Joseph Grayson is a financial advisor with Merrill based in Jacksonville, FL, holding a Series 66 designation and 10 years of industry experience. He has been with Bank of America and Merrill since 2016. Outside of his advisory role, he is involved in a family-owned entity, Grayson Capital Holdings LLC, and participates as a business partner in SGK Capital Management, a Florida-based real estate investment group. Merrill provides managed account services primarily for Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Matthew King is a financial advisor at Fidelity with Series 66 and Series 63 credentials and eight years of industry experience. His prior work includes roles at Fanatics, Southern Grounds Coffee, and the Rehoboth Beach Police Department. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to both retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios using diverse investment vehicles and maintains oversight of affiliated and unaffiliated sub-advisers.

David Mc Donough is a CFP® and Series 66-registered financial advisor with Edward Jones, based in Jacksonville, FL. He has 11 years of industry experience, all of which he has spent at Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a wide range of advisory solutions, including discretionary and non-discretionary managed strategies, separately managed accounts, and affiliated mutual funds.

Michael Ruble is a financial advisor with Merrill in Ponte Vedra Beach, FL, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. His work history includes positions at Bank of America, N.A. and BB&T Investments. He serves on the advisory committee of the Community Foundation of Jacksonville. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide range of clients including individuals, high-net-worth clients, and institutional investors.

Matthew Britt is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and eight years of industry experience. He has been with Merrill since 2017, following four years at Florida State University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Jennifer Sturm is a financial advisor at Raymond James & Associates with 23 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at PNC Investments, BBVA Wealth Solutions Inc., BBVA Securities Inc., BBVA Compass Insurance Agency, Inc., and COMPASS Bank. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, serving both retail and institutional clients with a range of advisory and consulting services.

Mason Aldrich is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 credentials and eight years of industry experience. He has worked with Fidelity in multiple periods since 2015, including his current role since 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, manages multiple registered investment companies, and utilizes systematic methodologies to construct model portfolios.

Howard Hobby is a financial advisor at Fidelity with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has been associated with Fidelity Brokerage Services since 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.

Richard C. Fannin is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at UBS Financial Services Inc. for nine years before joining Wells Fargo in 2019. Outside of his advisory role, he serves as a race director for New World Sports in Jacksonville, Florida. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm employs an IPS-driven approach grounded in modern portfolio theory and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Brandon Smith is a financial advisor with Fidelity in Jacksonville, FL, holding Series 66 and Series 63 credentials and three years of industry experience. Prior to his current role, he worked with the City of Jacksonville and operated Brandon M Smith Music, LLC. He is also involved in community arts as Vice President of an early-stage opera company, Bold City Opera. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a blend of proprietary fundamental research and quantitative methods to construct model portfolios from a broad investable universe.

Brad Melvin is a financial advisor with Raymond James Financial Services Advisors, Inc. in Ponte Vedra Beach, FL, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. His prior roles include positions at Truist Advisory Services, BB&T Securities, and Fidelity Brokerage Services LLC. Outside of finance, he has been involved with Conch House Marina Resort since 2020. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities, providing financial planning and non-discretionary investment consulting. The firm emphasizes tailored financial plans developed through detailed client interviews and uses a broad affiliate network to support its advisory and implementation services.

Bryan Lucas is a Financial Consultant currently working at Fidelity Investments, a role he has held since 2018. Prior to this, he gained experience in various positions at Fidelity Investments including Portfolio Specialist from 2015 to 2018, and Client Management Representative and Retirement Solutions Representative between 2014 and 2015. He began his financial services career as a Financial Representative at Merrill Lynch from 2010 to 2013. Bryan holds insurance licenses in Arkansas and California. He focuses on understanding the specific objectives of his clients and their families to tailor financial planning experiences accordingly. His approach aims to help clients feel confident about every aspect of their financial picture.

Christopher Lendrum is a financial advisor with Fidelity Investments based in Jacksonville, FL. He holds the Series 66 designation and has three years of industry experience. His prior work includes roles at DoorDash and Bitcoin IRA, as well as Digital Trust. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.

Louis Body V is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 28 years of industry experience. He has worked with Cetera and its affiliate Cetera Wealth Services since 2023, and has also been affiliated with Capital Financial Strategies since 2015, where he serves as CIO and financial professional. Prior to that, he was with Minnesota Life Insurance Company and Securian Financial Services from 2015 to 2023. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals of varying wealth levels, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management options, financial planning, and access to third-party managers, managing over $256 billion in assets across a network of more than 10,000 advisors.

Lindzie Spencer is a financial advisor at Fidelity with 11 years of industry experience. She holds Series 63 and Series 66 designations and has worked in various capacities within Fidelity since 2014. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its role in managing fund-of-funds and delivering model portfolios through systematic methodologies.

Neal Destafney is a Series 66-licensed financial advisor with 18 years of industry experience, currently with Merrill in Jacksonville, FL. His career includes positions at Bank of America and Merrill Lynch, Pierce, Fenner & Smith. He is also the managing member and owner of TEAL TRAIL LLC, an entity involved in owning recreational, hunting, and timber land. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, and charitable organizations.

Jeffrey O'keefe is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 licenses and four years of industry experience. He previously worked at BoatUS & GEICO Marine Insurance Company for seven years before joining Fidelity. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, including retail and institutional investors, employing a process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various asset classes.

Jobed Hilaire is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America and Fidelity Investments. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Turner Ashby is an Investment Solutions Representative III at Fidelity Investments, a role he has held since 2026. He began his career at Fidelity in 2022 as a Customer Relationship Advocate and advanced through several positions within the company, including Investment Solutions Representative I and II, before attaining his current role. In his capacity as an Investment Solutions Representative III, Turner collaborates with clients to understand their financial goals and assists in developing customized financial plans. He prioritizes building strong relationships with clients and their families, emphasizing trust, reliability, and competency. Outside of his professional responsibilities, Turner has interests in boating, cooking and baking, fitness, football, social events with friends, and writing.

Michael Robertson is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 licenses and having 17 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC, along with 18 years at Wachovia Bank, N.A. Robertson serves as a finance committee member for Holy Family Catholic Church in Jacksonville. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s IPS-driven investment approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.