James Monteverde is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 and Series 65 licenses. He has 50 years of industry experience, including roles at Royal Alliance Associates and leading The Monteverde Group for over five decades. In addition to his advisory work, he is involved in non-variable insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services through a large network of advisors utilizing model portfolios, third-party subadvisors, and customized strategies.

Mark Zonno is a financial advisor based in Pittsburgh, PA, affiliated with Cetera. He holds Series 63 and Series 65 credentials and has 25 years of industry experience. His prior work history includes roles at Dollar Bank, FSB, W&S Brokerage Services, Western & Southern Life, LPL Financial, Northwest Bank, Citizens Securities, Pruco Securities, The Prudential Insurance Company of America, and PNC Investments. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Donald Nadeja is a financial advisor with Charles Schwab in Pittsburgh, PA, holding Series 63 and Series 66 licenses and 30 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2018 and previously spent 13 years at Scottrade, Inc. He serves as treasurer for the Scott Township Athletic Association. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services alongside access to discretionary separately managed accounts and maintains a large client base supported by a centralized operational structure.

Heather Sellers is a financial advisor at Merrill with a Series 66 designation and 21 years of industry experience. She worked at Merrill from 2000 to 2019, then at Lincoln Financial Securities for one year before rejoining Merrill in 2020. Outside of her advisory role, she serves as an executor for an estate in Pittsburgh, Pennsylvania. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrew Harvey is a financial advisor with Cambridge Investment Research Advisors in Pittsburgh, PA, holding a Series 66 designation and four years of industry experience. He began his advisory career at Cambridge Investment Research Inc. and currently serves as an Investment Advisor Representative at Duncan Financial Planning Advisors. Outside of advising, he is also an independent insurance agent. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm operates through thousands of financial professionals and manages a multi‑billion dollar asset base across multiple platforms and custodians.

Joseph Dorrycott is a financial advisor with LPL Financial in Irwin, PA, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. His prior roles include positions at Oppenheimer and Janney Montgomery Scott. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms with a focus on both discretionary and non-discretionary strategies supported by research and operational technology.

Dana Klein is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 25 years of industry experience. She previously worked at Hefren Tillotson for five years and Lincoln Investment for 17 years. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of Financial Professionals managing a multi-billion dollar asset base.

Timothy Swetoha is an investment advisory representative at OSAIC with 33 years of industry experience. He holds a Series 63 designation and has worked previously at Securities America Advisors, Investacorp, and Equity of America Financial Group, where he has also been involved in life insurance sales. Outside of his advisory work, he assists in tax preparation at Steven Oberst Tax Service. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a wide range of financial planning and investment management programs.

Greg Holzer is a Series 66-licensed financial advisor with LPL Financial, based in Greensburg, PA, and has six years of industry experience. Prior to joining LPL Financial in 2021, he worked at FSC Securities Corporation and Commercial Bank & Trust. Outside of his advisory work, he is involved with Stone Villa Wine Cellars, a business he has been associated with since 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, and supports advisors with technology and operational tools.

Thomas Grogan is a financial advisor at Cetera with 10 years of industry experience and holds a Series 66 designation. His work history includes roles at First National Bank of PA, Dollar Bank, Park Avenue Securities LLC, and Guardian Life Insurance Co. Cetera Investment Advisers LLC serves a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform that provides access to affiliated and third-party managers, with over $256 billion in assets under management.

Melissa Cunningham is a financial advisor with Morgan Stanley in Pittsburgh, PA, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. She previously worked at Citizens Securities, Inc. for three years before joining Morgan Stanley in 2019. Outside of her advisory role, Cunningham contributes a monthly column to Roundel Magazine about her experiences owning a Mini Cooper. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its financial planning process.

Ishaan Shah is a financial advisor with Equitable Advisors in Pittsburgh, PA, holding Series 63 and Series 65 credentials and 14 years of industry experience. He has been with Equitable Advisors since 2012 and previously worked with Axa Advisors, LLC. Outside of advising, he is the owner of Shah Ventures, LLC. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients, offering financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a range of advisory models, including third-party managers and its SAM program, and provides ERISA fiduciary services through credentialed representatives.

Ryan Duchak is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and with 19 years of industry experience. His career includes prior roles at Royal Alliance Associates and Kestra Investment Services. Duchak operates a separate business entity, The Monteverde Group, related to his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning and access to various investment platforms and model portfolios.

Wayne Washowich is a financial advisor at Ameriprise with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Northern Lights Distributors and Absolute Capital Management. Outside of his advisory role, he is involved in a business called Paint Parties and More and serves on the board of directors for Tube City Media. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to create written recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

James Herrington is the principal and sole advisor at Herrington Investment Solutions in Pittsburgh, PA. He holds the CFA® designation and Series 66 license, with 25 years of industry experience. Prior to founding his firm in 2002, he spent a year at RBC Rochdale, LLC. Since 2008, he has also served as Head of Private and Public Equity at the West Virginia Investment Management Board, a role involving selection, monitoring, and due diligence of outside investment managers. Herrington Investment Solutions provides discretionary portfolio management and investment advisory services to a small client base of individual households, including both high-net-worth and non-high-net-worth clients. The firm operates with a one-advisor structure and emphasizes direct, hands-on management.

Joo Won Chang is a Series 65 licensed advisor at Elm Capital Management LLC with one year of industry experience. Prior to joining Elm Capital Management, he worked in the North Allegheny School District and spent several years as a homemaker. Elm Capital Management provides investment advisory services to individuals, pension plans, trusts, estates, and corporations with a focus on non-discretionary portfolio management and pension consulting. The firm uses fundamental analysis and Modern Portfolio Theory in its advisory process, offering tailored strategies and firm-developed model portfolios.

Joseph Beck is a financial advisor at Elm Capital Management LLC with seven years of industry experience. He holds a Series 65 designation and has worked with Elder Law Management since 2002. Elm Capital Management LLC is a six-advisor team providing non-discretionary portfolio management and pension consulting to individuals, pension and profit-sharing plans, trusts, estates, and corporate clients. The firm uses firm-developed model portfolios and a combination of fundamental analysis, modern portfolio theory, and trading approaches, with client approval required for transactions.

Mary Stanek is a financial advisor at Elm Capital Management LLC in Pittsburgh, PA, holding a Series 65 designation with 14 years of industry experience. She previously worked at West Chester Capital Advisors, Inc. for 10 years and currently serves as Chief Investment Officer at both Elm Capital Management and Eastern Financial Group, Inc. Additionally, she has a role as a document processing specialist at NPC Inc. Elm Capital Management provides investment advisory services to individuals, pension and profit-sharing plans, trusts, estates, and corporations, focusing on non-discretionary portfolio management and pension consulting using fundamental analysis and Modern Portfolio Theory.

George Sweeney is a financial advisor at Elm Capital Management LLC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Elm Capital since 2020. He is also affiliated with Eastern Financial Group, Inc. dba Elder Law Management, where he provides estate and insurance planning services. Elm Capital Management LLC operates as a six-advisor team offering non-discretionary portfolio management and pension consulting to individuals, pension and profit-sharing plans, trusts, estates, and corporate clients. The firm uses a combination of fundamental analysis, modern portfolio theory, and both long- and short-term trading strategies within firm-developed model portfolios.

Ronald Jones is a financial advisor at Elm Capital Management LLC with 30 years of industry experience. He holds a Series 63 designation and has a background that includes ownership of law firms specializing in estate and tax planning, as well as serving as an adjunct professor at Penn State University since 1991. Jones has been with Elm Capital Management since 2020. Elm Capital Management provides investment advisory services to individuals, pension and profit-sharing plans, trusts, estates, and corporations, focusing on non-discretionary portfolio management and pension consulting. The firm employs a tailored advisory approach using fundamental analysis and Modern Portfolio Theory, offering both long- and short-term strategies, and maintains formal affiliations with legal and elder-law entities.