David Moratti is a financial advisor with Commonwealth Financial Network in Phoenix, AZ, holding the ChFC® designation and Series 63 and 65 licenses. He has 30 years of industry experience, including prior roles at Morgan Stanley and Camelback Retirement Planners. He is a co-owner of RUN DMCC, LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering a variety of advisory programs and support services. The firm provides operations, trading, technology, investment management, compliance, and practice-management resources to affiliated advisors who deliver advice under Commonwealth’s supervision.

Thomas Rankin is a financial advisor with Ameritas Advisory Services, LLC in Phoenix, AZ, holding Series 63 and Series 65 licenses and possessing 40 years of industry experience. He has worked with Ameritas Advisory Services since 2021 and has longstanding roles with Arizona Advisors, Ameritas Life Insurance Company, and Ameritas Investment Corp. He is also the owner and managing member of Time2Buy, LLC, a holding company involved in the purchase and sale of horological and other resale items. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers a range of services such as asset management, financial planning, and retirement plan advisory across discretionary and non-discretionary programs, utilizing model portfolios, mutual funds, ETFs, and individual securities.

Corinne York is a financial advisor with Schwab Wealth Advisory Inc. in Phoenix, Arizona. She holds Series 63 and Series 66 licenses and has 26 years of industry experience. York has been with Schwab Wealth Advisory since 2012 and has worked with Charles Schwab since 1999. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is guided by Charles Schwab’s asset-allocation models and internal research, with reviews tailored to client goals and risk tolerance.

Samuel Sells is a financial advisor at Schwab Wealth Advisory, Inc. with two years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab & Co., Charles Schwab Bank, and Equitable Advisors. Prior to his financial services career, Mr. Sells held positions at In-N-Out Burger and Amazon. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations for clients in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s approach relies on proprietary asset allocation models and internal research tools, offering tailored recommendations based on each client’s goals and risk tolerance.

Tyler Kunzler is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at J.P. Morgan Securities and Wells Fargo Clearing. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab Co.-referred clients, focusing on asset allocation and investment selection based on proprietary research and tailored to individual goals and risk tolerance.

Carson Brechner is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and one year of industry experience. Prior to joining Schwab Wealth Advisory in 2026, he worked at Charles Schwab & Co., Inc. beginning in 2024. His background includes several roles outside finance, including positions in the education sector and the food service industry. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection using proprietary models and tools, with trades executed only upon client authorization.

Anthony Ruggieri is a financial advisor at AE Wealth Management, LLC with 10 years of industry experience. He holds a Series 65 designation and has worked at multiple firms, including his own entities such as Ruggieri Wealth Advisors LLC and Ruggieri Financial and Marketing Group LLC. Outside of advisory services, he is an independent insurance agent through his ownership of Ruggieri Financial and Marketing Group LLC. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes a platform-focused approach with discretionary model portfolios and supports third-party RIAs through sub-advisory and model-licensing arrangements.

Orion Willis is a financial advisor with Centaurus Financial, Inc. in Sun City West, Arizona, holding the ChFC® designation and Series 63 and 65 licenses. He has 26 years of industry experience and has been with Centaurus Financial since 2013. Outside of advising, he is involved in inventing electronic devices and manages a farming operation focused on organic animal and produce sales. He also serves as a board member for two non-investment related entities. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, businesses, and institutions. The firm offers a range of services such as financial planning, portfolio management through the CLASSIC Plus platform, and retirement-plan consulting, utilizing both discretionary and non-discretionary investment approaches.

William Day is a financial advisor at TIAA-CREF with 14 years of industry experience. He has held his current position since 2015. He holds the Series 66 designation and is based in Phoenix, AZ. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing retirement plan relationships. The firm offers both model-based and customized portfolio management and acts as adviser to a donor-advised fund.

Max Bjurlin is a financial advisor at AE Wealth Management, LLC with one year of industry experience. He holds the Series 66 designation and has prior experience with Equitable Advisors, LLC and Oxford Retirement & Estate Planning. Before entering the financial industry, he worked at Aspen Valley Golf Course and other roles outside finance. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individuals, corporations, trusts, and ERISA plan sponsors. The firm employs a range of investment strategies through discretionary model portfolios and supports third-party RIAs with sub-advisory and model-licensing services.

Mathew Tracy is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and five years of industry experience. He previously worked at Morgan Stanley and Buckingham Strategic Wealth, among other firms. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on proprietary asset allocation models and research tools, with trades executed only upon client authorization.

Jacob Heisler is a CFP® and Series 65-registered financial advisor with eight years of industry experience. He is currently with Beacon Pointe Advisors, LLC in Scottsdale, AZ, where he has worked since 2019. Prior to that, he was with Versant Capital Management and Barnes Investment Advisory. He also holds a role as an insurance agent with Beacon Pointe Insurance Services, LLC. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, and outsourced chief investment officer services to individual investors, corporations, pension plans, and institutional clients. The firm integrates asset-allocation modeling with third-party independent managers and offers both active and passive strategies across public and private asset classes.

Michael Taylor is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and two years of industry experience. His previous roles include positions at Fidelity Investments, U.S. Bank, and Charles Schwab & Co. He is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses proprietary asset-allocation models and internal research tools, offering tailored recommendations with at-least-annual reviews, while trades require client authorization.

Daniel Friedlander is a financial advisor with PNC Wealth Management in Phoenix, AZ, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at BBVA Wealth Solutions, Northwestern Mutual Investment Services, Merrill Edge, and Grand Canyon University. Outside of his advisory work, he is the owner and producer of Aurora Records, a non-investment related business. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only, algorithm-driven digital offering that uses approved model strategies executed via mutual funds and ETFs.

Bruce Frank is a financial advisor with Eagle Strategies (NY Life) based in Scottsdale, AZ, holding a Series 63 designation and with 40 years of industry experience. He has worked with Nylife Securities Inc. and New York Life Insurance Company since 1985 and operates Bruce Frank Financial Group, LLC, brokering non-registered insurance products. Outside of his advisory roles, he is involved with Safe Management, which provides security services for the Arizona Cardinals and NFL events, and volunteers with Billy’s Place providing grief services for children and families, as well as the Fiesta Bowl committee. Eagle Strategies serves a diverse range of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm provides customized advice across multiple program types and manages the majority of assets on a non-discretionary basis, with a focus on relationships with institutional sponsors and integration within the New York Life affiliate structure.

Patrick Funke is a financial advisor with Commonwealth Financial Network, holding the ChFC® designation and Series 63 and 65 licenses. He has 36 years of industry experience, including prior roles at OSAIC, Securities America Advisors, Inc., and Geneos Wealth Management, Inc. He is co-owner of Patrick Funke & Associates, Inc., a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm offers a variety of advisory programs and services, including discretionary model portfolios and personalized investment options, while providing operational, compliance, and practice-management support to affiliated advisors.

Brian Nelson is a financial advisor with Osaic Advisory Services, LLC, holding a Series 65 credential and one year of industry experience. He is associated with several entities including Osaic Wealth, Tribe Financial Group, and DeepBlue Pool Pro's LLC. Osaic Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base, including individuals, retirement plans, corporate and charitable entities, and sovereign wealth funds. The firm offers a range of investment programs, retirement plan consulting, financial planning, and access to alternative investments, utilizing multiple analytical approaches and platform partnerships to deliver and monitor strategies.

Charles Buchanan is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Charles Schwab and related entities since 1995, including over a decade with Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using asset-allocation models and research tools developed by Charles Schwab & Co. The firm offers guidance on mutual funds, ETFs, SMAs, and alternative investments, with trades executed only upon client authorization.

Andrew Padgett is a financial advisor at J. W. Cole Advisors, Inc. with 33 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at Jonathan Roberts Advisory Group, Inc. since 2011 and J W Cole Financial Inc since 2007. Outside of advisory work, he operates a web design business and provides mobile notary public services. J. W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a network of over 400 independent representatives. The firm offers a range of portfolio management and financial planning solutions, including access to third-party managers and digital advice platforms.

Jack Stephens is a financial advisor with Schwab Wealth Advisory and holds a Series 66 designation. He has one year of industry experience and has worked previously at Wilde Wealth Management Group and Charles Schwab & Co., Inc. Outside of financial services, he has experience in the food service industry, including positions at Ike's Love and Sandwiches and Amiel's Original Submarine. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm uses standard asset-allocation models and internal research tools to offer personalized recommendations without exercising discretionary trading authority.