Stanley Ciotoli is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Merrill and Bank of America since 2009. Outside of his advisory role, he serves as a director for Christ Lutheran Children's Center, a nonprofit organization. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Hicham Benothmane is a financial advisor with LPL Financial in Fort Mill, SC, holding a Series 66 designation and 19 years of industry experience. He has been with LPL Financial since 2006. Outside of his advisory role, he works part-time as a delivery driver for DoorDash. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions. The firm offers diverse advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Michael Phillips is a financial advisor at Ameriprise with 23 years of industry experience. He has been with Ameriprise and its related entities since 2011. He holds the Series 63 and Series 66 designations. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Casey Hall is a financial advisor at LPL Financial with 12 years of industry experience and holds a Series 66 designation. He has worked with LPL Financial for multiple periods, including from 2010 to 2024 and again starting in 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a range of clients including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement consulting services, utilizing model portfolios, third-party research, and technology-driven portfolio management options.

Richard Stockton III is a financial advisor at UBS Financial Services with two years of industry experience. He holds the Series 66 designation and has worked previously at Morgan Stanley PWM and Sandalwood Securities. Prior to his advisory career, he was involved with the Siasconset Casino Association and held roles at Wake Forest University and Delbarton School. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, providing services such as fee-based financial planning, portfolio management, and access to alternative products. The firm integrates institutional trading capabilities with wealth management services and employs proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Richard All is a financial advisor at Fidelity with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with various Fidelity entities since 2012. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver discretionary and non-discretionary advisory services, including model portfolios built from mutual funds, ETFs, and ETPs.

Kevin Lam is a financial advisor with J.P. Morgan Securities in Charlotte, NC, holding a Series 66 designation and two years of industry experience. His background includes roles at JPMorgan Chase Bank, Bank of America Merrill Lynch, and private equity, as well as a four-year period at the University of South Carolina. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Brittney Braicu is a Series 66-registered financial advisor with LPL Financial in Fort Mill, SC. She has been with LPL Financial since 2021 and has experience in various business ventures including ownership roles in Ghostface Brewing and Gold Leaf Cigar Lounge. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm provides a range of financial planning and advisory programs, combining in-house and third-party research with multiple portfolio management options.

Crystal Markovitz is a financial advisor with LPL Financial based in Fort Mill, SC, holding Series 63 and Series 66 licenses and 19 years of industry experience. Her prior work includes positions at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, retirement plan consulting, and brokerage services with access to model portfolios, research, and both discretionary and non-discretionary management options.

Jonathan Johnston is a financial advisor with Edward Jones in Charlotte, NC, holding a Series 66 designation and eight years of industry experience. Prior to joining Edward Jones in 2018, he worked at Duke Energy for 38 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and tax-efficient services, supported by a large network of financial advisors and branch offices nationwide.

Gregory Allen is a financial advisor with LPL Financial in Charlotte, NC, holding a Series 66 designation and 28 years of industry experience. He has worked at LPL Financial since 2008. Outside of his advisory role, he coaches high school sports and owns an apparel company called LaxTribe.com. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and technology-based strategies.

Celeste Dearnley is a financial advisor at UBS Financial Services with one year of industry experience. She holds the Series 66 designation and has a background that includes four years at Clemson University and prior teaching roles at Fayetteville High School and St. Joseph Catholic School. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research.

Frederick Ingold is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and over 35 years of industry experience. Prior to joining LPL Financial in 2018, he worked at Foresters Advisory Services LLC and Foresters Financial Services for a combined 33 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by model portfolios and research.

Andrew Wood Jr. is a CFP® professional affiliated with LPL Financial, with 39 years of experience in the financial services industry. He previously worked for Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. for a decade before joining LPL Financial in 2023. His other business activities include non-variable insurance services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, research, and technology-driven strategies.

William Barlow is a Wealth Management Advisor who provides financial advisory services focused on helping entrepreneurs and business builders achieve their financial goals. He manages portfolio management services and offers expertise in areas such as college education planning, family wealth management strategies, legacy planning, liquidity management, and retirement income. Mr. Barlow holds a Bachelor's Degree from the University of North Carolina System and maintains professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He is affiliated with professional organizations such as the 24 Foundation, Guiding Eyes for the Blind, and Moments of Hope Church, and is involved in community activities with the 24 Foundation, Covenant Day School, and Moments of Hope Church. Beyond his professional pursuits, Mr. Barlow is an avid enthusiast of cycling, boating, hiking, photography, running marathons, table tennis, tennis, and traveling. He values spending time with his family.

William Hadley is a financial advisor at Ameriprise with 41 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining Ameriprise, he worked at Wells Fargo Advisors and Wells Fargo Clearing. He serves on the Board of Directors for The Fletcher School in Charlotte, NC. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Summer Sneed is a financial advisor with Raymond James Financial in Charlotte, NC, holding a Series 66 designation and one year of industry experience. Prior to her current role, she worked at Raymond James Financial Services, Inc. for four years and was involved with Providence Baptist Church for nine years. She is also an advisor for Gaskin Asset Management, LLC, a support company unrelated to investment activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm uses risk profiling and analytical tools to tailor investment consulting and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Ashley Waters is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. She has worked at LPL Financial since 2025 and has a longer tenure at First Horizon Bank beginning in 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies.

Robert Mann is a financial advisor with Cambridge Investment Research Advisors in Fort Mill, SC, holding Series 63 and Series 65 licenses and 16 years of industry experience. He previously worked at Lincoln Financial Securities for seven years before joining Cambridge in 2019. Mann is also an independent insurance agent for various companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, trusts, and other clients through a network of independent financial professionals. The firm offers a range of services, including financial planning, investment management, and retirement plan advisory, with investment implementation tailored to client objectives across multiple platforms and custodians.

Shawn Mccutchan is a financial advisor with Edelman Financial Engines in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked at Financial Engines Advisors L.L.C. since 2016 and previously at TMFS Advisors, LLC. Shawn serves as a board member for the Fellowship of Christian Athletes, a 501(c)(3) nonprofit organization. Edelman Financial Engines provides technology-enabled investment advisory services primarily focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large client base through advisor-led and online platforms.