Yong Xu is a CFA® charterholder affiliated with Transamerica Financial Advisors, based in Los Angeles, CA, with one year of industry experience. Prior to joining Transamerica, Xu held positions at World Financial Group Insurance Agency and various companies in China, including Beijing DDDream Management Advisor Ltd and Zhejiang Zhengte Co. Ltd. Xu is also involved with Simple and Smart LLC. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm combines proprietary model portfolios with third-party money managers and offers both advisory and broker-dealer services.

Ronald Meraz is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and possessing 34 years of industry experience. He previously worked at Merrill and UBS Financial Services. Meraz serves as a board member for several organizations, including a manufacturing company specializing in high-purity heat devices and non-profits focused on small business lending and community events. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with internal standards and oversight committees, providing both discretionary and non-discretionary solutions tailored to diverse client needs.

Fanyi Zeng is a financial advisor at Transamerica Financial Advisors with Series 65 and Series 63 licenses. Zeng has experience working at several financial institutions including US Bank, Comerica Bank, and Jackson National Life. Outside of advisory work, Zeng is involved with World System Builders and World Financial Group Insurance Agency. Transamerica Financial Advisors serves a diverse client base including individuals, pension plans, trusts, charitable organizations, and corporations. The firm offers a blend of advisory and broker-dealer services, providing access to proprietary and third-party investment models with both discretionary and non-discretionary program options.

Joshua Mendoza is a financial advisor with Eagle Strategies (NY Life) based in Glendale, CA. He holds Series 63 and Series 65 licenses and has been with Eagle Strategies and affiliated New York Life entities since 2024. His prior work includes positions at UCLA and involvement with the UCLA Alumni Association and Project Gateway. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm emphasizes tailored recommendations across multiple program types and manages a substantial portion of its assets on a non-discretionary basis.

Michael Hatch is a CFP® with 36 years of experience in financial advisory services. He is currently with Sterling Financial Group, Inc., where he has worked since 2019, following prior roles within affiliated Sterling entities dating back to 1999. In addition to his advisory work, he serves as a successor trustee for family estates and is a guardian for a family member. Sterling Financial Group serves individuals, trusts, estates, retirement plans, charitable organizations, and businesses by providing written financial planning, ongoing consulting, and fee-based investment management. The firm emphasizes individualized asset allocation with regular monitoring and diversification, utilizing a variety of investment vehicles including mutual funds, ETFs, and alternative investments.

Robert Apuzzo is a financial advisor with Eagle Strategies (NY Life) in Los Angeles, CA, holding Series 63 and Series 66 licenses and nine years of industry experience. He previously worked at AXA-Advisors, LLC and has served as an officer of a homeowners association in West Hollywood, performing administrative and record-keeping duties. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a broad range of individual and institutional clients. The firm offers multiple advisory programs and emphasizes tailored recommendations, with the majority of its assets managed on a non-discretionary basis.

Steven Lucadamo is a financial advisor with Capital Group Private Client Services, Inc. in Los Angeles, CA, holding 13 years of industry experience. He has worked at Capital Group Private Client Services since 2021 and previously at Capital Bank and Trust Company from 2016 to 2021. Capital Group Private Client Services provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, focusing on relationships with at least $5 million in assets. The firm emphasizes fundamental research, a long-term investment horizon, and a multi-manager approach through affiliated pooled funds and separately managed accounts.

Anthony Pauling is a financial advisor with D.A. Davidson & Co. in Pasadena, CA, holding a Series 66 credential and 13 years of industry experience. He has been with D.A. Davidson & Co. since 2013. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporations. The firm offers ERISA retirement plan advisory services, comprehensive financial planning, and a private wealth program for clients with over $20 million in net worth, operating under the Advisers Act fiduciary standard and ERISA fiduciary duties.

Brett Lindeman is a financial advisor at First Citizens Investor Services, Inc. with seven years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, and Wells Fargo Bank. He is based in San Diego, CA. First Citizens Investor Services, Inc. provides investment advisory and brokerage services to a diverse client base, including individuals, trusts, estates, charitable organizations, pension plans, and business entities. The firm employs a client-centered approach with risk- and outcomes-based asset allocation, discretionary and non-discretionary management, and offers tax-aware services alongside automated model portfolios.

Kaising Lui is a CFP®-designated financial advisor with 14 years of industry experience. He is currently with GWN Securities Inc., where he has worked since 2021, following prior roles at Equitable Advisors and Axa Advisors. Lui is a silent partner in an event coordination company, Elit Productions, which focuses on photography and videography. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, utilizing a range of investment strategies including traditional asset allocation and legacy market-timing approaches.

Alan Kaye is a financial advisor at TLG Advisors, Inc. with 45 years of industry experience. He holds the ChFC® and Series 63 designations and has previously worked at The Leaders Group Inc and Cetera Advisor Networks, LLC. He also operates Alan Kaye Insurance, an insurance business active since 1973. TLG Advisors serves a diverse client base, including individuals, high-net-worth clients, trusts, corporations, and institutional investors, providing investment supervisory services, portfolio management, and financial planning. The firm utilizes fundamental analysis and Modern Portfolio Theory to construct diversified portfolios and offers a direct-to-consumer digital program, Starlight Portfolios, which adjusts portfolios based on risk profiles and market conditions.

Thomas Jones is a financial advisor at Cerity Partners LLC with 35 years of industry experience. He previously worked for Gamble Jones Investment Counsel for 49 years before joining Cerity Partners in 2023. Cerity Partners is an SEC-registered investment adviser serving a broad range of clients, including high-net-worth individuals, families, trusts, corporations, and institutional investors. The firm offers customized portfolio management with diversified asset allocation and provides a range of services such as financial planning, tax and insurance support, retirement plan consulting, and access to alternative and private-market investments.

Lawrence Jones is a financial advisor at Rockefeller Financial LLC with a Series 65 designation and three years of experience. Prior to joining Rockefeller Financial in 2023, he worked at Fox Inc. for ten years. Outside of his advisory role, he is president and sole employee of LAJ Consulting Company, LLC, where he provides consulting related to the sports industry and serves on the board of a new spring professional football league. Rockefeller Financial LLC serves ultra-high and high-net-worth individuals, families, family offices, charities, corporations, and retirement plans by offering wealth management, financial planning, portfolio management, and retirement plan consulting. The firm integrates wealth, trust, and insurance services and provides access to alternative and private investments through a range of in-house and third-party managers.

J Barnes is a financial advisor at Capital Group Private Client Services, Inc. in Los Angeles, CA, holding Series 63 and Series 65 licenses with 13 years of industry experience. Prior to joining Capital Group Private Client Services in 2021, Barnes worked at Capital Bank and Trust Company for five years. Capital Group Private Client Services provides discretionary investment management and related services primarily to high-net-worth individuals and charitable organizations, typically managing relationships at or above $5 million. The firm employs a multi-manager investment approach emphasizing fundamental research and long-term horizons, often utilizing affiliated pooled funds and separately managed account programs.

Michael Schmid is a CFP® and CFA® with 13 years of industry experience. He has worked at Capital Group Private Client Services, Inc. since 2021 and previously spent 10 years at Capital Bank & Trust Company. Capital Group Private Client Services, Inc. provides discretionary investment management and related services primarily to high-net-worth individuals and charitable organizations, focusing on relationships with assets of $5 million or more. The firm emphasizes fundamental research, a long-term investment horizon, and a multi-manager approach that allocates portfolio segments to individual managers and analysts.

Alison Gamble is a financial advisor at Cerity Partners LLC with 32 years of industry experience. She previously worked at Gamble Jones Investment Counsel for 21 years before joining Cerity Partners in 2023. Outside of her advisory role, she serves as a trustee and chair of the finance committee for Mayfield Senior School in Pasadena, CA. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and retirement plan services, with an emphasis on diversified asset allocation and access to alternative and private-market investments.

Alex Canzano is a financial advisor with Citigroup Global Markets in Los Angeles, CA, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. Prior to joining Citigroup in 2022, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2014 to 2022. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research and derivatives trading, to provide a broad set of advisory and execution capabilities.

Kendra Baranko is a CFP®, CFA®, and Series 65 credentialed advisor with 11 years of industry experience. She currently works at Wealth Enhancement Advisory Services, LLC and was previously with Pillar Pacific Capital Management, LLC. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in regulatory assets under management, utilizing diversified, risk-class based allocations that combine passive and active management overseen by an internal Investment Committee.

Nevin Garcia is a financial professional at GWN Securities Inc. with one year of industry experience. Prior to joining GWN Securities in 2025, he held positions at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company, as well as a three-year tenure at HNTB Corporation and over a decade at Foss Maritime Company. Outside of finance, he provides ski instruction to youth as part of the Blue Angeles Youth Ski & Snowboard Program. GWN Securities offers investment advisory and related services to individual and corporate clients through various managed account programs, financial planning, and third-party manager introductions. The firm employs a mix of affiliated and unaffiliated sub-advisers and uses tactical market-timing and momentum-based strategies in some legacy programs.

Rosemary Martinez is a financial advisor at Principal Financial Services with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Principal since 1998. Martinez also serves as a bank trust officer, supporting Principal’s retirement plan account relationships across insurance, broker-dealer, and bank/trust offerings. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.