Richard Walsh is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses, and has 39 years of industry experience. He previously worked at Janney Montgomery Scott for 18 years before joining LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a large network of advisors with a range of discretionary and non-discretionary investment strategies.

Prince Tomar is a financial advisor at Merrill with 16 years of industry experience and holds a Series 66 designation. He has worked at Bank of America and Merrill since 2015 and owns Prince Enterprise LLC, a retail business formed to operate liquor stores. In addition to his advisory role, he assists with management oversight in his family’s business activities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kendall Reardon is currently a Financial Consultant at Fidelity Investments, where he partners with clients to understand their financial goals and develop custom strategies to achieve them. He focuses on building lasting relationships with his clients and their families. Prior to his current role, Kendall worked as a Planning Consultant at Fidelity from 2024 to 2025. Before joining Fidelity, he was a Fixed Income Trader at Morgan Stanley from 2018 to 2024, gaining experience in financial markets and trading. Outside of work, Kendall's interests include golf, hiking, reading, skiing, and traveling.

Darian David is a financial advisor at Cetera with one year of industry experience. He holds a Series 66 designation and has previously worked at Schwab Wealth Advisory, Charles Schwab & Co., Citadel Credit Union, and KPMG LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform with access to both affiliated and third-party managers.

Andrew Lewis is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at LPL Financial since 2010 and was previously with Janney Montgomery Scott from 2006 to 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by operational tools.

Francis Sciecinski Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 32 years of industry experience. He worked at Raymond James & Associates for 11 years before joining LPL Financial in 2009. Since then, he has operated under the DBA Sciecinski Wealth Management in West Chester, PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, combining advisory platforms with non-advisory financial activities and oversight of over $819 billion in discretionary assets.

James Clary is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. His prior work history includes roles at Lincoln Financial Advisors, Inc., National Life Group, and Equity Services. Outside of advising, he is involved as an insurance agent offering disability insurance, traditional life insurance, fixed annuities, long-term care insurance, life settlements, and premium financing. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing tools such as asset-allocation models and automated rebalancing to manage portfolios that include a range of investment types across discretionary and non-discretionary accounts.

AJ Mason is an Investment Consultant at Fidelity Investments, a position held since 2025. In this role, AJ helps clients identify, organize, and prioritize their financial goals, employing a disciplined approach to goals-based planning. This method enables AJ to partner with clients to determine appropriate investment strategies tailored to their unique objectives. AJ also advocates for clients by directing them to key resources and monitoring their financial plans to ensure they remain on track. Prior to the current role, AJ served as a Planning Consultant at Fidelity Investments from 2023 to 2025. AJ's financial services experience includes positions as a Financial Planner at Prudential Financial in 2023, Private Client Financial Advisor at Citizens Securities, Inc. from 2022 to 2023, Vice President Financial Consultant at Charles Schwab & Co., Inc. from 2018 to 2022, and High Net Worth Sales Consultant at The Vanguard Group from 2007 to 2018. Outside of professional work, AJ has personal interests that include baseball, family activities, golf, playing musical instruments, movies, and traveling.

Darryl Longo is a financial advisor with Cetera who holds Series 63 and Series 66 designations and has 38 years of industry experience. He has worked at Cetera since 2019 and previously spent nine years with Foresters Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management, financial planning, and retirement services, operating a multi-manager platform that includes affiliated and third-party managers across various program structures and custodial relationships.

Robert Trier IV is a financial advisor with Equitable Advisors, holding the Series 66 designation and bringing 12 years of industry experience. Prior to joining Equitable Advisors in 2020, he worked for The Haverford Trust Company and Haverford Trust Securities, Inc. from 2013 to 2020. Outside of his advisory role, he serves as a power of attorney for Robert C. Trier III. Equitable Advisors serves a broad range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset-management programs. The firm utilizes a combination of firm-offered programs and third-party asset managers to tailor investment solutions based on client risk tolerance and objectives.

Christian Wagner is a financial advisor with Equitable Advisors in Wilmington, DE, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His career includes tenures at Penn Investment Advisors, Penn Community Bank, Longview Capital Management, VOYA Financial Advisors, and TD Wealth Management Services. He serves as a non-voting emeritus member of the Board of Directors for Admiral Farragut Academy and is on the advisory board of Facecake Marketing Technologies, an augmented reality company. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by offering financial planning, retirement plan consulting, and various asset-management programs. The firm employs a range of advisory models implemented through third-party sponsors and provides ERISA fiduciary services to qualified plans via credentialed representatives.

Lindsay Przywara is a financial advisor at Merrill with four years of industry experience. She holds a Series 66 designation and has previously worked at Dan Dougherty State Farm Agency and WaWa. Lindsay also has experience at Goldey-Beacom College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kristen Taylor is a CFP® professional with 13 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. She previously worked at Ic Advisory Services Inc and The Investment Center Inc from 2013 to 2024. Outside of her advisory role, Taylor is involved in teaching and educational activities. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and estates. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing a variety of portfolio management strategies and platform arrangements.

Sarah Buonocore is a financial advisor with Morgan Stanley, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools.

Ryan Anger is a financial advisor with LPL Financial in Aston, PA, holding Series 63 and Series 65 licenses and eight years of industry experience. His career includes roles at LPL Financial since 2022, along with ongoing positions at CUNA Brokerage Services, Inc. and Sun East FCU dating back to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management and institutional platforms.

David Kerchner is a financial advisor with Equitable Advisors in Bala Cynwyd, PA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor AXA Advisors. Outside of his advisory role, he serves as an executor and trustee for various estates and trusts. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm’s approach involves client information gathering and risk assessment to match clients with suitable program models or discretionary managers, utilizing a mix of proprietary and third-party investment solutions.

Stephen Caggiano is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has been with Cambridge Investment Research Advisors since 2008 and also owns Caggiano Associates, a tax accounting and preparation firm established in 1982. Additionally, he is an independent insurance agent for various companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing a range of portfolio management approaches and platforms tailored to client objectives.

Luke Chapman is a financial advisor with Mass Mutual Investors Services in Hockessin, DE, holding CFP® and Series 63 credentials and with 17 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2011. Outside of his advisory role, he is a partner at Now What Financial Education, LLC, where he co-authors books and performs paid speaking engagements related to financial education. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars.

Michael Whitlark is a financial advisor at OSAIC with 14 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Lincoln Financial Network since 2014 before joining OSAIC in 2025. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services supported by asset-allocation tools, risk-tolerance analysis, and access to third-party money managers across multiple platforms.

Jie Huang is a Financial Consultant currently working at Fidelity Investments since 2020. Jie has extensive experience in the financial sector, having previously served as a Financial Consultant at LPL Financial from 2017 to 2020, Vice President of Marketing Analysis at Barclays US from 2013 to 2016, Associate at BlackRock Financial from 2005 to 2013, and Financial Analyst in Investment Banking at Bank of China International from 2000 to 2003. Jie communicates fluently in Cantonese, Mandarin, and the Shanghai dialect. Jie emphasizes a personalized approach to financial guidance, recognizing the uniqueness of each client's economic and life situation. Dedicated to understanding personal goals, Jie collaborates with clients to develop financial security plans tailored to their specific needs. Outside of work, Jie enjoys badminton, family activities, movies, outdoor adventures, and traveling.