Willow Lau is a Series 66-licensed financial advisor with Morgan Stanley in Pasadena, CA, with three years of industry experience. Prior to joining Morgan Stanley’s Wealth Management division in 2022, she worked for Morgan Stanley Bank Asia Limited from 2015 to 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and quantitative models to assist clients in developing financial plans.

Austin Heberger Jr. is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He previously worked at Wells Fargo Advisors LLC for 16 years before joining Raymond James in 2019. He is also a partner at Arroyo Capital Partners, a business he has been involved with since 2019. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored strategies developed through detailed client assessments and supported by a broad affiliate network.

Kimberly Rico is a financial advisor at Merrill with 22 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2009. She also has a longstanding affiliation with Bank of America, spanning over three decades. Outside of her advisory role, she serves as co-trustee of a family trust. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad range of clients including individuals, high-net-worth clients, and institutional investors.

Ching Yu Lam is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and seven years of industry experience. Prior to joining J.P. Morgan Securities and JP Morgan Chase Bank in 2021, Lam worked at Bank of America, Merrill, Wells Fargo Bank, and also served at Los Angeles City College. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Tiffney Chang is a financial advisor at LPL Financial with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Bank of the West and Bancwest Investment Services, Inc. since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting with access to model portfolios, research, and various investment strategies.

Christopher Zambrano is a CFP® professional at LPL Financial with 14 years of industry experience. He previously worked at Wells Fargo Clearing, Wells Fargo Advisors, LLC, and Wells Fargo Bank, N.A. Outside of his advisory role, he has royalty income from Guayacali Music. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Mark Hammond is a financial advisor with Wells Fargo Clearing in Pasadena, CA, holding Series 63 and Series 65 licenses and 34 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, Hammond is also a self-employed musician. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a range of investment options such as money market funds, collective investment trusts, mutual funds, and group annuity contracts.

Walter Wodtke is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds a Series 66 credential and has worked at Wells Fargo in various capacities since 2007. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary when providing investment advice.

Siera Baghoomian is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 designation and has prior roles at the University of Southern California, the City of Glendale, Glendale Community College, and Hoover High School. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Douglas Forcheskie is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses with 27 years of industry experience. He has been with Raymond James Financial and its affiliate since 2002. Outside of his advisory role, he is also licensed as a non-variable insurance agent. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored strategies based on client risk profiles and firm research.

Angele Ohannessian is a financial advisor at J.P. Morgan Securities with a Series 66 credential and one year of industry experience. Prior to joining J.P. Morgan, she held positions at Equitable Advisors and other companies, and attended the University of California from 2021 to 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Marc Rodriguez is a financial advisor with Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. His prior work includes roles at UnionBanc Investment Services and MUFG Union Bank. Outside of his advisory career, he serves as a board member for the La Verne Girls Softball Association, a community organization focused on youth sports. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages extensive client assets and employs structured planning processes supported by firm-approved tools.

Nathan Logan is a financial advisor with Morgan Stanley in Claremont, CA, holding a Series 66 designation and 17 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney and Citigroup Global Markets, Inc. since 2009 and 2008 respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and market-based simulations.

Robert Albert is a financial advisor at LPL Financial with three years of industry experience. He holds the Series 66 designation and has previously worked at Cadaret Grant & Co, Inc. and Morgan Stanley Smith Barney LLC. Outside of his advisory role, he is involved with business entities related to his LPL practice, including Novus Wealth Group and Sage Planning Solutions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Henry Hong is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked within various divisions of JPMorgan Chase Bank and J.P. Morgan Securities since 2015. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering services through a select group of Wealth Advisors.

Jorge Cabrera is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds a Series 66 designation and has worked at various Wells Fargo entities since 2006. Outside of his advisory role, he owns and operates a party and event planning business in North Hollywood, California. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Noella Rae Yap is a financial advisor with Merrill in Pasadena, CA, holding Series 63 and Series 66 credentials and seven years of industry experience. She previously worked at Charles Schwab and TD Ameritrade and held roles at Tiffany & Co. and Omega. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Nora Li is a financial advisor at Edward Jones with three years of industry experience. She holds the Series 66 designation and has previously worked at AIA, SCOR, and Conning Central. She is based in Pasadena, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Armine Nazaryan is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has been with Merrill and Bank of America since 2006. Outside of her advisory role, she owns and operates a TikTok cooking demonstration account and participates in the Amazon Influencer Program, sharing cooking and baking product recommendations through her social media channel. Merrill provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies across a broad client base that includes individuals, high-net-worth clients, and institutional investors.

Devin Robinson is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill and Bank of America. He serves as a board member for the South Pasadena Chamber of Commerce, participating in activities to support local businesses. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its Institutional Consulting Services program.