Cliff Vanittersum is a CFP® and ChFC® with 44 years of experience in financial advising. He has worked at OSAIC since 1997, including his current role since 2021, and was previously affiliated with Pines Wealth Management for over a decade. Vanittersum also owns a sole proprietorship involved in life insurance sales. OSAIC Wealth, Inc. serves a wide range of clients including individuals, high-net-worth investors, pension plans, corporations, and charities. The firm offers integrated brokerage and advisory services with a focus on diversified portfolios using a variety of investment vehicles and proprietary asset-allocation tools.

Samantha Schell is a Financial Consultant at Fidelity Investments, where she has been working since 2025. In this role, she focuses on understanding each client's unique financial goals and utilizes her investment experience alongside Fidelity's resources to develop and implement comprehensive financial plans. Prior to her current position, Samantha held roles as an Investment Consultant and Planning Consultant at Fidelity Investments between 2024 and 2025. Before joining Fidelity, she worked as a Financial Advisor at Synergy Wealth Solutions from 2020 to 2024.

Larry Miller is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, delivering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning processes and a variety of tools to support client financial goals.

Tyler Watts is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in financial services in 2013 and joined Merrill Lynch in 2019 after six years with another firm. In his role, Tyler assists clients in building wealth management strategies tailored to their individual needs, focusing on a comprehensive approach that emphasizes listening and informed decision-making. His expertise encompasses family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, socially responsible and ESG investing, sports and entertainment financial planning, individual and corporate investment strategies, tax minimization, and retirement income planning. Tyler holds the CERTIFIED FINANCIAL PLANNER (CFP) designation, is a Personal Investment Advisor (PIA), and has credentials in Sports & Entertainment (SE). Tyler earned his Bachelor's Degree from Indiana Institute of Technology. Originally from Indiana, he has a personal interest in sports and outdoor activities such as baseball, boating, cooking, fishing, football, gardening, golfing, music, and traveling. He resides in Saint Louis with his wife and three children.

Samantha Estrada is a Series 66-licensed financial advisor with four years of industry experience. She has worked at OSAIC since 2024 and previously held positions at Securities America, Inc. and Millenia Investments LLC. Prior to her financial career, she spent two years at Ameristar Casino. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, providing both brokerage and investment advisory services through a large network of affiliated advisers and multiple platforms. The firm employs various portfolio construction tools and offers access to third-party money managers and managed account solutions.

David Chartrand is a financial advisor with Edward Jones in Saint Charles, MO, holding a Series 66 credential and 10 years of industry experience. He has been with Edward Jones since 2015. Outside of his advisory role, he serves as a fiduciary for the Fern C Bauer Educational Trust. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of advisors and branch offices across the United States.

Terrence Freeman is a Series 66-licensed financial advisor with Edward Jones, based in Maryland Heights, MO. He has 10 years of industry experience, all with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Elaine Howard is a financial advisor at Edward Jones with 16 years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2008. Outside of her advisory role, she is an assistant volleyball coach for a youth sports league, teaching volleyball skills to children aged 9-12. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supporting a nationwide network of over 23,000 financial advisors.

Ashley Talesky is a financial advisor with Edward Jones in Maryland Heights, MO, holding a Series 66 designation and seven years of industry experience. Prior to joining Edward Jones, she worked in the Indiana University Biology Department and briefly with B&N College Booksellers. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including a wide range of households and organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory programs and investment solutions through a nationwide network of financial advisors and branch offices.

Daniel Matter is a financial advisor with LPL Financial in O'Fallon, MO, holding a Series 66 license and 15 years of industry experience. Prior to joining LPL Financial in 2023, he spent 12 years at Commerce Brokerage Services, Inc. He also has an investment-related business activity under the name Commerce Financial Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Paul Beeman is a financial advisor based in Chesterfield, MO, affiliated with Wells Fargo Advisors. He holds Series 63 and Series 66 licenses and has 25 years of industry experience. His prior work includes positions at U.S. Bancorp Investments and various Wells Fargo entities. Beeman is also the sole owner of Beeman Asset Management, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services tailored to clients meeting certain net-worth criteria. The firm offers specialized planning services and combines advisory recommendations with brokerage and other financial product options.

Xavien Jackson is a Series 66–licensed financial advisor at Edward Jones with two years of industry experience. Prior to joining Edward Jones, he worked at Bass Pro Shops and has been a full-time student since 2007. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Sean Hickey is a financial advisor at Edward Jones in Saint Charles, MO, holding CFP®, CFA®, and Series 66 credentials with 16 years of industry experience, all of which he has spent at Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, while operating under a fiduciary standard.

Juvie Ann Jimenez is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and possessing 18 years of industry experience. Her career includes roles at Fidelity Investments, Citigroup, Charles Schwab, TD Ameritrade, and Scottrade. She works with Strategic Advisers LLC, a Fidelity company that provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses proprietary research combined with quantitative analysis and algorithmic portfolio construction to manage portfolios and serves in formal advisory roles for multiple registered investment companies.

Thomas Thornton is a financial advisor with LPL Financial in Chesterfield, MO, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at BMO Harris Financial Advisors, PNC Wealth Management, and Natcity Investments. Outside of advisory work, he is a business owner of Bottle Buddy, a venture involving a royalty agreement for a patent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology-driven operational and research tools.

Steven Leonard is a financial advisor with Edward Jones in Creve Coeur, MO, holding a Series 66 designation and seven years of industry experience. He previously worked at Compass Retirement Group and Coxs and Associates and has had multiple tenures at Edward Jones. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Bridie Smith is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with tailored services that include investment policy statement preparation, investment recommendations, performance reporting, and participant education.

Adam Hopper is a CFP® and Series 66-registered financial advisor with Edward Jones, where he has worked since 2016. He has 11 years of industry experience. Outside of his advisory role, he serves as a board member of the BJC - St Peters/Progress West Foundation, contributing to community and fundraising efforts. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Karl Nelson is a CFP® certificant with 21 years of industry experience and has been with Edward Jones since 2009. He is located in Chesterfield, MO, and holds Series 63 and Series 66 registrations. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and tax-efficient services, supported by a large national network of advisors and branch offices.

Eric Robert is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at Stifel since 2007. Prior to joining Stifel, he worked at Emmis Communications for 13 years. He is also an on-air personality hosting talk radio shows with Epic STL, LLC. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach incorporates proprietary methodologies developed by its Investment Strategy Group to inform asset allocation and financial planning analyses.