Albert Herzog IV is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at EP Wealth Advisors. His prior experience includes roles at Executive Wealth Management and Wells Fargo Advisors. He is also involved in tax preparation through partial ownership of Executive Tax Solutions, LLC. EP Wealth Advisors provides wealth management, financial planning, and discretionary portfolio management services to individuals, businesses, and retirement plans. The firm utilizes customized model portfolios and a combination of fundamental, technical, and cyclical analysis while offering ancillary services such as tax preparation and estate-document assistance.

Jared Lopez is a CFA® charterholder with four years at EP Wealth Advisors and a total of nine years in the financial industry. His prior experience includes roles at First Bank, BNY Mellon, and Capital Group. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, managing approximately $35.57 billion in assets across 214 advisors.

Ryan Cravitz is a CFP® with 13 years of industry experience, currently serving at Brookstone Capital Management LLC since 2016. He has also owned Cravitz Financial & Insurance Solutions, previously Milestone, since 2011, where he promotes and teaches financial literacy to adults and children as a Certified Financial Education Instructor with the National Financial Educator's Council. Brookstone Capital Management provides fee-based asset management and financial planning to individuals, retirement plans, corporations, trusts, and other entities. The firm offers discretionary portfolio management through a turnkey asset management platform and employs a range of investment strategies including strategic and dynamic asset allocation models, ETFs, mutual funds, and options-enhanced strategies.

Morgan Degooyer is a CFP® and Series 65-licensed financial advisor at EP Wealth Advisors with six years at the firm and a total of eight years in the industry. His prior experience includes roles at The Insight Group, Inc., Integrated Financial Group, and The Church of Jesus Christ of Latter-Day Saints. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process to manage portfolios using a range of investment vehicles and offers services including financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

Sara Laclair is a CFA® charterholder with 10 years of industry experience. She is currently with EP Wealth Advisors, where she has worked since 2026. Prior to that, she was with Capital Insight Partners for seven years and held roles at Voya Financial Advisors, Inc and Rayhons Financial Solutions. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, using a suitability-driven approach that incorporates mutual funds, ETFs, equities, fixed income, and alternative investments.

Aiyana Baker Shedd is a financial advisor at Citigroup Global Markets with a Series 66 designation and three years of industry experience. She previously worked at First Foundation Bank and Community First Federal Credit Union. Prior to her financial services career, she was employed at Pacific News Center. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with large institutional scale, including roles as a swap dealer and futures commission merchant.

Tyler Mc Sween is a CFP® professional with one year of industry experience, currently advising at EP Wealth Advisors in Torrance, CA. His prior experience includes positions at First Republic Investment Management and Schoettle Financial. EP Wealth Advisors serves individuals, business clients, and retirement plans with wealth management, financial planning, and ancillary services such as tax preparation and estate-document access for qualified clients. The firm employs customized model portfolios and a range of investment strategies, including fundamental and technical analysis, options, alternative investments, and third-party manager oversight.

Farid Mokhtarian is a financial advisor with TLG Advisors, Inc. based in Torrance, CA, holding Series 63 and Series 65 licenses and having 30 years of industry experience. He has been with The Leaders Group Inc. since 2009. Outside of advising, he is an author and is involved in several insurance-related businesses. TLG Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, pension and retirement plans, and other institutional investors. The firm’s investment approach emphasizes manager selection and ongoing monitoring, applying fundamental analysis and Modern Portfolio Theory to build diversified portfolios.

Mark Pierce is a CFP® professional with 22 years of industry experience, currently serving as a financial advisor at EP Wealth Advisors. His prior roles include positions at Purshe Kaplan Sterling Investments, Criterion Capital Advisors, Wells Fargo Advisors, and operating his own firm, Pierce & Pierce Inc., a family farm where he provides management oversight. He also serves on the board of directors for Blakeford at Green Hills, a nonprofit organization. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process to manage portfolios and offers a range of services including financial planning, retirement plan advisory, and ancillary tax and estate-document services.

Heather Blake is a financial advisor at OSAIC Institutions, Inc. with seven years of industry experience. She holds a Series 66 designation and has previously worked with Infinex Investments, Inc., Financial Partners Wealth Management, and LPL Financial. Additionally, she serves as trustee and executor for an estate and trust, acting in a fiduciary capacity. OSAIC Institutions, Inc. is an SEC-registered investment adviser that serves individuals, ERISA retirement plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm provides customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating a hybrid adviser/broker-dealer model with both discretionary and non-discretionary accounts.

Matthew Kuhn is a CFA® charterholder with 29 years of industry experience. He has been with EP Wealth Advisors since 2020 and previously worked at Harris Financial Advisors, Inc. for 28 years. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process to manage portfolios using a range of investment vehicles and also provides financial planning, retirement plan advisory, tax preparation, and estate-document facilitation services.

Kirk Whalen is a financial advisor at HSBC Securities (USA) Inc. with one year of industry experience. He holds a Series 66 designation and previously worked at Merrill and Capital Group. Outside of finance, he was involved with 11:11 Nightclub. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary investment solutions. The firm combines strategic and tactical asset allocation with fund due diligence through affiliated global asset management entities.

Karl Kim is a CFP® with 38 years of industry experience, currently serving at Integrity Alliance, LLC since 2020. He previously worked at Triad Advisors, Inc. for 14 years and has been involved with Retirement Planning Advisors, Inc. since 2002. Outside of advisory work, Kim owns a Medi-Cal eligibility service business and serves on the board of Keiro Kikyo Home, a care facility. Integrity Alliance supports a diverse client base including individuals, charitable organizations, corporations, and retirement plans through 164 independent advisers. The firm offers comprehensive asset management, financial planning, and retirement consulting, utilizing both advisor-managed and model-based portfolio strategies across various investment vehicles and platforms.

Megan Hurches is a financial advisor with EP Wealth Advisors in Torrance, CA. She holds a Series 65 designation and has four years of industry experience, including prior roles at Executive Wealth Management, Dynamic Wealth Management Solutions, and healthcare-related positions. Outside of advising, she serves as a nurse educator, providing virtual instruction on the use of home INR monitoring systems. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning services. The firm employs customized model portfolios with ongoing monitoring and integrates various investment strategies, also providing ancillary services like tax preparation and estate-document preparation for qualifying clients.

Savitri Pai is a financial advisor with Capital Group Private Client Services, Inc. in Chicago, IL, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. Her prior roles include positions at Capital Bank & Trust Company and J.P. Morgan Chase Private Bank. Capital Group Private Client Services, Inc. provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, focusing on relationships with at least $5 million in assets. The firm employs a multi-manager investment approach emphasizing fundamental research and long-term strategies, often utilizing affiliated pooled funds and separately managed accounts.

Steven Mahan is a CFA® charterholder and holds Series 65 and Series 63 licenses, with 12 years of industry experience. He is currently with EP Wealth Advisors, where he has worked since 2026, following prior roles at Capital Insight Partners LLC and American Funds. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients. Their investment approach includes customized model portfolios utilizing fundamental, technical, and cyclical analysis, along with alternative investment and private fund recommendations.

John Gardner is a financial advisor at EP Wealth Advisors with six years of industry experience. He holds the CFP® and ChFC® designations and previously worked at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Services LLC. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans with wealth management, discretionary portfolio management, and financial planning services. The firm uses a combination of fundamental, technical, and cyclical analysis to build customized model portfolios and offers ancillary services such as tax preparation and estate-document preparation for qualifying clients.

Lynn Newman is a CFP® with 33 years of industry experience, currently serving at Eagle Strategies (NY Life) in Los Angeles, CA. She has worked with New York Life Insurance Company since 1991 and Nylife Securities LLC since 1992. Eagle Strategies serves individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers tailored advice and solutions across multiple program types and manages a significant portion of its assets on a non-discretionary basis.

Kamron Nahavandi is a financial advisor with Money Concepts Capital Corp in Placentia, CA, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. His prior roles include positions at MassMutual, The Prudential Insurance Company of America, and Fit Strategic Advisors LLC. He is also involved with FIT Planning Group, offering fixed and indexed insurance products. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base including individuals, pension plans, trusts, and corporations. The firm employs model-driven and asset-allocation approaches and operates alongside its broker-dealer and insurance businesses, offering clients access to a wide range of proprietary and third-party investment programs.

Michelle James is a CFP® professional with recent experience at EP Wealth Advisors and prior roles at Charles Schwab and the Colorado Department of Homeland Security and Emergency Management. She has also worked in education and operated a small business, Mixing Bowl Cookie Dough, LLC. Michelle is currently based in Torrance, CA. EP Wealth Advisors is a registered investment adviser that serves individuals, corporate clients, and retirement plans, offering wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document facilitation for eligible clients. The firm employs customized model portfolios and a variety of investment strategies, including fundamental, technical, and cyclical analysis, while providing ERISA plan services and third-party manager oversight.