Shawn Liu is the Vice President Private Wealth Management Advisor at Fidelity Investments, a position held since 2026. In this role, he leads a team focused on delivering a disciplined and relationship-driven financial planning approach. His work centers on understanding family values, long-term goals, and the complexities associated with significant wealth to support clients in making informed financial decisions. Shawn's professional experience includes roles as a Wealth Advisor at Schwab Wealth Advisory in 2025-2026, and Vice President, Financial Consultant at Charles Schwab & Co. Inc. from 2020 to 2025. Prior to that, he served as a Financial Planner at Lincoln Financial Advisors between 2014 and 2020 and started his career as a Para-Planner at Lincoln Financial Advisors in 2013-2014. He holds insurance licenses in both Arkansas and California. Outside his professional pursuits, Shawn has interests that include cooking and baking, fitness, golf, parenthood, reading, and traveling.

Andrew Forman is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. His prior experience includes roles at Synopsys, Randstad, and California Polytechnic University. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets across more than 14,000 advisors.

Nathan Van Dell is a financial advisor at Morgan Stanley with two years of industry experience. He holds the Series 66 designation and has previously worked at John Mills and been involved with the United States Tennis Association. Outside of finance, he has been active with the Peninsula Community Center for several years. Morgan Stanley Wealth Management provides a wide range of advisory services to both individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and extensive asset management capabilities.

Sean Chatman is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related products and bank deposit sweep options.

Ashna Sharma is a financial advisor at Morgan Stanley with four years of industry experience. Prior to joining Morgan Stanley, she worked at Wells Fargo Bank for eight years. Outside of her advisory role, she provides home health care services through California’s In-Home Supportive Services Program. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Ngoc Le is a financial advisor at Merrill in Palo Alto, CA, holding the Series 66 designation with three years of industry experience. Prior to joining Merrill in 2017, Ngoc worked for Riviera Finance from 2014 to 2017. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Darby Williams is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Schwab, Williams held roles in various industries including real estate and publishing. Williams has authored and published a book available on Amazon. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary advisory services and access to discretionary separately managed accounts with a multi-asset investment approach.

Cheryl James is a Financial Advisor at Merrill Lynch Wealth Management. She leverages her background as a former engineer in Defense Intelligence and the high-tech industry to provide clients with comprehensive financial strategies tailored to their individual needs. Cheryl's approach integrates the resources of Merrill Lynch and Bank of America, offering clients access to investment, banking, and lending solutions designed to pursue their financial goals. Cheryl specializes in areas including college education planning, legacy planning, personal retirement planning, portfolio management services, small business strategies, women and wealth, individual and corporate investment strategy, and retirement income. She holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) and earned a bachelor's degree from the University of California system. In addition to her professional work, Cheryl is actively involved in community organizations such as the Alzheimer's Association, where she co-chairs the Silicon Valley Walk to End Alzheimer's, and serves as a board member for the Contemporary Asian Theatre Scene and High Tech High Heels. She also contributes to Habitat for Humanity and the Happy Neighborhood Project. Cheryl's personal interests include cooking, scuba diving, spending time with her family, traveling, and practicing yoga.

Yanyin Yu is a financial advisor at Morgan Stanley in Cupertino, CA, holding Series 63 and Series 66 licenses with six years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2021, Yu worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A., and has experience with nonprofit work at Self-Help for the Elderly. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment committee analyses in its financial planning process.

Thoa Algan is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and seven years of industry experience. Prior to joining Wells Fargo Clearing and Wells Fargo Bank NA in 2018, Algan worked at Citibank from 2011 to 2017 and was a homemaker for one year. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options, than is typical among large institutional advisers.

Ryan Nguyen is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include positions at JPMorgan Chase & Co., Scharf Investments, LLC, and Fidelity Investments. He also has experience in education, having worked at Evergreen Valley College and Piedmont Hills High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Jonathan Schmidt is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 designation and eight years of industry experience. He has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and proprietary planning tools.

Angela Mende is a financial advisor at Morgan Stanley with 29 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and has been with Citigroup Global Markets since 1996. She holds a Series 63 designation and is based in Cupertino, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including financial planning and estate planning strategies, and manages approximately $2.74 trillion in client assets.

Jessica Huang is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She holds a Series 66 designation and has previously worked at First Republic Investment Management and Wells Fargo Advisors. Huang is based in San Jose, CA. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Troy Beck is a financial advisor with Thrivent Investment Management in San Jose, CA, holding Series 63 and Series 65 licenses and having 13 years of industry experience. He has worked at Thrivent Financial for Lutherans since 2013 and Thrivent Investment Management since 2012. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering broad financial planning without portfolio management for institutional clients. The firm combines goal-based analyses with managed-account programs under its WealthPlan option, maintaining planning and investment services as separate offerings.

Aiyun Zong is a financial advisor at Charles Schwab with 28 years of industry experience. She holds a Series 63 designation and has been with Charles Schwab and Charles Schwab Bank since 1997 and 2005, respectively. Outside of her advisory role, she is a co-owner of a property management company in Elk Grove, California. Charles Schwab serves a large base of primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Yan Yan Yu is a Series 66-licensed financial advisor with Merrill in San Jose, CA, and has 20 years of industry experience. She has been with Merrill since 2009. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Edman Wong is a financial advisor at Merrill with Series 65 and Series 63 licenses and one year of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, N.A., and has experience outside finance, including operating a Korean BBQ restaurant. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Sophia Szeto is a financial advisor at Morgan Stanley with two years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2019, previously spending four years with the Ray Barri Agency at Allstate. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutions, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and provides a planning process that uses structured discovery and firm-approved tools without individual security recommendations as part of standalone financial plans.

Magdalen Yum is a financial advisor at UBS Financial Services with 31 years of industry experience. She holds the Series 63 designation and has been with UBS since 2016. Yum serves on the board of The Dui Hua Foundation, a nonprofit focused on rights advocacy through dialogue. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides tailored financial planning and portfolio management using proprietary research and model-based asset allocations.