Paula Gay is a financial advisor at RBC Capital Markets with 30 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for Merrill for 22 years before joining RBC Capital Markets. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a range of advisory programs and tailors investment strategies to clients’ risk profiles using both in-house and third-party managers.

Frank Carbone is a financial advisor at Merrill with a Series 66 designation and eight years of industry experience. He has worked at Merrill since 2017 and has been with Bank of America, N.A. since 2018. Prior to that, he spent one year at Howard Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth investors, and institutional entities.

Jonathan Shimaitis is a financial advisor with Morgan Stanley in Hunt Valley, MD, holding a Series 66 designation and 25 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and Legg Mason Wood Walker. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers planning both directly and through corporate agreements.

Luke Smith is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His work history includes roles at Bank of America, DoorDash, and several other organizations. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated within Bank of America's broader platform.

Kelly Williams is a Series 66-licensed financial advisor with Morgan Stanley in Hunt Valley, MD, and has seven years of industry experience. She has been with Morgan Stanley since 2013, including a brief period working outside the financial sector in 2018. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes a structured discovery process and planning tools that employ Secular Return Estimates and Monte Carlo simulations to model financial outcomes.

Melissa Mullan is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 23 years of industry experience. She has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2010 and is also associated with Harford Financial Group, where she has served as an independent insurance agent and holds a secretary role. Additionally, she serves on the finance committee of St. Mary of the Assumption Church. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement advisory services through a network of independent financial professionals. The firm offers multiple investment platforms and strategies, including proprietary models and access to third-party managers, with features aimed at supporting advisor business relationships and compliance.

Dennis Parlante is a financial advisor at Morgan Stanley with 28 years of industry experience. He has worked at Morgan Stanley since 2024 and previously spent 15 years at Charles Schwab. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and emphasizes a structured financial planning process supported by firm-approved tools and analysis.

Andrew Leedom is a financial advisor with Ameriprise in Sparks, MD, holding Series 65 and Series 66 licenses and 28 years of industry experience. He has been with Ameriprise since 2008. Outside of his advisory role, he owns and manages Leedom AR, LLC, an investment-related business. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Eli Ben Zev is a Series 66-licensed financial advisor with 16 years of industry experience. He is currently with LPL Enterprise and has previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and Morgan Stanley. He is involved part-time in selling health insurance through the Maryland Health Exchange and acts in a fiduciary capacity for individual clients. LPL Enterprise provides investment advisory and brokerage services to a broad client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and insurance product sales through affiliated entities.

Michelle Fox is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Baylee Gray is a Financial Advisor at Merrill Lynch Wealth Management, specializing in assisting individuals, families, and business owners with financial strategies focused on investing, retirement, and long-term planning. She emphasizes building trust and meaningful relationships with clients to understand their priorities and develop practical approaches to wealth management. Prior to her career in financial advising, Baylee worked as an Emergency Medical Technician (EMT), where she gained skills in critical thinking, effective communication, and maintaining composure under pressure. She then spent several years supporting high-performing advisory teams, acquiring experience in investment management, financial planning, and client service. This background informs her straightforward and personalized approach to financial decision-making. Baylee holds a Bachelor's Degree from the University System of Maryland and an MBA from the Louisiana State University System. She has earned the designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Additionally, she is involved with the University of Maryland Medical Center.

Max Hoffman is a Series 66 licensed financial advisor with two years of industry experience. He is currently with Fidelity Investments and previously worked at Equitable Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Zouhair Tahri is a financial professional at Cetera with credentials including Series 63 and Series 65. He previously worked at DXC Technology and Xerox and has five years of experience managing Tahri CPA PLLC, a tax and accounting firm. Cetera operates as a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services delivered through a nationwide network of independent advisors.

Geoffrey Brent is a financial advisor with RBC Capital Markets LLC, holding Series 63 and Series 65 licenses and over 35 years of industry experience. His prior work includes nine years with Ferris, Baker Watts, LLC and nine years at City National Bank. Brent serves on the boards of the Living Classrooms Foundation, where he coaches an after-school program for at-risk youth, and Boys' Latin School, where he chairs the committee on trustees. RBC Wealth Management, a division of RBC Capital Markets, LLC, provides a range of advisory programs and portfolio management services to individual investors, institutions, corporations, and charitable organizations, utilizing both in-house and third-party investment managers.

Sarah White is a Series 66 licensed financial advisor at Stifel with five years of industry experience. She has worked at firms including T. Rowe Price, Merrill, and Guidehouse/Grant Thornton prior to joining Stifel. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Clayton Wright Jr. is a financial advisor at LPL Financial with 22 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2010, following prior roles at Morgan Stanley from 2004 to 2010. Outside of his advisory work, he also prepares taxes seasonally in collaboration with a regional tax preparation firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a broad range of advisory services through a large network of investment adviser representatives, utilizing various portfolio strategies and technology tools to support client investment management.

Douglas Madairy is a financial advisor with Cambridge Investment Research Advisors in Phoenix, MD, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior work includes roles at National Planning Corporation and his own CPA practice, which he has maintained since 1987. He is also involved in independent insurance sales and tax preparation activities. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm offers a variety of portfolio management options across multiple platforms, combining proprietary and third-party strategies tailored to client needs.

Anthony Viglucci is a financial advisor with Stifel in Baltimore, MD, holding Series 63 and Series 66 credentials and possessing 25 years of industry experience. He has been with Stifel since 2006. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services such as fee-based financial planning and the use of proprietary investment methodologies developed by its Investment Strategy Group.

Joseph Morgan is a financial advisor at Osaic with 34 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Lincoln Financial Advisors Corporation for 33 years. Outside of his advisory role, he is involved in philanthropic activities, including ownership of The Morgan Family Foundation, which raises funds for dyslexic schools and programs in Maryland, and serves on the board of a dyslexia tutoring non-profit. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated financial services through a large network of advisers, utilizing asset-allocation tools and multiple advisory platforms to support customized portfolio management.

Russell Weber is a financial advisor with UBS Financial Services in Hunt Valley, MD, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with UBS since 2009. Weber serves as a board trustee for The Friends School of Baltimore. UBS Financial Services serves individual, corporate, and institutional clients, offering brokerage and investment advisory services including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, delivering advisory work through proprietary research and model-based asset allocations.