Michael Velzo is a financial advisor with LPL Financial in San Francisco, CA, holding a Series 66 designation and 10 years of industry experience. He has been with LPL Financial since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary research and third-party strategies.

Kenneth Tang is a CFP® and Series 66 licensed financial advisor with seven years of industry experience. He has been with UBS Financial Services since 2018 and previously worked at Munchery. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, discretionary and non-discretionary portfolio management, and utilizes proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Matt Richardson is a Financial Consultant at Fidelity Investments, a role he has held since 2023. He focuses on understanding his clients and collaborating with them to address both immediate and long-term financial questions and concerns. His approach emphasizes integrity, transparency, and collaboration to help clients reduce uncertainty and work towards their most important financial goals. Prior to joining Fidelity Investments, Matt worked in Institutional Fixed Income Sales at JP Morgan Chase from 2018 to 2023 and at Bank of America Merrill Lynch from 2013 to 2018. He holds a California Insurance License.

Camille Raffenne is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds a Series 66 designation and has previously worked at UBS Wealth Management and Lisan Finance. Camille is based in San Francisco, CA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Chi Ling Gillian Yu is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models developed by its Global Investment Committee.

Diane Coon is a Managing Director and Private Wealth Advisor within Merrill Private Wealth Management, focusing on serving executive and corporate clients by leveraging resources from Merrill and Bank of America. She works with entrepreneurs, corporate executives, and companies to align client goals and priorities with appropriate financial solutions based on risk tolerance, time horizon, cost considerations, liquidity needs, and investment objectives. Diane joined Merrill in 2002 after gaining experience with J.P. Morgan's Private Bank and Hambrecht & Quist's Investment Bank. She and her team provide services including pre and post-liquidity planning, corporate financial services, restricted and concentrated stock strategies, tax minimization, executive banking tailored to goals-based wealth management, trust and estate planning, philanthropic solutions, personal banking, and lending through Bank of America. Diane holds a Bachelor's Degree from University of Phoenix and the Personal Investment Advisor (PIA) designation. She holds leadership roles within Merrill and is active in the community, including involvement with OCTANE, the Los Angeles Venture Association, and as a founding member of 44 Women for Orangewood. Diane has been recognized on the Forbes "Best-in-State Wealth Management Teams" and the "Top Women Wealth Advisors Best-in-State" lists multiple times.

Bronwyn Bailey is a financial advisor at J.P. Morgan Securities in San Francisco, holding a Series 66 designation. She has been with J.P. Morgan Securities since 2025 and has prior experience at JPMorgan Chase Bank, First Republic Bank, BB Advisors, and the American Investment Council. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Christopher Hall is a financial advisor with Wells Fargo Clearing in San Francisco, CA, holding a Series 66 designation and 26 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, focusing on investment policy statements, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives, demographics, and risk tolerances.

Alyssa Drew is a Series 66-registered financial advisor with Morgan Stanley in San Francisco, CA, with 10 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2014 and Morgan Stanley Private Bank, N.A. since 2017. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, with a range of investment and financial products offered alongside its advisory services.

Brian Mcadams is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2014, currently serving at Morgan Stanley Private Bank, N.A. in San Francisco, CA. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services including structured planning conversations and strategies for estate and retirement planning.

Jeffrey Wold is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch in 2004, having been recruited from Smith Barney. In his role, Jeffrey utilizes a comprehensive process to understand clients' financial situations and design customized strategies. His approach focuses on organizing, prioritizing, and helping clients realize their financial goals. His client focus areas include Corporate Executive Services, Family Wealth Management Strategies, Legacy Planning, Liquidity Management, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Socially Responsible and Values-Based Investing, as well as Individual and Corporate Investment Strategy. Jeffrey holds the Personal Investment Advisor (PIA) designation. He earned his high school diploma from Redwood High School. Outside of his professional work, Jeffrey enjoys outdoor activities such as boating, camping, fishing, hiking, scuba diving, skiing, swimming, and spending time with his family. He is also a PADI Scuba Instructor.

Nandi Gunning is a Private Wealth Manager at Merrill Private Wealth Management, where she works with a select group of families, individuals, and entrepreneurs. She focuses on helping clients use their significant wealth to pursue their goals and aspirations at every stage of their lives. Nandi provides guidance in areas such as cash-flow analysis, tax-efficient portfolio management, strategies for concentrated stock, retirement planning, and wealth transfer to the next generations. She also advises business owners on strategies for selling or passing on their businesses. Nandi joined Merrill in 2022 after eight years as a financial advisor and portfolio manager at Morgan Stanley. Her prior experience includes roles as a principal consultant at a global consulting firm, a senior equity analyst for a single-family investment office in San Francisco, and an auditor at PriceWaterhouseCoopers. She holds the Chartered Financial Analyst® (CFA®) designation, as well as certifications as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). She is a member of the CFA Institute and the CFA Society of San Francisco, where she mentors university students for the annual CFA Institute Research Challenge. Nandi earned a B.S. degree in management studies from the University of the West Indies and an MBA from Harvard Business School. She serves on the steering committee of HBS Community Partners of Northern California and is involved with professional organizations including the ACLU, American Red Cross, and One Love Foundation. Nandi resides in San Francisco with her husband and their long-haired German Shepherd.

Anthony Arch III is a financial advisor with Equitable Advisors in San Francisco, CA, holding Series 63 and Series 65 credentials and having 41 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked with Axa Advisors, LLC. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives. The firm employs a range of advisory models implemented by third-party managers and offers ERISA fiduciary services to qualified plans.

Lyre Rozelle is a Senior Portfolio Advisor and Financial Advisor with Merrill Lynch Wealth Management. With over 18 years of experience in the financial services industry, Lyre specializes in personal financial planning and investing, business working capital management, concentrated stock strategies, and tax-efficient strategies. Lyre's expertise includes family wealth management, legacy planning, managing new wealth, personal retirement planning, portfolio management services, special needs planning, and tax minimization. She assists individuals, families, and business owners by creating wealth plans based on personalized financial analysis. Lyre holds a Bachelor's Degree from an international institution in Geneva and is a Personal Investment Advisor (PIA). Fluent in English, Mandarin, French, and Chinese, she is also involved with the Bank of America. In her personal time, Lyre enjoys drawing, sketching, hiking, music, and painting.

Daniel Sivolella is a CFA® charterholder with over 31 years of experience in the financial industry. He has worked at J.P. Morgan Securities since 2001 and has been with Jpmorgan Chase Bank, N.A. since 2016. He is based in San Francisco, CA and holds Series 65 and Series 63 licenses. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Marcy Rich is a financial advisor with J.P. Morgan Securities in San Francisco, holding a Series 66 designation and 17 years of industry experience. She has worked with several firms, including Caldwell Securities, Sutter Securities, and Phoenix American, before joining JPMorgan in 2018. She is also an employee of JPMorgan Bank, which allows her to offer a range of banking products and services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Winston Thomas is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley and UBS Financial Services throughout his career. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis methods.

Jeffrey Mc Cann is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jorge Venegas is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds the Series 63 designation and has worked with various Morgan Stanley entities since 2007, including the Private Bank and Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and committee insights to support its clients' financial goals.

George Aarsheim is a financial advisor with Charles Schwab in Corte Madera, CA, holding a Series 66 designation and one year of industry experience. Prior to rejoining Charles Schwab in 2025, he spent several years in full-time education and worked at Instacart and Marin Country Club. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.