James Lee is a financial advisor with MassMutual Investors Services in Columbia, MD, holding Series 63 and Series 66 licenses and 30 years of industry experience. He has held roles at Metropolitan Life Insurance Company and MetLife Securities Inc. since 1999 and has been with MassMutual Investors Services since 2017. Outside of advising, he is an agent involved in life and health insurance and owns Metropolitan Wealth Advisors, LLC. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative annual planning relationships and provides specialized event-driven planning, including estate settlement and divorce planning.

Nicole Mc Donald is a Financial Advisor with Merrill Lynch Wealth Management. She partners with individuals, families, and organizations to develop personalized financial strategies aimed at pursuing long-term goals by aligning money with clients' values and aspirations. Nicole's experience includes a background in the hospitality industry, which contributes to her focus on listening and delivering tailored financial guidance. She provides support in areas such as retirement planning, wealth preservation, liquidity management, portfolio management services, and financial strategies for business owners and mission-driven organizations. Nicole holds the designations of CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from Howard University and is involved in community service through the Howard University Alumni Club and the Phi Sigma Chapter of Sigma Gamma Rho Sorority, Inc. Nicole's personal interests include basketball, hiking, music, photography, spending time with family, and traveling.

Michael Peters is a financial advisor at LPL Financial with 30 years of industry experience. His background includes roles at Avantax Advisory Services, 1st Global Advisors, and operating his own accounting firm, Michael G. Peters, PA. He holds Series 63 and Series 66 licenses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, and institutional platforms, supported by technology tools and extensive non-advisory financial activities.

Eugene Grenham is a financial advisor at LPL Financial with four years of industry experience. He holds the Series 66 designation and previously worked at McAllister & Quinn and Highlander Financial Group. Outside of his advisory work, he operates an eBay store called "davidbooksnthings," aimed at teaching children about business and commerce. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party strategies.

Regis Breen is a financial advisor at Ameriprise with seven years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors and Heritage Consultants. Outside of his advisory role, Breen serves as Vice President of Business Development at Brad Schwartz Wealth Management LLC and occasionally speaks to graduating students at Towson University about entering the workforce. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s approach combines proprietary research and algorithmic tools to deliver tailored, tax-aware retirement advice within a defined investment framework.

David Vogelsang is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His work history includes roles at Starry Associates, PFS Investments Inc., and Primerica Financial Services. Outside of advisory services, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management via its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Jacob Amsellem is a financial advisor at Cetera with a Series 66 designation and two years of industry experience. Prior to joining Cetera, he worked at Rosenblatt Securities and has a background that includes roles in education. He is also involved with Financial Advantage Associates, where he works as a financial advising employee assisting clients alongside an investment team. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary account management through a nationwide network of over 10,000 advisors.

Joseph Bell is a CFP® professional with 17 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Avantax Advisory Services, BFJ Wealth Management, and Ameriprise. He also maintains a CPA firm, Bell, Frech & Jacobs, which provides tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers comprehensive advisory services including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,000 advisors.

Ryan Fabian is a financial advisor with LPL Financial who holds Series 63 and Series 66 licenses and has six years of industry experience. His prior work includes roles at M&T Bank, World Equity Group, Wealthvest, The Leaders Group Inc, Bestow, and KeyBank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a range of discretionary and non-discretionary investment strategies supported by research and operational tools.

Brendan Smith is a financial advisor at Equitable Advisors with five years of industry experience and holds the Series 66 designation. His prior work experience includes positions at Merrill Lynch and The Concourse Group, along with multiple roles associated with Clemson University. Equitable Advisors serves individual clients across a range of wealth levels, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm provides financial planning, retirement plan consulting, and asset management programs, utilizing a variety of third-party advisory platforms and proprietary solutions.

Ronnie Rounds II is a financial advisor with Equitable Advisors holding a Series 66 credential and no prior industry experience. His background includes roles at CWCapital and academic work at Louisiana State University. Equitable Advisors serves individual clients across wealth levels, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and various asset management programs through Investment Adviser Representatives, utilizing both proprietary and third-party investment models and advisory programs.

Michael Balakirsky is a financial advisor at LPL Financial with 22 years of industry experience. He holds a Series 66 designation and has been with LPL Financial since 2007, following three years at Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, employing various investment strategies and technologies, and oversees more than $819 billion in discretionary assets through a network of over 22,800 advisors.

Kevin Hutt is a CFP® with 31 years of experience in the financial industry. He is currently with Cetera and has held roles at Avantax and Onyx Asset & Wealth Management over his career. Outside of advisory work, he serves on the boards of several nonprofit organizations, including the Celebration Community Development Corporation and the National Children’s Center, Inc. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management options and program structures, supporting over 10,000 advisors and approximately 800,000 clients.

Connor Flynn is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has worked at Merrill and Bank of America since 2017, following two years at Axa Advisors, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Durbin is a CFP® professional affiliated with Edelman Financial Engines in Ellicott City, MD, with 10 years of industry experience. He has previously worked at Financial Engines Advisors L.L.C., Fidelity Brokerage Services LLC, and Edelman Financial Services, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary management solutions.

Justin Taylor is a CFP® with 12 years of industry experience, currently affiliated with Mass Mutual Investors Services since 2017. He previously worked at METLIFE SECURITIES Inc from 2013 to 2017. Taylor also works as an independent insurance agent specializing in dental, group disability income, life, accident, health, and Medicare-related products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with a structured planning approach that emphasizes collaborative goal analysis and recommended investment strategies.

Kaon Nelson is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2013. His prior experience includes roles at Morgan Keegan & Company, Morgan Stanley, Citigroup Global Markets, and Legg Mason Wood Walker. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, providing tailored financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Logan Mc Naney is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he was involved in collegiate and professional lacrosse, playing for the Premier Lacrosse League's Denver Outlaws. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients, offering financial planning, retirement plan consulting, and various asset-management programs through a large network of Investment Adviser Representatives. The firm emphasizes assessing client risk tolerance and matching clients with appropriate advisory models, including third-party and proprietary solutions.

Raul Coronado Mardonez is a Financial Consultant at Fidelity Investments, where he currently collaborates with clients to develop tailored financial plans that address their unique family needs. His approach emphasizes building strong, lasting relationships based on trust, reliability, and knowledge to serve as a trusted advisor for his clients. Raul has held various roles within Fidelity Investments since 2021, including Investment Consultant and Planning Consultant. Prior to joining Fidelity, he gained experience in banking roles such as Priority Relationship Manager at Citibank and Personal Banker positions at Suntrust Bank and Wells Fargo. This diverse background has contributed to his expertise in financial planning and client relationship management. Outside of his professional work, Raul has personal interests that include family activities, music, parenthood, photography, running, and soccer.

Michael Rodriguez is a financial advisor at Edelman Financial Engines with a Series 65 designation and experience at multiple firms since 2018. His prior roles include positions at Fiduciary Decisions and Facet Wealth, as well as work at First United Land Transfer and Kutztown University of Pennsylvania. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub‑advisory services to other financial institutions, and supports a large participant base through both advisor-led and online offerings.