Kristin Fedders is a financial advisor at Merrill with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2015. Outside of her advisory role, she is an independent distributor for Advocare, a health and wellness company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Rogers is a financial advisor with LPL Financial in Mason, Ohio, holding the ChFC® designation and Series 63 license. He has 52 years of industry experience, including five years at National Planning Corporation before joining LPL Financial in 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Jennifer Sherwood is a financial advisor with J.P. Morgan Securities in Cincinnati, Ohio, holding Series 63 and Series 65 licenses and possessing nine years of industry experience. Her career includes roles at Merrill and JPMorgan Chase Bank, N.A., among others. She serves on the advisory board of Talbert House and is a board and committee member at NewPath Child & Family Solutions, both charitable organizations. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jane Welch is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. She has been with LPL Financial since 2008. Jane also operates two business entities for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services supported by extensive research and various investment strategies.

Mark Ryan is a financial advisor at Merrill with over 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1995 and Bank of America since 2009. Outside of his advisory role, he serves on the investment committee for St. Xavier High School and is a board member of the National Underground Railroad Freedom Center. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, and institutional investors.

Joseph Spicer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He brings over 29 years of financial market experience to his role, focusing on delivering disciplined planning and investment services to his clients. Joe has earned several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), Chartered Retirement Planning Counselor™ (CRPC), Certified Portfolio Manager (CPM), and Personal Investment Advisor (PIA). He completed his Certified Portfolio Manager designation through the Academy of Certified Portfolio Managers, with coursework at Columbia University's Industrial Engineering & Operations Research Department in 2018. He holds a Bachelor's Degree from the University of Cincinnati. By carefully listening to clients' current situations, concerns, and future objectives, Joe creates customized financial strategies designed to meet their desired outcomes. His approach emphasizes patience, thoroughness, and adaptability, grounded in time-tested investment principles suited to evolving economic conditions.

Carol Ernst is a financial advisor at UBS Financial Services with 42 years of industry experience. She holds Series 63 and Series 66 designations and has been with UBS since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research to tailor investment strategies to clients' goals and risk tolerances.

Camden Mcclung is a financial advisor with Morgan Stanley in Cincinnati, Ohio, holding a Series 63 designation and over 26 years of industry experience. He has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Thomas Frank is a financial advisor at UBS Financial Services with 38 years of industry experience. He has been with UBS since 1994 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, employing proprietary capital market assumptions and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides a broad range of financial products and capital markets services.

Brayden Rouse is a financial advisor with LPL Financial, holding a Series 66 credential and starting his advisory career in 2026. His prior work experience includes roles at Discount Den, Capital Concepts, and Thrive Market, as well as an academic affiliation with Purdue University. He also has experience in the food service industry with Pizza Uncommon. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations across the United States. The firm offers diverse advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources.

Jeffrey Scheper is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Stifel. He previously worked at Morgan Stanley Private Bank, N.A. for four years before joining Stifel in 2019. He serves on the board of directors of the Anderson Area Chamber of Commerce, supporting economic growth initiatives in Anderson Township, Ohio. Stifel serves a broad range of clients, including individuals, institutional clients, and nonprofit organizations, offering brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling.

Beth Mc Donald is a financial advisor with Ameriprise in Florence, KY, holding Series 63 and Series 66 licenses and 18 years of industry experience. She previously worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services, and also spent time at Neat Method of Cincinnati. Outside of Ameriprise, she serves as an Associate Financial Advisor at BFM & Associates, LLC, focusing on financial planning. Ameriprise is an institutional firm offering a retirement-income planning service designed for individuals nearing or in retirement with substantial investable assets. The firm provides tailored, non-discretionary recommendations using a combination of research, modeling, and tax-efficiency analysis, delivered through a centralized consulting team in partnership with client advisors.

Brian Kilby is a financial advisor at Morgan Stanley in Cincinnati, OH, with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Gallagher Fiduciary Advisors, Hauser Retirement Solutions, Creative Retirement Systems, and BB&T Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning using structured discovery and firm-approved tools, and manages approximately $2.74 trillion in client assets.

Stephen Bascom is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets through a range of advisory programs and services.

Lisa Mullen is a financial advisor with Wells Fargo Advisors in Mason, OH, holding a Series 63 designation and 22 years of industry experience. She previously worked at Raymond James & Associates for 16 years before joining Wells Fargo Clearing in 2022. Outside of her advisory role, she acts as a power of attorney for her mother. Wells Fargo Advisors is an institutional firm with over 2,200 advisors providing investment services across a broad client base.

Edward Zdolshek is a financial advisor at Ameriprise with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Cetera Advisor Networks and Foresters Financial Services. Outside of his advisory work, he serves as an assistant high school hockey coach at St. Ignatius High School. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning with a written recommendation report and ongoing advice tailored to dependable income sources and tax-aware withdrawal strategies.

John Dakoske is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 66 licenses and 19 years of industry experience. He has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor plans and portfolio management to clients’ goals and risk tolerances.

Kimberly Thompson is a financial advisor with Ameriprise in Cincinnati, OH, holding a Series 66 designation and 23 years of industry experience. She has worked at Ameriprise since 2018 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary advice, supported by algorithmic tools and oversight committees.

Michael Durkin is a CFP® professional affiliated with Cambridge Investment Research Advisors in Cincinnati, OH, with 44 years of industry experience. He has been with Cambridge Investment Research Advisors since 2009 and also operates Durkin Financial, LLC as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement plan advisory through a wide network of independent financial professionals. The firm offers a variety of investment solutions, including proprietary model strategies and access to unaffiliated managers, with flexible implementation options tailored to client objectives.

Edward Apfel is a financial advisor with Morgan Stanley in Cincinnati, OH, holding a Series 63 designation and bringing 29 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and has prior experience at Citigroup Global Markets dating back to 1995. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and structured discovery conversations. The firm manages approximately $2.74 trillion in client assets and delivers both direct and employer-sponsored financial planning services.