Josh Brackett is a financial advisor with Wells Fargo Clearing in Los Angeles, holding a Series 66 designation and one year of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, LPL Enterprise, Prudential Insurance, and CBS Corporation/Viacom CBS. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm serves institutional clients with an IPS-driven approach and includes insurance-related products and bank deposit sweep options among its investment offerings.

Hae Sun Pak is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at J.P. Morgan Securities since 2008 and JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Aurash Banitaba is a Series 65 licensed advisor at Fisher Investments with 10 years of industry experience. He has been with Fisher Investments since 2015. Outside of his advisory role, he owns Bullish BT Ventures, through which he engages in property and angel investing as a private and limited partner. Fisher Investments serves institutional and private clients globally, providing discretionary portfolio management across diversified mandates. The firm employs a centralized investment approach combining quantitative and qualitative research, and it offers sub-advisory and retirement plan services alongside managing separate accounts and pooled funds.

Sarah Ahlheim is a financial advisor with LPL Financial in Gardena, CA, holding a Series 66 credential and seven years of industry experience. She previously worked at Ameriprise Financial for three years. Outside of her advisory role, she is a licensed notary public and also works as a delivery driver for DoorDash and Uber. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, offering both discretionary and non-discretionary management alongside research-supported model portfolios and alternative strategies.

Cassandra Alvarez is a Series 66-licensed financial advisor with Edward Jones in Long Beach, CA, where she has worked since 2018. She has seven years of industry experience, including three years at Advantage Solutions prior to joining Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs with discretionary and non-discretionary strategies, supported by a nationwide network of over 23,000 financial advisors.

Sarah Slay is a financial advisor with Edward Jones in Hermosa Beach, CA, holding a Series 66 designation and six years of industry experience. She has been with Edward Jones since 2018, with prior work experience at Lexington Treatment Associates and Jennifer Schoonmaker-Dasch. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the country.

Timothy Yong is a financial advisor with LPL Financial in Los Angeles, CA, holding a Series 66 designation and four years of industry experience. His background includes employment with Advanced Micro Communications and Costco Wholesale. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

John Hegardt is a financial advisor at Morgan Stanley with 30 years of industry experience. He has held positions at Morgan Stanley & Co., Morgan Stanley Smith Barney, and Morgan Stanley Private Bank, National Association. He holds Series 63 and Series 65 credentials. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Jonathan Davis is a financial advisor at Morgan Stanley with three years of industry experience. He holds the Series 66 designation and previously worked at In-N-Out Burger and McDonald's. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market modeling techniques.

Delisa Abady is a financial advisor at Morgan Stanley with 34 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeled investment outcome scenarios.

Adan Santos is a financial advisor with Primerica Advisors in Bellflower, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been with Primerica Advisors since 2005 and Primerica Financial Services since 2004. In addition to advisory work, he receives compensation for referrals related to home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure rather than fixed fees.

Vincent Dicarlo is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Bank N.A. prior to his current role, where he has been since 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Martinez is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Merrill and Bank of America since 2019, with prior roles at J.P. Morgan Chase and JPMORGAN Securities between 2013 and 2019. Outside of his advisory work, he is Vice President of CM Educational Consulting, Inc., a firm involved in educational engineering programs. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based, discretionary, and tax-aware investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Kayla Rafie is a financial advisor with Morgan Stanley in El Segundo, CA, holding a Series 66 designation and two years of industry experience. Her prior work includes roles at Wells Fargo and Mutual of Omaha, as well as three years at Torrance Dental Center before entering the financial sector. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning. The firm employs structured planning tools and models to support its services and manages approximately $2.74 trillion in client assets.

Tony Attallah Jr. is a financial advisor at Morgan Stanley in El Segundo, CA, holding a Series 66 designation. He has worked in financial services since 2021, including roles at JPMorgan Chase & Co. and Morgan Stanley. Prior to his financial career, he held positions at California State Polytechnic University, Pomona, Pasadena City College, and Footlocker. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering comprehensive financial planning and investment solutions supported by firm-approved planning tools and broad market resources.

Kazue Fukuda is a financial advisor with Primerica Advisors in Torrance, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 1997. In addition to her advisory role, she is involved in sales of investment-related products and participates in the referral of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Oscar Vargas is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at Wells Fargo Clearing Services LLC since 2019 and has concurrent roles at Uber and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm follows an IPS-driven advisory process grounded in modern portfolio theory and includes a broad range of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Gianni Santana is an Investment Consultant at Fidelity Investments, where he collaborates with clients to develop customized investment strategies aimed at achieving their financial goals and providing clarity throughout their financial journey. He has been with Fidelity Investments since 2021, progressing through roles including High Net Worth Associate, Financial Representative, Relationship Manager, and Planning Consultant before his current position. Santana holds a California Insurance License and brings a comprehensive understanding of investment and financial planning services. Outside of his professional career, he engages in fitness activities, football, hiking, outdoor adventures, running, and spending time with his pets.

Darwin Juarez is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 13 years of industry experience. He has been with JPMorgan Securities LLC since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Eric Anderson is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving clients since January 1994. He works closely with an exclusive number of clients throughout the Pacific Northwest to provide customized wealth management services. Eric's expertise includes college education planning, divorce transition planning, executive compensation, family wealth management strategies, personal retirement planning, portfolio management, tax minimization, and investment consulting for both individuals and corporate clients. Eric holds a Bachelor of Science in Building Construction from the University of Washington and earned a Master of Business Administration from Seattle University in 1988. He has earned the Certified Investment Management Analyst (CIMA), Certified Divorce Financial Analyst (CDFA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. He is a qualified Portfolio Manager within the Merrill Investment Advisory Program and has completed several financial certificate programs offered by The Wharton School. Having personally experienced life transitions such as raising children as a single parent and caring for aging parents, Eric provides empathetic support to clients navigating similar challenges. He collaborates with legal and tax professionals to assist clients in preserving wealth across generations through strategies involving insurance and trusts. Eric and his wife Erin have a blended family of seven children and share interests in traveling and sports. He is active in his community and volunteers with local organizations.