Wahid Nurie is the Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2026. He has over 20 years of experience in financial services, focusing on helping clients develop adaptable financial plans to navigate complex financial landscapes. Prior to his current role, Wahid worked as a Financial Consultant at Fidelity Investments from 2012 to 2026. He also gained experience as a Financial Advisor Associate at JP Morgan Chase from 2010 to 2012, and held various roles including Financial Consultant Associate and Investment Consultant at Wells Fargo between 2004 and 2010. Early in his career, he served as a Business Banking Officer at Citibank and as a Financial Associate at Tri Counties Bank. Wahid holds a California Insurance License. Outside of his professional work, he has interests in board games, comedy, family activities, parenthood, and pets.

Phuong Quach is a financial advisor at Ameriprise with 25 years of industry experience and holds the Series 66 designation. She has been with Ameriprise and its related entities since 2005. Quach serves as treasurer on the board of the Santa Clara County Estate Planning Council and chairs the FPA NorCal Conference Committee. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice, utilizing proprietary research and third-party data.

Ji Sung Chung is a financial advisor with Merrill in Castro Valley, CA, holding Series 63 and Series 66 licenses and possessing 22 years of industry experience. His career includes roles at Bank of America, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities, Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eric Sponburgh is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. He has been with Morgan Stanley and its affiliates since 2011, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Outside of his advisory work, he is involved in equestrian activities as an owner and partner in related ventures. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies, while providing various investment products and services within a large institutional framework.

John Slattery is a Planning Consultant at Fidelity Investments, where he collaborates closely with families and individuals to identify their unique financial needs and support informed decision-making. He focuses on maintaining adaptable financial plans that evolve in line with his clients' changing circumstances. John has been with Fidelity Investments since 2023, progressing from Financial Representative to Relationship Manager before becoming a Planning Consultant. He holds a California Insurance License, which supports his work in financial planning. Outside of his professional role, John has interests in fitness, football, golf, movies, and running.

Paul Yang is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank. Yang is based in Milpitas, CA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary investment guidance and access to discretionary separately managed accounts. The firm combines advisory, brokerage, custody, and cash-sweep services within an integrated operational structure.

Dinesh Goyal is a financial advisor at OSAIC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Securities America Inc., Securities America Advisors, LPL Financial, and Kestra Financial Services. He is also trustee of the Dinesh & Seema Goyal Family Trust. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, and charitable organizations. The firm offers a range of brokerage and advisory services supported by a model-based investment process that incorporates portfolio optimization and risk management tools.

Scott Yee is a Series 66-licensed financial advisor with six years of industry experience. He is currently with Wells Fargo Clearing and Wells Fargo Bank, NA. His prior experience includes roles at JPMorgan Chase Bank, Morgan Stanley, Citi Personal Wealth Management, and several insurance and health-related companies. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Michelle Harvey is a financial advisor with UBS Financial Services in Castro Valley, CA, holding Series 63, 65, and 66 credentials and bringing 7 years of industry experience. Her prior roles include positions at Bank of America Private Bank, Union Bank MUFG, Wells Fargo Investments, and Morgan Stanley DW Inc. She serves as treasurer and board member for a youth swim team and is a board member of the Arthur M Jawad Education Fund for Saint Joseph Notre Dame High School. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and providing financial planning, portfolio management, and capital markets support through a large network of advisors.

Yong En Xiao is a financial advisor with Wells Fargo Clearing based in Palo Alto, CA, holding Series 65 and Series 63 credentials and eight years of industry experience. Prior to joining Wells Fargo Clearing in 2018, Xiao worked at J.P. Morgan Securities and J.P. Morgan Chase Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Amar Singh is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been in the financial industry since 1995 and works with individuals, families, and business owners to understand their financial situations, time horizons, and liquidity needs. He assists clients in articulating both short- and long-term goals and recommends financial strategies aligned with their objectives. Amar employs a holistic approach that integrates wealth and liability management, combining personalized service with investment insights from Merrill and banking access through Bank of America. Before joining Merrill Lynch, Amar served as a Vice President at BOK Financial. He holds a Bachelor’s degree from Jai Hind College and an MBA from the University of Colorado at Denver. He is also a CERTIFIED FINANCIAL PLANNER® (CFP) and a Personal Investment Advisor (PIA). His areas of expertise include college education planning, executive compensation, family wealth management, retirement planning, small business strategies, and socially responsible investing. Outside of his professional work, Amar is involved in community service through organizations such as Second Harvest Food Bank. He enjoys spending time with his family and engaging in outdoor activities, including golf, swimming, biking, and various sports. Amar communicates fluently in Hindi, Punjabi, and English.

Veronica Wang is a financial advisor at UBS Financial Services with a Series 66 designation and five years of industry experience. She has worked at UBS since 2018 and has prior experience in the metal fabrication and restaurant industries. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research with model-based asset allocations. The firm provides a range of services including fee-based financial planning and portfolio management, operating with both wealth management and institutional trading capabilities.

Mary Warmbier is a financial advisor at J.P. Morgan Securities in Palo Alto, CA, holding Series 63 and Series 65 licenses with four years of industry experience. Her work history includes positions at J.P. Morgan Chase Bank NA, JPMorgan Securities LLC, and AllianceBernstein. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The advisory process integrates centralized due diligence with quantitative and qualitative research and may include ESG considerations.

Aidin Soltani Hendesi is a financial advisor with Wells Fargo Clearing in Palo Alto, CA. He holds Series 63 and Series 65 licenses and has 10 years of industry experience, including ongoing roles at Wells Fargo Clearing since 2016 and Wells Fargo Bank, N.A. since 2014. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

George Pekeshe is a financial advisor at LPL Financial with a Series 66 designation. He has prior experience at Rettew, Enviroscan Inc, Stanford Federal Credit Union, and Franklin and Marshall College. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and investment management solutions, including model portfolios, third-party asset management, and institutional platforms.

Crystal Gomez is a financial advisor with Wells Fargo Clearing in Pleasanton, CA, holding Series 63 and Series 65 designations and 14 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and has been with Wells Fargo Bank, N.A. since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from the Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory.

Phaby Utomo is a CFP® and CFA® credentialed advisor with three years of industry experience, currently serving at J.P. Morgan Securities in Palo Alto, CA. Their prior experience includes roles at UBS Wealth Management and Bordeaux Wealth Advisors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting with a non-discretionary approach supported by centralized due diligence and a manager solutions team.

Rajesh Cheethirala is a financial advisor with LPL Enterprise holding a Series 66 designation and four years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, New York Life Insurance Company, and MassMutual Life Insurance Company. Outside of his advisory work, he is the president and owner of Syncrasy, a business operating a Baskin-Robbins franchise in Redwood City, CA. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, and institutional entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Jennifer Loyer is a financial advisor with Ameriprise in Pleasanton, CA, holding Series 66 and Series 65 designations and 17 years of industry experience. She has been with Ameriprise and its affiliates since 2000. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which focuses on dependable income sources and tax-aware withdrawal strategies.

Diem Tran is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Morgan Stanley since 2013, including a recent role at Morgan Stanley Private Bank, N.A. in Pleasanton, California. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services supported by firm-approved tools and comprehensive planning processes.