Sara Hemmings is a financial advisor with Morgan Stanley in Denver, CO, holding Series 63 and Series 65 licenses and having 12 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank since 2015. Hemmings serves as a board member for A Woman's Place, a community organization in Greeley, Colorado. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Brandon Fox is a financial advisor at Ameriprise with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise since 2019. His prior roles include positions at Legg Mason Investor Services, Franklin Templeton Financial Services, and Franklin Templeton Distributors. Outside the financial industry, he has experience working at Pita Pit and attended Florida State University. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning through written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Benjamin Leggett is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds the Series 66 designation and has previously worked at TruStage, LPL Financial, Canvas Credit Union, and Commercial Interiors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment vehicles alongside traditional products.

Eric Jensen is a CFP® and ChFC® with 30 years of experience, currently serving as a financial advisor at OSAIC in Littleton, CO. He has worked at OSAIC and its predecessor firms since 2005. Jensen is also the owner of Foxton Financial, Inc., where he provides insurance solutions to his clients. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients, including high-net-worth individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through multiple platforms, employing various asset-allocation tools and third-party managers to construct and manage portfolios.

Andie Berman is a financial advisor with J.P. Morgan Securities who holds a Series 66 designation and has two years of industry experience. Their prior work includes roles at JPMorgan Chase Bank and Exponential Impact. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.

Trevor McIntyre is an Investment Consultant at Fidelity Investments, where he currently assists clients in managing and protecting their wealth. He employs Fidelity's holistic and comprehensive planning approach to collaborate with clients in developing actionable plans to work towards their financial goals. Trevor joined Fidelity Investments in 2020 and has held various roles within the company, including Customer Relationship Advocate, Relationship Manager, Planning Consultant, before his current position as Investment Consultant in 2026. Through these roles, he has gained experience in client relationship management and financial planning. No additional information regarding education, credentials, personal interests, or community involvement has been provided.

Brittany Urband is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at JPMorgan Chase Bank and JPMorgan Securities since 2005. Outside of her advisory role, she serves on the investment committee of the Children's Hospital of Colorado Foundation. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a combination of advisory and brokerage capabilities.

Nimrit Kaur is a financial advisor at Morgan Stanley in Denver, CO, holding a Series 66 designation with one year of industry experience. Her prior roles include positions at EquiQuant, Charles Schwab, and Charter Communications. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and advanced modeling tools.

Scott Elwell is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2011. In his current role, he partners with high-net-worth and ultra-high-net-worth families to develop customized financial plans. Scott emphasizes a collaborative process to understand clients' unique financial goals and needs, aiming to create strategies that are straightforward and tailored to each individual. With more than 15 years of industry experience, Scott has held various positions at Fidelity Investments, progressing from Financial Representative to his current leadership role. He focuses on building lasting relationships with clients and delivering personalized financial advice. Outside of his professional work, Scott enjoys art, family activities, golf, hiking, skiing, and tennis.

Gregory Hall is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2023. His prior work includes roles in retail and nonprofit organizations, as well as time spent with Urban Mattress and Adventures In Missions. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a large network of advisors and offers a range of advisory programs and investment solutions under a fiduciary standard.

Richard Parker is a financial advisor at Morgan Stanley with 38 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and was previously employed at Citigroup Global Markets starting in 1993. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment models as part of its advisory services.

Bianca Bickley is the Vice President, Wealth Planner at Fidelity Investments, a position she has held since 2022. In this role, she assists high net worth clients in developing customized investment strategies and financial plans tailored to their individual needs. Prior to joining Fidelity Investments, Bianca held several roles at Charles Schwab & Co., including Vice President - Financial Consultant from 2017 to 2022, Associate Financial Consultant from 2016 to 2017, and High Net Worth Representative from 2013 to 2016. Her experience spans various aspects of financial consulting and wealth management. Outside of her professional career, Bianca enjoys biking, hiking, playing musical instruments, outdoor adventures, skiing, and parenthood.

Brittney Gunning is a CFP®-certified financial advisor with nine years of industry experience, currently with Wells Fargo Clearing since 2017. She previously worked at UBS Private Wealth Management from 2015 to 2017. Outside of her advisory role, she has been involved with Kula Yoga Center since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a wider range of investment options, such as insurance-related vehicles and bank deposit sweep programs, than typical large institutional advisers.

John Carnes Jr. is a financial advisor with Raymond James Financial Services Advisors, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has been with Raymond James since 2015 and has additional experience in non-variable insurance since 2000. Carnes is also the owner of Carnes Wealth Management, a support company. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, charitable organizations, and state and municipal entities. The firm offers tailored, typically non-discretionary advisory services and features specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

James Munoz is a financial advisor with Wells Fargo Clearing in Denver, CO, holding Series 63 and Series 66 credentials and six years of industry experience. His prior roles include positions at Bank of America, Merrill, and the Colorado Retirement Association. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors and offers both brokerage and advisory solutions.

Arlette Gurrola Morales is a financial advisor with Wells Fargo Clearing in Denver, Colorado, holding Series 66 and Series 63 credentials and four years of industry experience. She has been with Wells Fargo Bank and Wells Fargo Clearing since 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, using research and analytics to support its investment strategies.

Colten Hill is a Planning Consultant at Fidelity Investments, where he has been advancing his career since 2021. He has held several roles within the firm, including Investment Solutions Representative III, II, and I, as well as High Net Worth Service Associate and Customer Relationship Advocate. In his current role, Colten partners with clients and their families to work towards their financial goals and visions, maintaining a focus on their concerns through goal-based financial planning. Colten holds an Arkansas Insurance License, supporting his advisory capabilities. Outside of his professional responsibilities, he enjoys boating, football, golf, spending time at the lake, outdoor adventures, and snowboarding.

Kurt Cambier is a CFP® and ChFC® with 40 years of experience in the financial industry. He has been with Cambridge Investment Research Advisors since 2008. Cambier serves as a board trustee for the Virginia Cambier Children’s Foundation and is involved in independent insurance activities. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals using a range of platform solutions and proprietary as well as third-party model strategies.

Amy Diehl is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021. Prior to that, she spent 11 years at JPMorgan Chase Bank and J.P. Morgan Securities Inc. She also has experience with Vlm Properties. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and advanced modeling tools.

Dallas Grabow is a CFP® with 29 years of experience in the financial services industry. He is affiliated with LPL Financial and has worked at the Credit Union of Colorado since 2009. His career includes involvement with an insurance agency and multiple investment centers under LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.