Darryl Ng is a financial advisor at Morgan Stanley in Palo Alto, CA, with 21 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank, N.A. since 2015, as well as Morgan Stanley Smith Barney LLC since 2011. Outside of his advisory work, Ng is active in community and professional organizations, serving as a board member and chapter president for the USC Marshall Alumni Association’s Bay Area Chapter, president of the Santa Clara County Estate Planning Council, and a board member of the Certified Financial Planner Board of Standards, where he also volunteers as an exam question writer. Additionally, he is involved with Darryl Ng Competitive BBQ as a pitmaster, chef, and BBQ judge. Morgan Stanley Wealth Management provides a range of advisory services to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and robust modeling techniques as part of its advisory process.

Connor McGuire is a financial advisor with Morgan Stanley in Pleasanton, CA, holding a Series 66 designation and possessing 10 years of industry experience. He has worked at Morgan Stanley since 2015, including roles with Morgan Stanley Private Bank, National Association since 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Mark Kleiner is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2012. He is committed to understanding each client's unique financial situation and goals, collaborating with them to develop personalized financial plans. Mark utilizes a wide range of investment options and diversified strategies available through Fidelity to help clients work towards their financial objectives. Mark has extensive experience in the financial advisory field, having previously worked as a Financial Advisor at UBS Financial Services from 2006 to 2012 and at Morgan Stanley from 2001 to 2006. He holds a California Insurance License. Outside of his professional work, Mark enjoys running and swimming.

Daniel Duran is a financial advisor at Charles Schwab with a Series 66 credential and approximately one year of industry experience. His prior work includes roles at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Tarik Glenn is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley for three years. Outside of finance, he has been involved with organizations such as the National Cycling League and community education initiatives in the Berkeley Unified School District. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Michael Scandalios is a financial advisor with UBS Financial Services in Palo Alto, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with UBS since 2002 and has worked in the financial sector since 1998. Outside of his advisory work, he is also an author of novels. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad range of capital markets and banking services.

Stan Sklenar is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 65 licenses and possessing 41 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and the Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is a co-author involved with Larstan Publishing, where he contributes to a book on investment management. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and serves clients through direct relationships as well as corporate financial planning agreements.

Julius Brauner IV is a financial advisor at Osaic Wealth, Inc. with 46 years of industry experience. He holds a Series 63 designation and previously worked at Securities America Advisors Inc. and Securities America, Inc. He is also co-trustee of The Brauner Company Profit Sharing Plan and maintains a role as an insurance agent specializing in term life insurance and fixed annuities. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory, financial planning, and retirement consulting services. The firm utilizes a variety of portfolio construction tools and manages accounts with access to multiple investment platforms and third-party money managers.

Jeffrey Bohn is a financial advisor with Edward Jones in Pleasanton, CA, holding Series 63 and Series 66 licenses and possessing 20 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management through a large nationwide network of financial advisors and branch offices.

Dominic Mc Kenna is a financial advisor with Edward Jones in Alameda, CA, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. He has been with Edward Jones since 1996. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and proprietary mutual funds, operating under a fiduciary standard.

Sarah Rush is a CFP® professional with 32 years of industry experience, currently serving as a financial advisor at OSAIC since 2025. She previously worked at Lincoln Financial Advisors from 2020 to 2025, Wells Fargo Clearing from 2016 to 2020, and Wells Fargo Advisors, LLC from 2012 to 2016. In addition to her advisory role, she is also licensed to offer traditional life insurance, fixed and indexed annuities, and long-term care insurance. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, financial planning, and access to third-party money managers, employing asset-allocation tools and automated rebalancing to manage diversified portfolios.

Brianna Visalli is a financial advisor at Raymond James Financial with Series 66 credentials and one year of industry experience. Before entering financial services, she had a professional athletic career, including playing in the National Women’s Soccer League and the Barclay’s Women’s Super League. She also worked in Stanford University’s Athletics Department for two years. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports its recommendations through various advisory programs and technology-driven solutions.

Masoud Rahimi is a Financial Consultant currently working at Fidelity Investments since 2024. He has previously held roles at Charles Schwab as a Financial Consultant from 2018 to 2024 and at Fidelity Investments as a Financial Representative from 2017 to 2018. His work focuses on understanding the unique needs of each client, including retirement planning, wealth building, and managing life transitions. He emphasizes transparency, integrity, and personalized guidance in his approach to helping clients achieve their financial goals. Masoud holds a California Insurance License. Outside of his professional work, he has interests in camping, fitness, golf, outdoor adventures, parenthood, and traveling.

Christopher Phillips is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Bank of America, Merrill, Fidelity, New York Life, and other firms. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Carol Chang is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at Cetera since 2025. She previously worked at Avantax Advisory Services and its affiliated entities for nearly two decades. Outside of her advisory role, she serves as the elected Captain of the Half Moon Bay Women's Golf Club, leading its board and representing the club at regional meetings. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Kenneth Lee is a financial advisor with LPL Financial in Fremont, CA, holding Series 63 and Series 66 credentials and 17 years of industry experience. His prior roles include positions at BBVA Securities Inc., BBVA Wealth Solutions Inc., BBVA Compass Insurance Agency, Inc., and Compass Bank. Outside of his advisory work, he manages a home-based business entity focused on rental property management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services with both discretionary and non-discretionary management options supported by internal and third-party research.

David Marchetti is a Planning Consultant at Fidelity Investments, where he collaborates closely with clients and their families to clarify their financial situations and identify their priorities. He develops personalized financial plans in partnership with wealth management teams to support clients' financial goals. His experience at Fidelity Investments includes roles as a Financial Representative and Relationship Manager prior to his current position. David holds a California Insurance License. Outside of his professional career, David enjoys camping, attending concerts, fishing, exploring culinary experiences, watching football, and listening to music.

Timothy Cariolano is a financial advisor with Morgan Stanley in Pleasanton, CA, holding a Series 63 designation and 15 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for seven years before joining Morgan Stanley Smith Barney LLC in 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models such as Monte Carlo simulations to support its financial planning process.

Danielle Aldama is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 license and bringing 19 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011 and with Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, Aldama is involved in independent sales of hair care products and jewelry. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs with a focus on tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Andrew Le is a financial advisor with UBS Financial Services in Palo Alto, CA, holding the Series 66 designation and over 25 years of industry experience. He has been with UBS Financial Services Inc. since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and provides proprietary research and capital markets solutions.