northwestern Mutual Investment Services, Ameriprise Financial, and service in the Armed Forces. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and diversified investment strategies.

Jonathan Kanaber serves as a Wealth Management Advisor with the Kanaber Oyer Group at Merrill Lynch Wealth Management in Denver, Colorado. In this role, he focuses on providing tailored financial strategies to clients and their families, helping them pursue both short- and long-term financial goals. His client base includes multi-generational families, health care professionals, attorneys, and executives, with services encompassing trust and family planning, investment guidance, retirement preparation, and education planning. Before joining Merrill Lynch Wealth Management in 2016, Jonathan worked as a Mechanical Design Engineer, a background that provides him with significant experience in analyzing client needs to develop customized strategies. He holds both a Bachelor’s and a Master’s Degree in Mechanical Engineering from the University of Colorado System and is a CERTIFIED FINANCIAL PLANNER® professional as well as a Personal Investment Advisor. Jonathan collaborates closely with his team and utilizes the resources of Merrill Lynch and Bank of America to offer a comprehensive range of financial tools and services. Outside of his professional responsibilities, Jonathan is involved in community organizations such as the Arapahoe Rescue Patrol and Junior Achievement Rocky Mountain. He enjoys spending time with his wife and children, participating in activities like hiking, running, camping, chess, football, ice hockey, and reading.

Skyler Pinto is a financial advisor with Cetera, holding a Series 66 designation and based in Denver, CO. He has been with Cetera and its affiliated entities since 2024, with additional experience at RemoteLink Solutions and Gravity Heights. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with a wide range of program options and investment strategies.

Mandi Renzetti is a financial advisor with Wells Fargo Clearing in Lakewood, CO, holding Series 63 and Series 66 licenses and 27 years of industry experience. She has worked with Wells Fargo Advisors and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm uses research and analytics to support its investment approach and offers a range of financial products through affiliated entities.

Erik Hernandez Ramos is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has worked at various Wells Fargo entities since 2007, including Wells Fargo Advisors LLC and Wells Fargo Bank NA. Outside of his advisory role, he has experience managing a rental property. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Ralph Diaz is a financial advisor with Wells Fargo Clearing in Denver, CO, holding a Series 66 designation and 25 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services focused on an IPS-driven process grounded in modern portfolio theory.

Zachary Davis is a financial advisor at Merrill with five years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at Bank of America, Charles Schwab & Co., Inc., and E*Trade Capital Management. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, pension plans, and charitable organizations.

Brian Harder is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Cetera in Denver, CO. His prior roles include positions at Avantax Advisory Services, COUNTRY Capital Management Company, Dunham & Associates Investment Counsel, and Dividend Capital Securities. Cetera Investment Advisers LLC is an SEC-registered adviser supporting a nationwide network of over 10,000 independent advisors. The firm serves individuals, retirement plans, corporate, charitable, and institutional clients with a range of portfolio management and financial planning services across multiple program structures.

Matthew Voell is a financial advisor at Fisher Investments with 11 years of industry experience. He holds the Series 66 designation and has previously worked at Human Interest and Personal Capital Advisors Corporation. Outside of his advisory role, he is a partner in T&M Ventures, LLC, a real estate holding company. Fisher Investments serves a global client base that includes institutional investors and high-net-worth individuals, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment approach combining quantitative and qualitative research and utilizes tax-aware strategies and risk management techniques.

Stephen Babin is a Planning Consultant at Fidelity Investments, a role he has held since 2025. He specializes in developing personalized financial strategies aimed at helping individuals and families achieve their financial goals. Prior to this position, he served as a Relationship Manager at Fidelity Investments from 2023 to 2025 and as a Financial Representative from 2022 to 2023. Throughout his career at Fidelity Investments, Stephen has focused on simplifying complex financial decisions and making financial guidance accessible to a wide range of clients. His approach centers on empowering clients to take control of their financial wellbeing, regardless of their starting point. Outside of his professional responsibilities, Stephen enjoys comedy, family activities, fitness, football, gardening, and spending time with pets.

Blaize Kreuger is an Investment Consultant at Fidelity Investments, a role held since 2026. Blaize focuses on collaborating with clients to develop financial plans tailored to their specific needs and goals. Blake's work emphasizes enabling clients to take control of their financial futures through personalized strategies. Blaize has been with Fidelity Investments since 2022, progressing through roles including Financial Representative from 2022 to 2024, Workplace Planning Consultant from 2024 to 2025, and Planning Consultant from 2025 to 2026. This experience has provided Blaize with a broad understanding of financial planning and investment consulting. Outside of their professional responsibilities, Blaize engages in activities such as fitness, social events, golf, reading, traveling, and volunteering.

Quinston Daugherty is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and six years of industry experience. He has previously worked at MWA Financial Services Inc and served as a contract appraiser providing legal descriptions and market data for residential properties in Littleton, CO. Wells Fargo Clearing offers retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, delivering both discretionary and non-discretionary advice grounded in modern portfolio theory. The firm’s approach includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Brian Zivicky is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020. Prior to that, he was with JPMorgan Chase Bank NA and JP Morgan Securities Inc for 17 years. Outside of his advisory role, he is a partner in 10110 LLC, a consulting business based in Denver. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and specialized estate planning groups.