Francis Lucash is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 19 years of industry experience. He has worked at Wells Fargo since 2016 and has been with Wachovia Bank since 1999. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Eric Sweeney is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo in various capacities since 2009. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Douglas Brown is a CFP® with 20 years of experience in the financial services industry. He is currently with OSAIC and previously spent 19 years at Lincoln Financial Advisors Corp. In addition to his advisory role, he offers various types of insurance products, including accident and health, disability, fixed annuities, long-term care, and traditional life insurance. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations, providing both brokerage and advisory services. The firm employs a model-based investment approach with tools for portfolio optimization, offering discretionary and advisor-managed strategies across multiple custodian platforms.

Chi Hong Chu is a financial advisor with Cambridge Investment Research Advisors, Inc. He holds Series 63 and Series 65 licenses and has 23 years of industry experience. His prior firms include American Portfolios Financial Services, National Planning Corporation, and American General Securities. Outside of advising, he is an author and president of multiple business entities, including Cornerstone Financial Strategies Inc. and NEI Management Inc. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and offers both discretionary and non-discretionary management through multiple platforms and proprietary model strategies.

Jason Favara is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at TD Ameritrade for 12 years before joining Charles Schwab in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational capabilities.

Patrick Defeciani is a financial advisor at UBS Financial Services with Series 66 and Series 63 credentials. He has been with UBS since 2026 and has prior experience working at Prisco Hot Tubs and in local government roles in Clarkstown. Patrick also has a background in education, having worked at Rowan University and Clarkstown North High School. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, leveraging proprietary research and model-based asset allocations to tailor financial plans. The firm offers a broad range of capabilities including portfolio management, financial planning, and capital markets services.

Joseph Segreto is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Ameriprise and David Lerner Associates. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics from Wells Fargo Investment Institute and third-party sources, applying diversification principles and modern portfolio theory in its investment evaluations.

Craig Sjonell is a financial advisor with LPL Financial in Scotch Plains, NJ, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at LPL Financial since 2018 and previously held positions at Sagepoint Financial, OSAIC Services, and Sunamerica Securities. He is also a Notary Public in New Jersey. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a network of over 22,800 advisors.

Matthew Purrazzella is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo since 2016, following a prior role at Merrill from 2007 to 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Ricardo Carrion is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. His career includes roles at Bank of America, Merrill Lynch, and a private firm, Dan Carrion LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by Wells Fargo Investment Institute research and diversified investment strategies.

John Tirrell is a financial advisor with Wells Fargo Advisors in Red Bank, NJ, holding Series 63 and Series 65 credentials and with 35 years of industry experience. His work history includes roles at Wells Fargo Clearing and Citigroup Global Markets. He is a trustee for a family trust and co-owner of Tirrell GP, LLC, a merchant partnership. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Paul Costello is a financial advisor at Wells Fargo Advisors with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Advisors and its related entities since 2016, aside from a brief retirement in 2023-2024. He is the owner of PLC Consulting LLC, an investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and financial planning services tailored to clients who meet a net-worth threshold. The firm utilizes proprietary research and planning tools to develop recommendations, providing a broad range of planning solutions including retirement, education, risk management, and specialized services such as business-owner transition and special-needs planning.

Pierce Byrne is a financial advisor at LPL Enterprise with a Series 66 designation and less than one year of industry experience. His prior work history includes roles at Park Avenue Securities, Guardian Life Insurance Company, and Kuttin Wealth Management. He also has experience outside finance, including working at Fratellos Pizzeria and attending the University at Albany SUNY. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm utilizes model-driven investment implementation and offers access to third-party asset managers, with additional services such as financial planning and insurance product facilitation.

Christine Mania is a financial advisor at UBS Financial Services with 30 years of industry experience. She previously worked at Morgan Stanley for 16 years before joining UBS in 2025. Mania holds Series 63 and Series 66 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of services such as custody, underwriting, and proprietary research to tailor investment strategies.

Bassel Saliba Jr. is a Series 66-licensed financial advisor with Merrill, based in Iselin, NJ. He has been with Merrill since 2026 and previously held roles in transportation and logistics, as well as various positions in education. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for a wide range of client types.

Cole Jaeger is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial in 2025, he worked at multiple firms including Rolla and 929 Media. Outside of his advisory work, he is a content creator for The Oscar Expert, a YouTube channel he has managed since 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services with a broad platform that includes financial planning, third-party asset management, and institutional programs.

Joseph Scorsone is a Financial Advisor with Merrill Lynch Wealth Management who works with executives, business owners, and families to help them make informed decisions about their finances. His approach is planning-driven, starting with clients' priorities and building investment strategies that align with their goals, timelines, and risk tolerance. Joseph focuses on areas such as retirement planning, tax-efficient investing, estate and legacy goals, and managing concentrated stock positions. He began his career in 2007 and joined Merrill in 2014. Joseph holds the Chartered Retirement Planning Counselor (CRPC) designation, the Personal Investment Advisor (PIA) credentials, and has Series 7 and 66 FINRA registrations. He completed an Accredited Certificate Program from the College for Financial Planning and is fluent in both English and Italian. Joseph resides in Roseland, New Jersey, with his wife, Eleonora, and their three daughters. Outside of his professional work, he enjoys music, traveling, and cooking.

Stuart Sakosits is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and over 50 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent eight years at UBS Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and employs more than 14,000 advisors, offering both brokerage and advisory solutions.

Vincent Jule is a financial advisor with Mass Mutual Investors Services, holding over 53 years of experience in the industry. He previously worked at MetLife Securities Inc. for 30 years and has been with MassMutual Life Insurance Co. since 2016. In addition to his advisory role, he is also an insurance agent specializing in individual life, health, long-term care, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning, asset management, and educational programs, typically structuring client engagements as annual collaborative relationships that emphasize goal-based recommendations.

Hubert Obrien is a financial advisor at Cetera with 47 years of industry experience. He holds Series 63 and Series 65 credentials and has been affiliated with Cetera and its related entities since 2013. Outside of his advisory role, Obrien is an insurance agent offering fixed life, health, disability, annuities, and long-term care insurance through his own business and other fixed insurance agencies. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with a broad range of portfolio management and financial planning services, supporting both discretionary and non-discretionary strategies.