Lieng Ouk is a financial advisor at Cambridge Investment Research Advisors with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Morgan Stanley, Charles Schwab & Co., Inc., and Wells Fargo Wealth Management. Cambridge Investment Research Advisors is a large SEC-registered firm serving a broad mix of clients, including individuals, pension plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services delivered through a network of independent Financial Professionals using a range of portfolio management and platform solutions.

Gary Truax is a financial advisor with Ameriprise in Glendale, AZ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior work includes roles at Wedbush Morgan Securities and Ameriprise Financial Services, Inc. Truax has involvement in managing an independent business, Taurus Partners, alongside his advisory practice. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendations, emphasizing managed accounts and using algorithmic tools overseen by a dedicated committee.

Chris Luttman is a Financial Consultant currently working at Fidelity Investments since 2022. He has 20 years of experience partnering with clients to develop financial and retirement plans, leveraging Fidelity's brand, strategy options for pre and post-retirement, and investment platform. His prior roles include Wealth Advisor at US Bancorp Investment Services from 2019 to 2022, Financial Advisor at Key Investment Services from 2015 to 2019, and Wealth Management Advisor at TIAA CREF from 2004 to 2013.

Daniel Porter is a financial advisor at Charles Schwab with nine years of industry experience. He holds the Series 66 and Series 63 designations and has been with Charles Schwab since 2016 in Phoenix, AZ. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by due diligence from its financial research center.

Michele Riordan is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has been with LPL Financial since 2003. She also operates Riordan Investment Management as a DBA in Scottsdale, AZ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement consulting, supported by extensive research and technology resources.

Michael Pace is a financial advisor at Wells Fargo Clearing in Phoenix, AZ, holding Series 63 and Series 65 licenses with 24 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary solutions. The firm’s advisory approach is IPS-driven and based on modern portfolio theory, incorporating a broader range of financial products, including insurance-related vehicles and bank deposit sweep options.

Tatyana Trapp is a financial advisor with Primerica Advisors in Phoenix, AZ, holding Series 63 and Series 66 licenses and 12 years of industry experience. She has worked at Primerica Advisors, Primerica Financial Services, Merrill, and UnionBanc Investment Services. Outside of advisory work, she owns Echo Tango 03 LLC, a non-investment-related business. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and offers a tiered wrap fee structure distinct from fixed-fee billing.

Jonah Puschinsky is a financial advisor at Cetera with two years of industry experience. He holds the Series 66 designation and has worked with several firms, including JR Capital and Renaissance Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, overseeing more than $256 billion in assets.

Mark Newcomb is a financial advisor with Merrill in Peoria, Arizona, holding Series 63 and Series 66 designations and 30 years of industry experience. His prior roles include positions at Princor Financial Services and Principal Life Insurance Company, where he worked for seven years. He also serves as a co-trustee of a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Kyle Kent is a Financial Consultant who collaborates with clients to plan for their goals on their terms, focusing on navigating risk, income, and tax-efficient investing. He has extensive experience at Fidelity Investments, having held multiple roles including Investment Consultant from 2022 to 2024, Relationship Manager from 2021 to 2022, Equity Compensation Consultant from 2020 to 2021, Equity Compensation Associate from 2019 to 2020, and Equity Trader from 2018 to 2019. Kyle's professional background reflects a breadth of experience within investment consulting and equity compensation, contributing to his expertise in financial planning and client relationship management. Outside of his professional work, Kyle enjoys cooking and baking, fitness, exploring food, outdoor adventures, parenthood, and reading.

Jareese Williams is a financial advisor with Thrivent Investment Management in Glendale, AZ, holding a Series 66 credential and having two years of industry experience. Prior to joining Thrivent in 2025, Williams worked at Ameriprise from 2023 to 2025. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial analyses and written recommendations across various planning areas. The firm integrates planning with managed-account programs under the “WealthPlan” option while maintaining separate planning and portfolio management services.

Rebecca Gandolfi is a financial advisor at Cetera with one year of industry experience. She holds a Series 66 designation and has worked with Cetera and its associated networks since 2023. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of investment management and financial planning services through a multi-manager platform with over 10,000 advisors and approximately $256 billion in assets under management.

Kari Pepelnjak is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. She has been with Charles Schwab since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering investment guidance through multi-asset model portfolios and a formal alternative-investment program.

Supranee Lucas is a CFP® professional with 26 years of industry experience, currently affiliated with Charles Schwab in Phoenix, AZ. Her work history includes roles at Schwab Private Client Investment Advisory Inc. from 2015 to 2021 and Charles Schwab since 2014. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a formal alternative-investment onboarding process.

Dana Unverferth is a financial advisor with Morgan Stanley in Phoenix, AZ, holding Series 66 and Series 63 licenses and having five years of industry experience. Her background includes roles at Morgan Stanley Smith Barney, Oppenheimer, Strategic Tax Planning, and State Farm. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

Sarah Spiller is a financial advisor at Charles Schwab with 11 years of industry experience. She holds the CFP® and ChFC® designations and has worked at Schwab Private Client Investment Advisory, Inc. and Charles Schwab since 2014. She is based in Phoenix, AZ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and due diligence on alternative investments.

Jason Hearn is a financial advisor with Raymond James & Associates in Phoenix, Arizona, holding a Series 66 designation and 13 years of industry experience. He previously worked for Edward D. Jones & Co for 10 years before joining Raymond James in 2022. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Andres Franco is a CFP® with 19 years of industry experience, currently advising at Charles Schwab in Phoenix, AZ. His career includes roles at The Vanguard Group and Schwab Private Client Investment Advisory. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through a combination of non-discretionary and discretionary advisory services, employing multi-asset model portfolios and offering integrated brokerage, custody, and advisory solutions.

Andrew St.John is a financial advisor with LPL Financial in Peoria, AZ, holding a Series 66 designation and 16 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for seven years before joining LPL Financial in 2023. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of financial planning and advisory programs, offering both discretionary and non-discretionary management supported by in-house and third-party research.

Dylan Christopher is a financial advisor at Merrill with Series 63 and Series 66 credentials and 10 years of industry experience. He has worked at Merrill since 2016 and previously held a position at Bank of America, N.A. for seven years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.