Patricia Koch Perkins is a financial advisor at Morgan Stanley with 37 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools.

Kyle Kaiser is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial in 2025, he worked at Cetera Advisor Networks and Allied Wealth Partners, among other firms. Outside of his advisory roles, he previously had experience working in education and the food service industry. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and uses multiple portfolio management and research resources to support diversified investment strategies.

Michael Mattia is a CFP® with eight years of industry experience, currently serving at LPL Enterprise since 2024. His prior work includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, Bank of America, and Merrill. He is also the owner of Priceless Painting LLC, a construction and investment business. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels, offering financial planning, model portfolio access, third-party asset management, and a range of financial products. The firm combines adviser programs with active sales of other financial products, including insurance, and utilizes co-investment and referral relationships with third-party sponsors and trust custodians.

Alf Markussen is a financial advisor at LPL Enterprise with three years of industry experience. He holds the Series 66 designation and has worked previously at firms including The Prudential Insurance Company of America, Bank of America, and Merrill. Outside of his advisory role, Markussen operates an eBay store and owns Markussen Associates, a business entity for tax and investment purposes. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset managers through an integrated platform that combines advisory programs with brokerage and insurance products.

Leigh Mayer is a financial advisor at Merrill with 20 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2001. Merrill provides managed account services through the Select Portfolio Solutions program, serving a diverse client base including individuals, high-net-worth clients, pension plans, and corporate fiduciaries. The firm offers a range of investment strategies constructed and managed by its Chief Investment Office and affiliated managers, integrated within Bank of America’s broader platform.

Jagruti Panwala is a financial advisor at OSAIC with 27 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Royal Alliance Associates, Inc. and Signator Investors, Inc. She serves as an executive member of the American Hotel and Lodging Association Board of Directors and participates as a panel speaker for the nonprofit Castell College. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and advisory platforms. The firm offers integrated brokerage and investment advisory services across diverse asset classes, utilizing asset-allocation tools and third-party money managers to construct portfolios on both discretionary and non-discretionary bases.

Rituraj Shandilya is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. He has worked at Wells Fargo Clearing since 2023 and was previously with Morgan Stanley Private Bank from 2015 to 2023. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is driven by investment policy statements and modern portfolio theory, incorporating a diverse range of financial products including insurance-related vehicles and bank deposit sweep options.

Chintan Vora is a financial advisor with Merrill and holds a Series 66 designation. He has 22 years of industry experience, including 21 years at Merrill and 12 years at Bank of America, N.A. based in Pennington, NJ. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Kevin Pogroszewski is a Financial Advisor at Merrill Lynch Wealth Management, specializing in legacy planning, personal retirement planning, small business strategies, individual and corporate investment strategy, and tax minimization. He assists individuals, families, and business owners in developing personalized financial strategies that align with their long-term goals. Before becoming a Financial Advisor, Kevin worked as an Investment Advisory Specialist, where he partnered with Financial Advisors and their clients to provide tailored investment guidance and portfolio insights. He holds a Bachelor’s degree in Finance and a Master of Business Administration (MBA), both from Rider University, and holds the Personal Investment Advisor (PIA) designation. Kevin's approach is informed by his background as the son of Polish immigrants and his commitment to helping clients build, preserve, and confidently navigate their wealth. He speaks English and Polish and enjoys personally golfing, ice hockey, music, skiing, soccer, tennis, traveling, and spending time with his family.

Peter Pitucco is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has been with MML Investors Services since 1989 and with MassMutual Life Insurance Company since 1988. In addition to his advisory role, he is involved in the sales and service of insurance products for various carriers. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved software and offers specialized planning services including divorce planning, estate settlement, and employer-sponsored programs.

Scott McGill is an Investment Consultant at Fidelity Investments, where he has been serving since 2025. In this role, he focuses on helping clients achieve their financial objectives by co-creating and implementing tailored financial plans and building ongoing relationships to support these goals. Prior to his current position, Scott held roles as a Financial Representative and Financial Services Representative at Fidelity Investments from 2023 to 2025. Scott's professional experience is centered on investment consulting and financial services within Fidelity Investments. His approach involves aligning clients' financial plans with their personal priorities to ensure a comprehensive strategy that supports their long-term objectives. Outside of his professional work, Scott enjoys activities such as spending time at the beach, comedy, family activities, golf, and sailing.

Jules Andrianantoandro is a financial advisor at Merrill with 18 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2008 and Bank of America, N.A. since 2011. Outside of his advisory role, he represents a family-owned food facility in Antalaha on FDA matters related to import shipments when necessary. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Alec Jurczynski is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Before joining Merrill in 2022, he worked at Mercer County Community College and operated Villa Rosa Ristorante and Pizzeria. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, institutions, and charitable organizations.

Mark Erikson is a financial advisor with Merrill in Bridgewater, NJ, holding Series 63 and Series 65 licenses and with 32 years of industry experience. He has been with Merrill since 1992 and has concurrently worked for Bank of America, N.A. since 2016. Erikson also serves as a fiduciary for a for-profit organization as a power of attorney. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Zad Mahana is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In his role, he works directly with clients to identify their financial goals and develop portfolio strategies tailored to help achieve those objectives. He provides ongoing advice and adapts portfolio strategies as clients' circumstances evolve. He brings expertise in various areas including general investing, retirement planning, and saving for unexpected events. Zad invests time in understanding his clients' priorities and concerns to offer personalized financial guidance. He holds the professional designation of Personal Investment Advisor (PIA). Zad earned a Bachelor's Degree from George Washington University and is proficient in both English and Arabic.

Rocco Fiato is a financial advisor with Merrill in Bridgewater, NJ, holding a Series 66 designation and nine years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2017 and at Bank of America, N.A. since 2018. Prior to that, he was with Northeast Planning Corp for one year. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates into Bank of America’s broader corporate platform, providing access to a wide set of products and services.

Kyle Dudek is a financial advisor at Merrill Lynch Wealth Management. He helps clients navigate complex financial challenges and develop tailored strategies to maximize resources and achieve long-term goals. Kyle's expertise includes education planning, legacy planning, liquidity management, personal retirement planning, portfolio management services, sports & entertainment, individual and corporate investment strategy, and tax minimization. He works with clients to create personalized strategies that account for their unique financial situations, using a proprietary Personal Wealth Analysis™ to assess their full financial picture and develop clear blueprints to optimize assets and reduce tax exposure. Kyle holds a Bachelor's Degree from the University of Delaware and maintains professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional work, Kyle has interests in adventure sports, antiquing, basketball, football, ice hockey, music, running, spending time with his family, traveling, and watching movies.

Susan Cornford is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. She has worked at Merrill since 2019 and has prior experience at Bank of America, N.A., among other firms. Outside of her advisory role, she is involved with Easter Seals, helping to fund recreational activities for her disabled son. Merrill provides managed account services through its Select Portfolio Solutions program, serving individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm offers a range of model-based and discretionary investment strategies integrated within Bank of America’s broader platform.

Eric Mitchell Jr. is a Series 66-registered advisor with Merrill, based in Pennington, NJ, and has six years of industry experience. His prior roles include positions at Bank of America, Citizens Bank, and Investors Bank. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based, third-party managed, and discretionary strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

Papa Macisse Diop is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His background includes roles at sports organizations such as FC Cincinnati and Philadelphia Union, as well as positions at T3 Trading Group LLC and Rutgers University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individual and institutional clients.