Danielle Shelton is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 credential and previously worked at Morgan Stanley for six years before joining Merrill in 2023. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Corey Mazza is a financial advisor at UBS Financial Services with 10 years of industry experience. He previously worked at JPMorgan Securities, JPMorgan Chase Bank, and Goldman Sachs. Mazza serves on the Board of Directors for the Harvard Club of Southern California as Vice President of the Finance Committee and volunteers as a panel moderator for the Financial Planning Mentoring Forum at California Lutheran University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, using proprietary capital market research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and custody solutions.

Mathew Garcia is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2022. Prior to that, he was with Bank of America and Merrill from 2016 to 2022. Outside of his advisory role, he is involved in real estate ownership and management in Chicago. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, offering non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative research to build model asset allocations and includes broader derivatives and commodities capabilities.

Laura Tully Cox is a financial advisor with Wells Fargo Advisors in Westlake Village, CA, holding Series 63 and Series 66 credentials and 29 years of industry experience. She worked at Merrill from 2007 to 2016 before joining Wells Fargo Advisors in 2016. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services. The firm provides tailored recommendations using proprietary research and planning tools, with services spanning cash-flow, retirement, education, risk, and wealth-transfer planning, among others.

Richard Koff is a CFP® and ChFC® with 33 years of experience in the financial services industry. He has worked at Ameriprise Financial Services since 2019 and previously spent 12 years at Equitable Advisors and six years at MML Investors Services and Mass Mutual. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

William Papadopoulos is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 credential and has previously worked at Vail Resorts and Monarch Cypress, as well as having academic roles at CU Boulder. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is involved in unique activities such as commodity pool operation and advisory roles to multiple registered investment companies.

Craig Johnson is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Jeff Antoniotti is a financial advisor with Morgan Stanley in Westlake Village, CA, holding Series 63 and Series 65 licenses. He has 32 years of industry experience and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models developed by its Global Investment Committee.

Patrick Lopker is a financial advisor with Wells Fargo Clearing who holds the Series 66 designation and has 16 years of industry experience. He has been with Wells Fargo Clearing since 2016 and also operates Lopker Inc., a holding company involved in real estate ventures and an equine business. Outside of his advisory role, Lopker serves as a director and president of Cascade Ridge Community Association in Big Sky, Montana. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research and analytics with diversification principles and modern portfolio theory to support its broad range of brokerage and advisory solutions.

Stephen Tarin is a financial advisor with Ameriprise in Camarillo, CA, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has been with Ameriprise and its affiliate since 2006. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Kyle Bobo is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab, California Credit Union, and Thrivent Financial. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm utilizes a manager solutions team that combines quantitative screening and qualitative research to build model asset allocations.

Sasan Nikoomanesh is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career in financial services in 2006 after more than a decade in the information technology industry, including serving as CIO for a network television station. At the Darin-HFKN Group, his responsibilities encompass business development, relationship management, marketing, and event planning. Sasan takes a client-centric approach, focusing on understanding clients and multiple generations of their families. He works to listen closely to their values and needs, helping to define their goals and create customized strategies tailored to their unique situations. His areas of focus include college education planning, executive and equity compensation services, investment consulting for defined contribution plans, managing new wealth, personal retirement planning, philanthropic planning, portfolio management, and services for endowments, foundations, and non-profits. He holds a Bachelor's degree in Business Administration from the University of Phoenix and two Master's degrees: an MBA in Finance from California Lutheran University and an MBA in Business Administration from Pepperdine University. As a cancer survivor, Sasan utilizes resources at Merrill to help clients develop custom plans aligned with what is truly important in their lives. His personal interests include football, horseback riding, photography, skydiving, table tennis, traveling, and watching movies.

Adam Goldstein is a financial advisor with Ameriprise in Calabasas, CA, holding a Series 63 designation and 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he manages his own legal entity focused on financial advisory practice management and consulting with professionals on client cases. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to create tailored, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Nicholas Nino is a financial advisor with Ameriprise, holding a Series 66 designation and 18 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2007. Outside of advising, he has involvement in real estate ownership and business ownership through SM 18 LLC. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, supported by a centralized consulting team and algorithmic tools, to deliver tailored retirement income recommendations.

Timothy Mcnutt is a financial advisor with UBS Financial Services in Westlake Village, CA, holding a Series 66 designation and 21 years of industry experience. He previously worked at Bank of America and Merrill, with tenures of 14 and 20 years respectively. Outside of his advisory role, he is involved in a real estate investment partnership focused on acquiring rental properties and adding accessory dwelling units for long-term rental. UBS Financial Services serves individual, corporate, and institutional clients through a variety of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and capital market assumptions.

Joel Remmenga is a financial advisor at Wells Fargo Advisors with 44 years of industry experience. He holds a Series 63 designation and has previously worked at Wells Fargo Clearing and Prudential Equity Group, LLC. Outside of his advisory role, he has a 49% ownership stake in Newbury Park Brewing. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services and uses Wells Fargo research and tools to develop tailored recommendations for clients.

Brandi Johnson is a financial advisor at Edward Jones in Westlake Village, CA, holding Series 66 and Series 63 designations with five years of industry experience. Prior to joining Edward Jones, she worked at JP Morgan Chase Bank, N.A. for eight years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory strategies, separately managed accounts, and affiliated investment products. The firm operates under a fiduciary standard and is notable for its extensive advisor and branch network as well as its affiliated capabilities beyond advisory services.

Jorge Zambrano is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked for Royal Alliance Associates, Inc. for 23 years before joining OSAIC in 2023. Outside of his advisory role, Zambrano sells auto insurance for travel to Mexico through a sole proprietorship. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach relies on model-based asset allocation and portfolio optimization with a range of programs including comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting.

Andrew Snett is a financial advisor with Wells Fargo Clearing in Woodland Hills, CA, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as a trustee and co-trustee for multiple family trusts. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a large-scale approach combining research from internal and third-party sources, offering both brokerage and advisory solutions across a broad range of financial products.

Jon Dahlstrum is a financial advisor with Raymond James Financial in Thousand Oaks, CA, holding a Series 63 designation and 39 years of industry experience. He has worked at Raymond James since 1991 and operates Dahlstrum Financial, focusing on non-variable life insurance sales. Dahlstrum also serves as an independent contractor with Boscoe Insurance Services, Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, institutional, and charitable clients. The firm offers tailored non-discretionary planning and consulting using analytical tools and supports a broad advisor network, including services for municipal and public finance.