Siyavash Askari is a financial advisor with Eagle Strategies (NY Life) in San Diego, CA, holding Series 63 and Series 65 licenses with 12 years of industry experience. He has been associated with New York Life Insurance Company and its affiliates since 2012. Outside of his advisory role, he is involved in insurance brokering through separate entities to support related business activities. Eagle Strategies serves a diverse client base including individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types, emphasizing tailored recommendations and managing the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Jonathan Good is a Series 66-credentialed financial advisor with 18 years of industry experience. He joined Commonwealth Financial Network in 2023 after spending a decade with Principal Securities Inc and Principal Life Insurance Company. He is based in San Diego, California. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and a large base of individual and institutional clients. The firm provides a broad adviser-support platform including managed-account programs, third-party asset manager access, retirement consulting, and custody services.

Charles Webb is a CFP® professional with 16 years of industry experience, currently serving as a financial advisor at Creative Planning since 2013. He holds Series 63 and Series 65 licenses and is based in San Diego, CA. Outside of his advisory role, his spouse owns a clothing store called Wild Dove Boutique. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in client assets and offers a financial planning–led investment approach emphasizing low-cost indexing and buy-and-hold strategies, supported by a range of supplemental portfolio management techniques and integrated retirement plan services.

Michael Lewis is a financial advisor with Primerica Advisors in San Diego, CA. He holds a Series 66 designation and has experience working with Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory role, he operates as an independent contractor in insurance unrelated to Guardian. Park Avenue Securities serves a diverse retail client base including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, utilizing a range of proprietary and third-party investment strategies and platforms.

Ava Henry is a Series 66–licensed advisor affiliated with Guardian Life and Park Avenue Securities. She has one year of industry experience and previously worked in food service and mechanical services while completing her education. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage, financial planning, and retirement consulting services to individuals, pension plans, charitable organizations, and corporations, utilizing a range of proprietary and third-party investment advisory programs.

Marcella Harkness is a CFP® with 35 years of industry experience, currently affiliated with Independent Financial Group, LLC. She has worked with Capital Growth Investment Management Services since 2010 and has been associated with Hagerty Stewart & Associates LLC and Independent Financial Group Inc. since 2003. In addition to her advisory roles, she serves as a FINRA non-public arbitrator on arbitration panels. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser that provides brokerage, portfolio management, financial planning, and retirement plan services to individuals, charities, corporations, and plan sponsors. The firm offers advisory programs through its AccessPoint platform and third-party asset managers, serving a diverse client base including high-net-worth individuals and institutional clients.

Monica Gooding is a financial advisor at Independent Financial Group, LLC with 18 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at LPL Financial, LLC for ten years before joining her current firm in 2018. Monica took a one-year period for further study between roles. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives and provides access to multiple advisory programs and third-party asset managers.

Christine Martinez is a financial advisor at Commonwealth Financial Network with four years of industry experience. She previously worked at Independent Financial Group, LLC and Cohn & Company. Outside of finance, she has worked as an independent contractor specializing in mobile wedding gown preservation and as a health coach. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $210 billion in client assets. The firm provides a broad adviser-support platform, including managed-account programs, third-party asset manager access, and custody/clearing services.

Patrick Mc Grath is a financial advisor at Allworth Financial, L.P. in San Diego, CA, with eight years of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining Allworth, he worked at The Vanguard Group, Inc. for five years and Hall Private Wealth Advisors for one year. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm employs customized portfolios using various model strategies and utilizes technology to manage held-away employer retirement accounts without client credentials.

Jack Frantz is a financial advisor at Principal Financial Services with Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Principal Securities, Principal Life Insurance Co, and several financial institutions and service companies. He is also involved in the sale of various insurance products, including life, disability, annuities, health, and Medicare-related insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse clientele, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions under different advisory and promoter arrangements.

Chad Cristo is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He worked at Putnam Retail Management for 30 years before joining Independent Financial Group in 2022. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives and manages approximately $11.3 billion in regulatory assets.

Sean Son Phan is a financial advisor with Eagle Strategies (NY Life) based in San Diego, CA. He holds Series 65 and Series 63 licenses and has six years of industry experience, including roles at Bankers Life Advisory Services, Inc. and New York Life. Outside of his advisory work, he is an independent contractor involved in insurance brokering with outside carriers. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services, emphasizing tailored solutions and managing most assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Colin Dickerson is a financial advisor at Empower Advisory Group with four years of industry experience. He holds Series 63 and Series 65 designations. His prior work includes roles at Personal Capital Advisors Corporation and Empower Financial Services, as well as a position at Pacific Beach Alehouse. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and savings rates, offering both point-in-time financial plans and optional managed account solutions.

Lars Ronten is a financial advisor at Guardian Life with seven years of industry experience. He holds the Series 66 designation and has worked at firms including Northwestern Mutual Wealth Management Company and Edward Jones. His current roles include positions at Guardian Life and Park Avenue Securities. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement consulting, and various investment advisory programs.

Hanna Kennedy is a CFP® and holds a Series 65 license, with six years of industry experience. She has worked at Creative Planning since 2021 and previously held roles at Reilly Financial Advisors, the County of San Diego, and Burger Lounge Restaurants. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base that includes individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies while incorporating private market investments and sub-advisory arrangements.

Ty Summerlin is a CFP® with 11 years of industry experience, currently with Focus Partners Wealth, LLC. He previously worked at HoyleCohen LLC for 10 years before joining The Colony Group, LLC. Focus Partners Wealth serves a broad range of clients including individuals, high-net-worth families, corporate and institutional investors, offering investment management, financial counseling, family office, and retirement plan services. The firm employs a long-term, tax- and fee-sensitive investment approach that integrates fundamental and quantitative analysis, along with a network of affiliated service companies providing insurance, lending, and real estate investment options.

Melissa Marin is a financial advisor with Integrated Wealth Concepts LLC and holds Series 65 and Series 66 licenses. She has 23 years of industry experience and has previously worked with firms including Commonwealth Financial Network, Manning Wealth Management, and John Hancock. Marin is involved with RetirementDNA, an affiliated investment-related business focused on retirement planning. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, managing portfolios using mutual funds, ETFs, equities, and fixed income with both long-term strategies and shorter-term adjustments.

Derek Hess is a financial advisor with Integrated Wealth Concepts LLC, holding CPA credentials and possessing 19 years of experience at Duffy Kruspodin LLP prior to joining Integrated Wealth Concepts in 2025. He serves as a partner at Duffy Kruspodin LLP, a CPA firm. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, consulting, and family office services, employing customized portfolios with a long-term approach and utilizing mutual funds, ETFs, equities, and fixed income.

Andrew Mcnamara is a CFP® with 11 years of industry experience, currently serving with Corient in San Diego, CA. His career includes roles at Dowling & Yahnke, LPL Financial, and Foresters Financial Services. Corient provides investment advisory and financial planning services to a diverse client base, employing a goals-based, team investment approach that integrates in-house strategies with third-party managers and customized asset allocation. The firm offers specialized services through affiliates, including private fund capabilities and trust entities.

Benjamin Lucas is a CFP® professional with 11 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory Inc. and previously worked at Dunham & Associates Investment Counsel, Inc. for a combined total of 10 years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering annual financial reviews and investment recommendations using standardized asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within Charles Schwab & Co., Inc., focusing on tailored wealth management education without discretionary trading authority.