Scott O'Brien is a financial advisor at Fisher Investments with 27 years of industry experience. He has been with Fisher Investments since 2002 and holds Series 63 and Series 65 licenses. Outside of his advisory work, he serves as president of a food cleaning systems and internet marketing company and is a volunteer board member of the Live Like Jo Jo Foundation, a nonprofit supporting terminally ill children. Fisher Investments serves a diverse global client base including institutional investors and high-net-worth individuals, providing discretionary portfolio management across multiple asset classes. The firm uses a centralized investment process combining quantitative and qualitative research and employs risk management techniques such as derivatives and tax-loss harvesting.

Frederick Sanchez is a CFP® professional with 43 years of industry experience. He has been with LPL Financial since 2024 and previously worked at Crown Capital Securities, Lp for 10 years. Sanchez also operates South Orange County Tax Service, providing tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Patrick Sundin is a financial advisor with Wells Fargo Clearing in Newport Beach, CA, holding a Series 66 designation and 18 years of industry experience. His career includes multiple tenures at Wells Fargo Clearing as well as roles at Brian Rados, Jessica Aliotti, and Northwestern Mutual Investment Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Nikita Huang is a financial advisor at Morgan Stanley with 15 years of industry experience. She has been with Morgan Stanley and its Private Bank division since 2016. Huang holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct individual engagements and corporate financial planning agreements.

Joseph Wenrich II is a financial advisor with LPL Financial in San Clemente, CA, holding a Series 66 designation and 25 years of industry experience. His prior experience includes roles at Waddell & Reed, Ameriprise, and operating his own firms such as Wenrich Wealth and Wenrich Consulting. Outside of his advisory work, he is the author of "Teaching Kids to Buy Stocks" and conducts related educational seminars. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, combining comprehensive financial planning and diverse investment options with a large network of over 22,800 advisors.

Robert Brown is a financial advisor with Morgan Stanley who holds a Series 63 designation and has 42 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2012 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, Brown serves on various local government and political committees, including positions with Orange County and the City of Laguna Niguel. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers a range of investment and planning services through its Financial Advisors and Estate Planning Strategies Group.

Gina Cereda is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She previously worked at Morgan Stanley Dw Inc. and Morgan Stanley & Co. LLC from 1997 to 2009. Cereda serves as a trustee and personal representative for her sister’s trust and estate matters. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute with third-party analytics and offers both brokerage and advisory solutions across a large platform of more than 14,000 advisors.

Titus Lobo is a Series 66 licensed financial advisor with Morgan Stanley in Laguna Niguel, CA, having 10 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2016. Outside of his advisory role, he is involved in property management as the sole proprietor of a rental property business. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a broad range of investment advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes that incorporate firm-approved tools and market outlook models.

Cathie Callahan D'itri is a financial advisor at LPL Financial with 38 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Western International Securities, Inc. and Morgan Stanley. She serves as a board member for a nonprofit homeowners association in Irvine, CA. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with advanced tools while overseeing over $819 billion in discretionary assets.

Lauren Vasquez is a Series 66-registered financial advisor with J.P. Morgan Securities in Newport Beach, CA, where she has worked for 12 years since 2014. Her experience includes roles at both J.P. Morgan Securities and JPMorgan Chase Bank, enabling her to offer both investment advisory services and certain banking products. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative due diligence and may include ESG considerations, with implementation often supported by related J.P. Morgan affiliates.

William Han is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. He previously held roles at BMO Bank, Bank of America, Chase Bank, HomeStreet Bank, and Wells Fargo Bank. Han serves as a board member of the Presidential Walk Association, a homeowners' association in his community. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sarah Settle is a Vice President, Financial Advisor, and Senior Portfolio Advisor at Merrill Lynch Wealth Management. She has over 15 years of experience in the financial services industry, having started her career in 2008 as a Stockbroker at Scottrade and subsequently worked at Fidelity Investments and Charles Schwab before joining Merrill Lynch. Sarah holds a Bachelor of Science degree in Finance, Real Estate, and Law from California State Polytechnic University, Pomona, and an MBA with a concentration in Finance from Pepperdine University. She holds several professional certifications including Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor® (CPFA®), and Sports & Entertainment Accredited Wealth Management Advisor™ (SE-AWMA™). Her expertise includes working with high-earning professionals, families, and athletes on investments, cash-flow planning, and long-term wealth strategy. She also focuses on areas such as college education planning, family wealth management, legacy planning, and tax minimization. Sarah and her husband reside in Los Angeles. Outside of her professional work, she enjoys playing tennis, traveling, exploring new restaurants, and volunteering with the local humane society. She is also involved with Cal Poly Pomona College of Business and Shriners Hospitals for Children.

Tahira Neal is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been working in the financial industry focusing on comprehensive wealth management for over 20 years, including a tenure with Merrill Lynch since 2006. Tahira and her team use a combination of integrity, advocacy, and process to help clients manage the complex challenges of enhancing, preserving, and overseeing their wealth. Leveraging the resources of Merrill Lynch and Bank of America, they provide customized strategies tailored to affluent families, business owners, and foundations. Tahira holds several professional designations, including Certified Private Wealth Advisor (CPWA), Certified Investment Management Analyst (CIMA), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned her associate's degree from Saddleback Community College. Prior to her financial career, Tahira gained 15 years of hospitality experience at the Ritz Carlton Hotel. Outside of work, Tahira volunteers with the Orangewood Foundation's 44 Women Auxiliary. She enjoys hiking, yoga, cooking, football, reading, traveling, and the performing arts. Tahira is a sports fan and has a passion for wine. She is a mother of two grown sons and grandmother to two granddaughters.

Sahej Bhasin is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. His career includes roles at Charles Schwab Bank SSB, Charles Schwab & Co., Inc., and UBS Financial Services. He also has experience at Pepperdine University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary client advisory with access to discretionary separately managed accounts and a structured alternative investment offering.

Helene Johnson is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 24 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Morgan Stanley. Outside of her advisory work, she is involved in direct sales companies focusing on health and wellness products and authors a book on financial literacy for women, maintaining related websites for coaching. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendations and annual advice focused on income sources and tax-aware withdrawal strategies.

Rory Hart is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at several firms, including Cadaret, Grant & Co., Inc., Lincoln Financial Securities Corporation, and The Prudential Insurance Company of America. Outside of his advisory role, he is involved with Riley-Hart Capital Inc., a business entity unrelated to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining a wide range of investment strategies with extensive non-advisory financial services.

Edward Martell is a financial advisor with Cambridge Investment Research Advisors who holds a Series 63 designation and has 42 years of industry experience. His prior work includes roles at Crown Capital Securities, First Allied Advisory Services, First Allied Securities, The Financial Advisors Network, and LPL Financial. Cambridge Investment Research Advisors serves a diverse client base including individual investors, pension funds, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and utilizes multiple platforms and custodians to provide both discretionary and non-discretionary investment management services.

Carl Kawabe is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Credit Suisse Securities and Pershing LLC. Kawabe also serves as a durable power of attorney for his mother. Wells Fargo Advisors provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research and analytics with diversification principles to offer brokerage and advisory solutions across a broad range of financial products.

Robert Packin is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 28 years of industry experience. He has worked at Wells Fargo since 2016 and previously spent eight years at Citigroup Global Markets. Wells Fargo Advisors is a national securities firm that offers investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics from the Wells Fargo Investment Institute.

David Levine is a CFP®-certified financial advisor with 34 years of industry experience, currently practicing at UBS Financial Services since 2007. He holds a Series 63 license and serves clients from Newport Beach, CA. Levine acts as an approved financial advisor to the NFL Players Association and serves as a FINRA arbitrator. UBS Financial Services Inc. provides a range of brokerage and investment advisory services to individual, corporate, and institutional clients. The firm combines institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor investment strategies.