Ma Carmila Ranas is a financial advisor with Primerica Advisors in Miami Lakes, FL, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. Her work history includes roles at Aetna and Broward Health North before and during her time with Primerica Advisors and Primerica Financial Services since 2014. Outside of advisory activities, she is involved in sales of loan products, home security, automation, and other home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 financial advisors and manages approximately $15.5 billion in assets, relying largely on model-delivery strategies created by unaffiliated asset managers.

Sumaya Musa is a financial advisor at UBS Financial Services with 30 years of industry experience. She holds Series 63 and Series 66 credentials and has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocation to tailor client strategies.

John Hagadorn Jr. is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services that include both direct individual plans and corporate financial planning agreements.

John Duford is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 63 designation and bringing 33 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers a range of retail and institutional investment services.

Watt Korattana is a financial advisor with Equitable Advisors, holding a Series 66 designation and four years of industry experience. Prior to his current role, he worked in the restaurant industry with positions at Koji Sushi and Thai Restaurant, Jasmine Thai and Chinese, Manow Asian Express, and Siam Splendor. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through third-party programs. The firm operates a hybrid referral and implementation model, utilizing various advisory programs and emphasizes individualized financial planning and client goal documentation.

Jack Cohen is a financial advisor with Raymond James & Associates who holds Series 63 and Series 66 licenses and has 19 years of industry experience. Prior to joining Raymond James in 2023, he worked at Morgan Stanley Private Bank and Itau International Securities. Outside of his advisory role, he manages certain family property-related financial matters through Nunuland LLC. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and government entities. The firm provides wealth advisory planning, investment consulting, and municipal finance services through a broad platform that integrates affiliated sub-advisers, wrap-fee programs, and institutional consulting.

Robert Regent is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Raymond James since 2018 and previously spent nine years with Ameriprise Financial Services, Inc. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and is notable for its involvement in public finance and municipal work.

Carla Bashan is a financial advisor with Merrill, holding a Series 66 designation and 30 years of industry experience. She has been with Merrill since 1997. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Adam Spiro is a financial advisor at Morgan Stanley in Aventura, FL, holding Series 63 and Series 66 licenses with six years of industry experience. His prior roles include positions at Merrill, Raymond James & Associates, and AXA Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Ronald Mckenzie is a financial advisor with Wells Fargo Advisors in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has worked within the Wells Fargo platform since 2009, including roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his primary role, he has ownership interests in McKenzie Riedel Wealth Management, LLC and Ramalq, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services leveraging Wells Fargo research and tools, with customizable recommendations delivered through both discrete planning engagements and optional implementation programs.

Joseph Doganieri is a financial advisor at OSAIC Wealth, Inc. with one year of industry experience. He holds the Series 66 designation and has previously held roles at Aspire Financial Partners, Hard Rock Seminole Hotel & Casino, Amazon, and the YMCA. Doganieri is involved in marketing and sales of securities and fixed insurance products through Aspire Financial Partners, Inc. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides brokerage and investment advisory services, financial planning, and access to various managed account solutions, utilizing advanced asset-allocation tools and third-party platforms.

Rodny Baez is a financial advisor at UBS Financial Services in Fort Lauderdale, FL, holding a Series 66 designation with 18 years of industry experience. He has been with UBS since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory work supported by proprietary research and model-based asset allocations.

Janet Scheer is a financial advisor at Merrill with 27 years of industry experience and holds a Series 66 designation. She has been with Merrill since 1996 and joined Bank of America, N.A. in 2026. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Nick Barry is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation. He has accumulated experience through multiple roles at Morgan Stanley since 2024 and previously worked with Wisconsin Athletics for four years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including customized financial planning supported by structured discovery processes and analytical tools, managing approximately $2.74 trillion in client assets.

Michael Primo is a financial advisor at Cambridge Investment Research Advisors with 18 years of industry experience. He holds Series 65 and Series 63 credentials and has previously worked at firms including Dempsey Lord Smith, LLC, PEAK Brokerage Services, LLC, and GWN Securities Inc. Outside of his advisory role, he is the owner of Vita For Life LLC, a healthcare business. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, employing a range of discretionary and non-discretionary strategies across multiple platform arrangements.

Aixa Rosado is a Series 66 licensed financial advisor with Morgan Stanley in Plantation, Florida, bringing 29 years of industry experience. She previously worked at Barclays Capital Inc. for nine years before joining Morgan Stanley in 2017. Outside of her advisory role, she serves as a Notary Public in various Florida cities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning supported by structured discovery conversations and proprietary tools, managing approximately $2.74 trillion in client assets.

Diana Verity is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation and has previously worked at PNC Bank and BB&T. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Michael Stewart is a financial advisor with Wells Fargo Advisors in Ft. Lauderdale, FL, holding a Series 66 designation and 19 years of industry experience. He has worked at Wells Fargo Advisors and related entities since 2009. Outside of his advisory role, he serves on the finance committee of Banyan Golf Club in West Palm Beach, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and uses Wells Fargo research and tools to develop tailored recommendations delivered through meetings and written summaries.

Jason Katz is a financial advisor with UBS Financial Services in Bal Harbor, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with UBS since 1993. Katz serves as a member of the Board of Directors for the Glenn Head Country Club. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services. The firm integrates institutional trading capabilities with wealth management, offering a range of products including fee-based financial planning, portfolio management, and access to proprietary research.

Doris Huggins is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds the Series 66 designation and has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.