Daniel Rudibaugh is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan entities since 2017, previously spending a year at Waddell & Reed Inc. From 2012 to 2017, he was involved with Sojourn Community Church. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework in its investment recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Tim Galbraith is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Fidelity Investments since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage and consult on a variety of investment products and model portfolios.

Michael Applegate is a Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2005. He has held various roles within the company, including Retirement Investment Services Representative from 2005 to 2008, Relationship Officer from 2008 to 2010, and Vice President Financial Consultant since 2010. With 20 years of experience, Michael partners with high net worth clients to understand their comprehensive goals related to retirement, tax-efficient investing, and estate considerations. His financial planning approach emphasizes creating customized plans based on trust, reliability, and competency. Outside of his professional work, Michael enjoys family activities, fishing, football, and outdoor adventures.

Dean Johns is a CFP® professional with 13 years of industry experience, currently affiliated with LPL Financial in Cincinnati, OH. His prior experience includes roles at Concentric Wealth Management, Avantax Advisory Services, 9258 Wealth Management, and John D. Dovich & Associates, LLC. Johns is also involved with Concentric Wealth Management as a DBA for his LPL business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management along with research from LPL Research and third-party subadvisors.

Thomas Bryan is a financial advisor at Fidelity with seven years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Fidelity Investments since 2018. Prior to joining Fidelity, he was involved with F648 Consulting for four years and briefly with the Greater Cincinnati Northern Kentucky Apartment Association. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its registered commodity pool operator status, advisory roles to multiple registered investment companies, and use of advanced technologies including AI and algorithmic methods.

Matthew Salzer is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 license and has prior experience with Principal Financial Group and Anthem, Inc. Outside of advisory roles, he has worked as a freelance insurance agent and has experience in the insurance and diagnostic sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its role in managing registered investment companies, using systematic methodologies, and incorporating advanced technologies such as AI and large language models in its research.

Ray Ramicone is a financial advisor at Fidelity with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Fidelity in various roles since 2010. Outside of his advisory work, he is a limited partner and operating manager at Anthony Bella Holdings, LLC, where he manages bookkeeping activities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of proprietary fundamental research and quantitative analysis to construct model portfolios utilizing mutual funds, ETFs, and ETPs, and serves as a registered commodity pool operator with formal advisory roles for multiple registered investment companies.

Raymond Stacy is a Wealth Management Advisor at Merrill Lynch Wealth Management. With over 28 years of experience in the financial industry, he partners with clients to develop personalized financial strategies that align with their values, goals, and risk tolerance. His approach emphasizes thoughtful listening and a long-term perspective to help individuals and families achieve clarity and confidence in their financial lives. Raymond utilizes a holistic planning process that draws on Merrill’s investment capabilities and local estate planning resources. He regularly reviews clients’ progress and adjusts strategies to remain consistent with their evolving needs. A Northern Kentucky native, Raymond holds a Bachelor of Business Administration in Finance from the University of Kentucky and serves on the UK Alumni Board. Outside of his professional role, Raymond is active in his community and engages in personal interests including photography, skiing, swimming, and traveling.

Joy Steinmetz is a financial advisor with Fidelity Investments in Cincinnati, OH, holding a Series 66 designation. She has one year of industry experience and previously held positions in diverse fields including education and retail. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a wide range of clients, employing a process that blends proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages model portfolios using systematic methodologies and serves both retail and institutional investors, including registered investment companies.

Kenneth Blanton is a financial advisor with Equitable Advisors holding a Series 66 designation and based in Cincinnati, OH. He has a varied work history including roles at Lowe’s Home Improvement, Valco Melton, and ownership of Plant Ur Flag LLC. He has no prior experience in the financial advisory industry. Equitable Advisors serves a diverse client base including individuals, high-net-worth, retirement plans, corporate, charitable, and institutional clients. The firm provides financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, working extensively with LPL-sponsored programs and third-party managers to deliver advisory and brokerage solutions.

Jeffrey Meier is a financial advisor with Raymond James Financial Services Advisors, Inc. in Cincinnati, OH, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. His prior roles include positions at Bank of America, Merrill, LPL Financial, and Edward Jones. Outside his primary role, he serves as an independent contractor financial advisor for J. Owens Wealth Planning. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using analytical tools to support client goals and maintains specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Jeffrey Alford is a financial advisor at Fidelity with 26 years of industry experience. He holds Series 63 and Series 66 designations. Alford has been with Fidelity Investments and its affiliated entities since 1999, including roles at Fidelity Personal and Workplace Advisors since 2018. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios across mutual funds, ETFs, and ETPs, and serves as an advisor to multiple registered investment companies and fund-of-funds.

Kaitlyn Meyer is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, she worked in law enforcement with the Northern Kentucky University Police Department and was employed at the Cincinnati Art Museum. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a diverse range of portfolios.

Michael Evans is a financial advisor at Fidelity with two years of industry experience. He holds a Series 66 designation and has previously worked at Heavenly Monitoring and Back2Back Ministries. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, formal advisory roles to registered investment companies, and the integration of AI-driven research in its investment process.

Susana Duffy is a financial advisor at Fidelity with three years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Fidelity Investments since 2021. Prior to her advisory role, she held positions at UC Health, Solar Tint, IKEA, and College Hill Coffee. Fidelity Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as a commodity pool operator and maintains a formal advisory role to multiple registered investment companies.

Alexander Mentzer is a Wealth Management Planning Consultant at Fidelity Investments. In this role, he collaborates with Wealth Management Advisors and their clients to develop financial plans aimed at achieving their financial goals. He has been with Fidelity Investments since 2016, initially working in Managed Account Operations from 2016 to 2018, then as a Managed Account Support Specialist from 2018 to 2022, before assuming his current position in 2022. His experience spans various aspects of wealth management support and planning. Outside of his professional responsibilities, Alexander has interests in food, puzzles, and yoga.

Andre Cook Jr. is a financial advisor at Fidelity with a Series 66 credential and three years of industry experience. His prior roles include positions at Washington University in Saint Louis and Algonquin Country Club. Outside of his advisory work, he also performs grocery shopping and delivery services for Instacart. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering a range of portfolio and fund advisory services that utilize proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction.

Todd Hater is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 designations and has been affiliated with Fidelity Investments and its related entities since 1997. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable and registered investment funds. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, providing model portfolios composed of mutual funds, ETFs, and ETPs.

Brian Pangburn is a financial advisor with Morgan Stanley in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Outside of his advisory role, Pangburn is the chairman of the board for a foster care and adoption services organization and serves as treasurer for a local community development council; he is also an active guitarist in various bands. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets and utilizing structured planning tools and market outcome modeling as part of its investment approach.

Nathan Phu is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His prior work includes positions at TSC Apparel, Zid Zid, Aroma, and Ruby Tuesday. Nathan has been with Fidelity since 2018 in various capacities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm is noted for its use of algorithmic methods and AI in research and its formal advisory role to multiple registered investment companies.