Derek Hess is a financial advisor with Integrated Wealth Concepts LLC, holding CPA credentials and possessing 19 years of experience at Duffy Kruspodin LLP prior to joining Integrated Wealth Concepts in 2025. He serves as a partner at Duffy Kruspodin LLP, a CPA firm. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, consulting, and family office services, employing customized portfolios with a long-term approach and utilizing mutual funds, ETFs, equities, and fixed income.

Andrew Mcnamara is a CFP® with 11 years of industry experience, currently serving with Corient in San Diego, CA. His career includes roles at Dowling & Yahnke, LPL Financial, and Foresters Financial Services. Corient provides investment advisory and financial planning services to a diverse client base, employing a goals-based, team investment approach that integrates in-house strategies with third-party managers and customized asset allocation. The firm offers specialized services through affiliates, including private fund capabilities and trust entities.

Benjamin Lucas is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior experience includes roles at Dunham & Associates Investment Counsel, Inc. and Janney Montgomery Scott. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and internal research tools, with investment selections executed only after client authorization.

Noah Babin is a financial advisor at Mariner Wealth Advisors with eight years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms including Beacon Pointe Advisors and PKS Investments. Outside of finance, he is the founder and youth psychology coach at The Athletes Edge and serves as a head coach for youth hockey at Pacific Ridge School and Team Athletes Edge. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, providing investment management, financial planning, retirement consulting, and tax services. The firm employs customized, discretionary portfolios supported by in-house research and third-party managers, with notable integration of tax and accounting services and administrative family office capabilities.

Patrick Thebus is a financial advisor at Guardian Life with 39 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Park Avenue Securities and Merrill. His career spans multiple roles at Guardian Life and Park Avenue Securities since 2011. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning, consulting, and investment management solutions, combining advisor-led discretionary management with model-based strategies and proprietary digital advisory platforms.

Brian Ishihara is a financial advisor at Creative Planning with 21 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Mosaic Pacific Investment Advisors for 12 years. He is based in San Diego, CA. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional clients. The firm employs a financial-planning-led investment approach emphasizing low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets across more than 1,100 advisors.

Kevin Mcfarland is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 63 designation and 24 years of industry experience. His career includes roles at Purshe Kaplan Sterling Investments, Raymond James Financial Services Advisors, Wells Fargo Clearing, and A.G. Edwards & Sons. In addition to his advisory work, he manages a horse farm through Valley Farm Racing LLC. Concurrent Investment Advisors is a multi-team SEC-registered firm serving individuals, families, trusts, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios incorporating ETFs, mutual funds, and other securities, supported by a network of approximately 286 advisors.

Alexander Le is a financial advisor with Transamerica Financial Advisors in San Diego, CA, holding Series 63 and Series 65 credentials and possessing 10 years of industry experience. He is currently president of Ale Holdings, Inc., which serves as his business administration entity, and also leads Elevate Financial Partners LLC, a website marketing venture. Le has been with Transamerica Financial Advisors since 2016 and has prior experience with WFGIA. Transamerica Financial Advisors serves a broad client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers advisory and broker-dealer services featuring proprietary and third-party model portfolios, discretionary and non-discretionary program options, and integrated retirement and recordkeeping support.

James Nuanez is a financial advisor with United Planners' Financial Services of America and has 38 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with United Planners since 2008. In addition to his advisory work, he is involved with CDT Solutions, a company that provides screening services for professional athletes. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm operates an open-architecture platform using multiple custodians and third-party money managers, offering both fee-based and commission-based solutions through its network of 477 independent Investment Advisor Representatives.

Allison Williams is a financial advisor with Stratos Wealth Partners, Ltd., holding a Series 66 designation and 19 years of industry experience. She has worked at LPL Financial since 2015 and previously at Wells Fargo Clearing from 2007 to 2015. Stratos Wealth Partners is an SEC-registered enterprise advisory firm with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base including high-net-worth individuals, retirement plans, corporations, nonprofits, and institutional clients, offering a range of services from financial planning to outsourced CIO solutions through an open-architecture platform.

James Reopelle is a Series 66 credentialed financial advisor with 42 years of industry experience. He has worked at Independent Financial Group, LLC since 2021 and was previously with Hornor, Townsend & Kent, Inc. for 25 years. He serves as Chair Emeritus on the board of the Sharp HealthCare Foundation. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and pension plans. The firm offers financial planning and portfolio management utilizing firm- and third-party models, combining passive and active investment strategies tailored to client risk profiles.

Kyle Riharb is a financial advisor at PlanMember Securities Corporation with two years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with MPD Wealth and Barrett Financial and Investment Services. Outside of financial advising, he is a co-founder of Shaka Bites, an energy bar manufacturing company. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual-fund portfolios ranging from conservative to aggressive, supplemented by education and support services for plan sponsors and participants.

Ronny Inniger is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and over 20 years of industry experience. His prior roles include positions at U.S. Bancorp Investments, Securities America, and Bank of the West. Outside of financial advising, Inniger is involved in several ventures, including ownership of a bar and grill in El Cajon, representation of college athletes for endorsements and sponsorships, and roles in sports alliances focused on athlete and professional development. Independent Financial Group, LLC provides advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and both passive and active investment exposures to tailor client strategies.

Douglas Hall is a financial advisor with United Planners' Financial Services of America and holds the Series 63, Series 65, and Series 66 licenses. He has 29 years of industry experience, including prior roles at Independent Financial Group, LLC and his own consulting firm, Doug Hall Consulting. He currently owns Doug Hall Consulting, providing consulting services in San Diego, CA. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm offers financial planning, portfolio management, retirement plan services, and brokerage solutions through an open-architecture platform with multiple custodians and third-party money managers.

Luka Vujovich is a financial advisor at Guardian Life with seven years of industry experience. He holds a Series 66 designation and has prior work experience at Park Avenue Securities and Systems Source. He also operates as an independent contractor offering non-Guardian insurance products. Guardian Life, through its subsidiary Park Avenue Wealth Management, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and investment solutions, combining advisor-led discretionary management with model-based strategies and a variety of proprietary and third-party platforms.

Jeff Boyd is a CFP® professional with 27 years of industry experience, currently serving at Independent Financial Group, LLC since 2011. His prior work includes roles at Advanced Wealth Planning, First Allied Securities, Inc., and SPC. Outside of his advisory work, he serves as a board member for the nonprofit Teule Kenya and for Grove Church. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm utilizes a combination of firm- and third-party investment models, offering discretionary and non-discretionary portfolio management, and employs strategic asset allocation with both passive and active exposures across various risk profiles.

David Rootes is a financial advisor at Integrated Wealth Concepts LLC with 14 years of industry experience and a Series 65 credential. He has previously worked at Laurel Wealth Advisors and El Centro Regional Medical Center and serves on the board of a Mexico-based real estate holdings firm. Outside of financial services, he owns Jonathan's Designs, a furniture manufacturing and design company. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing a primarily long-term investment approach with customized portfolios using mutual funds, ETFs, equities, and fixed income.

Darren Wagerman is a financial advisor at Voya Financial Advisors, Inc. with 26 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at Voya Retirement Advisors, LLC since 2021 and at Voya Financial Advisors, Inc. since 2020, following a 20-year tenure at Great West Life & Annuity Insurance Company. Outside of advising, he drives for Lyft during weekends and holidays. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that serves individuals, pension plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, unified managed accounts, and retirement-plan services through a network of advisers, employing both in-house and external strategies with a focus on non-discretionary client relationships.

Lucien Heilbronner is a Series 65-licensed financial advisor at Focus Partners Wealth, LLC with one year of industry experience. His prior roles include positions at The Colony Group, LLC, HoyleCohen, LLC, and Brown Advisory. He also has experience working at Towson University. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, providing investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term investment approach that integrates active and passive strategies and tailors portfolios to client-specific risk and tax considerations.

Savanna Steed is a financial advisor at Stratos Wealth Partners, Ltd with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including LPL Financial, OSAIC, Triad Advisors, and Key Investment Services. Steed also has a background in accounting from Washington State University. Stratos Wealth Partners, Ltd is an SEC-registered enterprise advisor with approximately 379 advisors and $18.6 billion in assets under management. The firm serves individuals, retirement plans, corporations, nonprofits, and institutional clients through an open-architecture investment approach and offers advisor-managed programs, financial planning, third-party manager solutions, and outsourced CIO services.