Li Chaoying is a financial advisor at Merrill with a Series 66 designation and no industry experience to date. Prior to joining Merrill in 2025, Li worked at Bank of America, CITIBANK, JVTEA TEATOP, and AT&T. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Adela Lee is a Senior Financial Advisor at Merrill Lynch Wealth Management. She works with a diverse client base that includes business owners, dentists, management professionals, women, and members of the Chinese community. Fluent in English and Chinese, she communicates effectively about various investment aspects, including Employee Stock Option Plans (ESOP) and Employee Stock Purchase Plans (ESPP). With professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC), Adela follows a disciplined process to understand her clients' values and develop personalized financial strategies. She holds a Bachelor's Degree from Fu Jen Catholic University and a Master's Degree from Northern Illinois University. Beyond her professional role, Adela is an author of two books and has raised three children as a single mother. She is actively involved in community service, having served as President of the ROC Villages Association of Northern California, participating in the San Francisco Taiko Group as a drummer, and contributing to organizations such as Tzu Chi USA and the Organization of Special Needs Family.

Douglas Brady is a financial advisor with UBS Financial Services in Los Gatos, CA, holding a Series 63 designation and 30 years of industry experience. He has worked at Morgan Stanley in various capacities from 2012 to 2022 before joining UBS in 2022. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm offers fee-based financial planning, portfolio management, and access to proprietary research to tailor strategies to client goals and risk tolerances.

Blair Hansen is a financial advisor at OSAIC with 44 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at National Planning Corp, KMS Financial Services, and Securities America. Hansen is also involved as an insurance agent through Hansen Wealth Management. OSAIC serves a diverse mix of retail and institutional clients, providing integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm employs various portfolio construction tools and offers both discretionary and non-discretionary account management.

Harry Saputra is an Investment Consultant currently working at Fidelity Investment since 2025. In this role, he assists clients in working toward their financial goals through planning and personalized guidance. Prior to his current position, Harry was a Senior Premier Banker at Wells Fargo Bank from 2022 to 2025 and a Senior Banker at PNC Bank from 2020 to 2022. He holds a California Insurance License. Outside of his professional career, Harry has interests in activities such as visiting the beach, family activities, fitness, food, and movies.

Quang Nguyen is a financial advisor with Charles Schwab in Cupertino, CA, holding a Series 66 designation and 14 years of industry experience. He has worked at Charles Schwab Bank, Charles Schwab, TD Ameritrade Investment Management, TD Ameritrade, and Fidelity Investments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions with a multi-asset model portfolio approach and centralized custody and operational capabilities.

Nicole Anzoategui is a financial advisor at Morgan Stanley with 15 years of industry experience. She has been with Morgan Stanley and its affiliates since 2013. Outside of her advisory role, she is a partner in an energy company and owns several rental properties, though she is not actively involved in their management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and advisory programs, managing approximately $2.74 trillion in client assets.

Catherine Shen is a financial advisor at Morgan Stanley in Cupertino, CA, with two years of industry experience. She holds the Series 63 and Series 65 designations. Prior to joining Morgan Stanley, she worked at Compass for eight years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and analysis.

Vincent Sunzeri is a financial advisor with Morgan Stanley in Los Gatos, CA, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked at Morgan Stanley since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Nan Lee is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2015. Outside of advising, she is an officer of Chang & Lee Services Inc., a corporation providing UPS shipping and mailbox rental services, and is involved as a member in Atomy America, Inc., which operates online network marketing. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Marisa Otto is a CFP®-credentialed financial advisor with Edward Jones, based in Morgan Hill, CA. She has 23 years of industry experience and has been with Edward Jones since 2002. Outside of her advisory role, she serves as a board member and scholarship committee member for the Rotary Club of San Jose East/Evergreen. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors and 15,000 branch offices.

Julie Liske is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 66 licenses and 29 years of industry experience. She has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Outside of her advisory role, she serves as a trustee for a family trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Kelly Lee is a financial advisor at Ameriprise with 26 years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2008. Ameriprise provides retirement-income planning services focused on individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Nicholas Kelly is a financial advisor at Fidelity with a Series 66 designation and approximately one year of industry experience. His prior work includes roles at UBS and various positions in education and community organizations. Outside of advisory work, he has experience with an insurance services firm. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, emphasizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, including the use of model portfolios composed of mutual funds, ETFs, and ETPs.

Robert Fortino is a financial advisor at Edward Jones in Gilroy, CA, with 23 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of investment strategies and affiliated services. The firm has a nationwide network of more than 23,000 financial advisors and manages approximately $1.01 trillion in assets under management.

Ling Wang is a financial advisor at Merrill with six years of industry experience. Prior to joining Merrill in 2021, Wang worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2018 to 2021, and at RBC Financial Group from 2016 to 2018. Wang holds a Series 66 designation and is based in San Jose, CA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew De Garmo is a CFP® professional with eight years of experience in the financial services industry. He is currently affiliated with Wells Fargo Advisors and has previously worked at firms including AW Securities, Allworth Financial, Fidelity Brokerage Services, and The Vanguard Group. Based in San Jose, CA, De Garmo holds Series 63 and Series 65 licenses. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing Wells Fargo research and planning tools to develop tailored client recommendations across various specialized planning areas.

Michael Mckay is a Senior Financial Advisor at Merrill Lynch Wealth Management based in San Jose, CA. He has been involved in investing for 20 years across financial markets, real estate, and small businesses. His professional focus includes working with small and medium-sized businesses in the Higher Education industry, providing financial and wealth management strategies, financial education, retirement planning, and portfolio construction and management. Michael holds a Master's Degree in Personal Financial Planning from the College for Financial Planning and a Bachelor's Degree in Business Finance from San Diego State University. He possesses professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He and his wife have lived in Sunnyvale for more than eighteen years, raising their two sons. Michael has served as a Board member with the American Youth Soccer Association (AYSO) Region 44, acting as Community Program Outreach Director, reflecting his involvement in community activities related to youth soccer.

Melissa Barney is a financial advisor at Morgan Stanley with 20 years of industry experience. She has worked with Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2010. Barney holds the Series 66 designation and is based in San Jose, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by advanced modeling tools.

Christopher Loo is a financial advisor with Ameriprise in Morgan Hill, CA, holding a Series 63 designation and 32 years of industry experience. He has been with Ameriprise and its predecessor firms since 1993. Ameriprise offers a retirement-income planning service tailored for individuals approaching or in retirement who meet certain asset thresholds, providing written Recommendation Reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendations, primarily for clients with assets managed within Ameriprise.