Arash Ahmadpour is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at Wells Fargo Clearing since 2018 and was previously employed at the University of Delaware from 2014 to 2018. Outside of his advisory role, he holds power of attorney for his spouse. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services that include investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles, and it acts as an ERISA fiduciary when providing investment advice.

Nicole Brown is a Series 66-licensed financial advisor at Ameriprise in Wilmington, Delaware, with seven years of industry experience. She previously worked at the State of Delaware Department of Justice before joining Ameriprise in 2018. Outside of her advisory role, she volunteers with the Fund for Women, a Delaware-based organization focused on supporting women and girls. Ameriprise is a large institutional firm offering retirement-income planning services primarily for individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized retirement-income consulting team.

Brett Mayne is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. He has worked at Merrill since 2019 and was previously with Bank of America, N.A. He also has experience with Bank of America Merrill Lynch and spent time working at the University of Tampa. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a variety of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sean Enama is a Planning Consultant at Fidelity Investments, where he collaborates with Financial Consultants, clients, and their families to develop personalized financial plans tailored to individual goals. He focuses on building and maintaining relationships that foster trust. Sean's experience in the financial industry includes roles as a Relationship Manager and Financial Representative at Fidelity Investments, as well as an internship at Alden Investments. These positions have contributed to his expertise in financial planning and client relationship management. Outside of his professional work, Sean has personal interests in baseball and snowboarding.

Thomas Beal is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Prior to joining Fidelity in 2026, he held various positions primarily in healthcare organizations including Penn Medicine and Jefferson Health. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs. The firm is notable for its use of systematic methodologies, advisory roles to registered investment companies, and integration of AI and algorithmic tools in its investment process.

Matthew Mc Menamy is a financial advisor with Ameriprise in Garnet Valley, PA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to deliver annual, non-discretionary recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Patricia Mcnamara is a CFP® professional with 42 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services grounded in modern portfolio theory and tailored to client plan objectives and risk tolerances. The firm is notable for including insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jennifer Hoey is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience to her role. She works with a diverse clientele that includes corporate executives, teachers, farmers, doctors, attorneys, and caregivers, among others. Jennifer helps her clients outline their financial goals—both short-term and long-term—and creates customized plans to achieve those goals, emphasizing risk awareness, cash flow needs, and regular portfolio reviews. She takes a holistic approach to wealth management, addressing college and retirement savings, mortgage strategies, insurance and long-term care planning, job transitions, and charitable giving. Jennifer earned her bachelor's degree from Rosemont College, where she studied English Literature and Philosophy with a concentration in French. She holds the CERTIFIED FINANCIAL PLANNER® certification as well as the Certified Private Wealth Advisor® certification, and is recognized among Forbes' Top Women Wealth Advisors Best-in-State list. Over her career at Merrill Lynch, Jennifer has cultivated a broad network to support complex client needs. She is also a member of the United States Equestrian Federation. Outside of her professional work, Jennifer is an avid equestrian and gardener. She actively competes in equestrian events across the mid-Atlantic region and is involved in restoring native plants and trees on her property. She maintains a commitment to client relationships and mentorship, often visiting clients who have relocated and providing guidance to students at local colleges and universities.

Delores Nuamah is a Wealth Management Planning Consultant at Fidelity Investments, where she collaborates with Wealth Management Advisors to deliver service and support in a team-based environment. In her role, she assists clients in preparing for in-depth guidance discussions focused on their long-term objectives of growing, protecting, and transferring wealth. Her professional experience spans over two decades in the financial services industry. Prior to her current position, she served as a Planning Consultant at Fidelity Investments from 2020 to 2024. She has held various roles including Financial Planning Director at Mass Mutual - NJNYC from 2017 to 2020, Financial Planning Specialist at Mass Mutual TriState from 2012 to 2017, and Financial Planning Case Consultant at MetLife from 2007 to 2012. Earlier in her career, she worked as a Financial Advisor at Financial Resources Credit Union and UBS, as an Internal Annuity Wholesaler at Traveler's Life & Annuity - Citigroup, and as a Retirement and Wealth Management Specialist at Merrill Lynch. The information provided does not include details on her education, credentials, personal interests, or community involvement.

Timothy Friedrich is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation and 11 years of industry experience. His career includes positions at Ameriprise Financial Services, Inc. and Commonwealth Financial Network. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and annual retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Samir Ahmad is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at HSBC Securities and J.P. Morgan Securities. He is based in Wilmington, Delaware. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market scenario models as part of its financial planning process.

Joseph Panaccio is a financial advisor with Charles Schwab in Wayne, PA, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior roles include positions at The Vanguard Group and Scottrade, and he is the founder of GoSocial LLC, a computer software company. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management supported by centralized operations and comprehensive advisory services.

Nicholas Hernjak is a CFP® and Series 66-registered financial advisor with Edward Jones in Wilmington, DE, bringing three years of industry experience. Prior to joining Edward Jones, he spent six years at the University of Delaware and ten years at DuPont. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, while operating under a fiduciary standard and notable for its extensive advisor network and affiliated financial services.

William Consolino is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 licenses with 30 years of industry experience. He previously worked at MM Ascend Life Investor Services LLC for nine years and served as a Retail Sales Manager in the Annuity Sales division at MassMutual Ascend Life Insurance Company. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based and algorithm-driven approach that incorporates proprietary models and tax-aware portfolio features. The firm manages a large client base through its digital platform and team servicing model, focusing primarily on retail and plan participant clients.

Emily Woodson is a CFP®-designated financial advisor with 16 years of industry experience. She is currently with LPL Financial and previously worked at Lincoln Financial Securities and Financial House. Outside of her advisory work, she has involvement with CFC Inc., an insurance agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered through a broad network of investment adviser representatives.

David Monastra is a financial advisor with Mass Mutual Investors Services in Newtown Square, PA. He holds a Series 63 designation and has 36 years of industry experience. Prior to his current role, he spent 29 years with Metlife Securities Inc. He is also a notary public. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning engagements using firm-approved analytic tools and offers specialized programs including divorce planning and event-driven services.

Joseph Petry is a financial advisor at LPL Financial with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Ameriprise and Stifel. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, supported by a large network of investment adviser representatives.

Silk Hedges is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds the Series 66 designation and has previously worked at JPMorgan Chase and Thrivent Financial. Outside of his advisory roles, he spent two years as a stay-at-home parent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars tailored to a broad client base.

Michael Mulford is a financial advisor with LPL Financial, holding a Series 66 designation. He has been with LPL Financial since 2025 and has prior experience working in various roles, including positions at West Chester University of Pennsylvania and New Ocean Health Solutions. Outside of finance, he has been involved with health and fitness-related businesses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and extensive operational resources.

Steven Pierce Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc. in Greenville, Delaware, holding a Series 66 designation and 24 years of industry experience. He previously worked with Cuna Brokerage/LPL Financial LLC for ten years and has been affiliated with Fulton Bank since 2023. In addition to his advisory role, he owns and operates Pierce MGMT LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional entities. The firm provides non-discretionary planning and employs analytical tools such as risk profiling and probability modeling to support tailored investment consulting.