Scott Gerde is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63, 65, and 66 licenses and possessing 38 years of industry experience. His background includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and HSBC Bank USA and HSBC Securities. Outside of his advisory work, he serves as an advisor to the board of "My Wine Society," a tech application focused on wine education and global vintages, where he provides guidance on mergers, acquisitions, and financial fundraising. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutions. The firm provides tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Vincent Ferrara Jr. is a financial advisor at Ameriprise with 37 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Bank of America and Merrill. He is based in Massapequa, NY. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet certain asset criteria. The firm provides written recommendation reports addressing income, Social Security options, and tax-smart withdrawal strategies, combining research, modeling, and tax-efficiency analysis in its approach.

Nicholas Quinn is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and American Express. Quinn’s early career includes roles outside finance, such as with Aquacade Swimming Pool Inc and Roslyn Restaurant Corp. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser functions, delivering recommendations through a non-discretionary program supported by a centralized due-diligence framework.

Christopher Cunningham is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked for INVEST Financial Corp. for 22 years before joining LPL Financial in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting a large network of over 22,800 advisors.

Ying Hong Huang is a financial advisor at Mass Mutual Investors Services with 22 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, with prior experience at Massachusetts Mutual Life Insurance Company and Metlife Securities Inc. In addition to his advisory role, he is also active as a property and casualty broker, health broker, real estate agent, and individual life insurance sales agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and a range of investment and educational programs.

Joao Valente is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 27 years of industry experience. His prior work includes roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. He is also a wealth manager for Gold Coast Financial Planning, a business affiliated with Cetera. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, with a multi-manager platform that includes both affiliated and third-party managers.

Vincent Pernice is a financial advisor at Primerica Advisors with 34 years of industry experience. He has been with Primerica Advisors since 1991 and also has a long tenure with Primerica Financial Services starting in 1989. Outside of his advisory role, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm curates third-party asset managers and offers a tiered wrap-fee structure rather than fixed fees.

Joachim Terzi is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Bank of America/Merrill Lynch, Aegis Capital Corp, and other firms. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm delivers these services on a non-discretionary basis and combines large institutional advisory operations with additional market-facing registrations and functions.

Kyle Pearson is a financial advisor with OSAIC in Garden City, NY, holding a Series 66 designation and five years of industry experience. Prior to joining OSAIC in 2024, he worked at American Portfolios Financial Services, Inc. from 2019 to 2024. Outside of his advisory role, Pearson is a seed investor and oversees capital raising and management operations for a restaurant business. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated financial advisers, offering brokerage and investment advisory services, financial planning, and access to various managed account solutions. The firm utilizes asset-allocation tools and multiple investment platforms to construct diversified portfolios tailored to clients’ needs.

Justin Moore is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and previously worked at Merrill for five years. Moore’s prior roles also include positions at Macy’s, Huntington Ford and Lincoln, and Geico. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Emanuel Alyaszadeh Cohen is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in connecting all aspects of clients' financial lives to help prioritize and pursue their most important goals. Cohen focuses on areas including education planning, employee benefits planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, and tax minimization. Prior to his current role, Cohen worked nearly five years as an Equity Derivatives Broker at BGC Group, where he worked with institutional clients and executed complex options orders. He leverages this experience to assist clients in identifying opportunities and making informed financial decisions. Cohen holds the Personal Investment Advisor (PIA) designation and earned a degree in Finance from Baruch College. Outside of his professional work, Cohen has interests in adventure sports, football, pickleball, running, and spending time with his family. He is proficient in English, Farsi, and Hebrew.

Reinaldo Alonso Malubay is a Client Experience Advisor at Merrill Lynch Wealth Management. He began his career with Merrill in August 2002, starting in the Global Private Client division based in Miami. He is part of an 11-person team operating in Miami and New York that serves clients with various financial needs. Reinaldo holds a Law degree and a Master's degree in Stock Exchange and Financial Markets from the Instituto de Estudios Bursatiles in Madrid, Spain. He maintains FINRA Series 7 and 66 registrations, as well as Variable Annuity and Insurance licenses. He is fluent in Spanish and French and holds the Personal Investment Advisor (PIA) designation. He is an active member and Knight of Honour and Devotion of the Order of Malta, dedicating time to charitable work for the sick and the poor worldwide. Reinaldo lives in Coconut Grove, Florida with his wife Adriana and their three children: Alonso, Adriana, and Alejandra.

Brian Goldberg is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and provides planning services supported by structured discovery conversations and firm-approved tools.

Paul Leahy is a financial advisor with Wells Fargo Clearing in Garden City, NY, holding Series 63 and Series 66 licenses and bringing 41 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 and has been with Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Diane Santonino is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has worked with firms including Allied Wealth Partners, Minnesota Life Insurance Company, Securian Financial Services, and AXA Advisors. Outside of her advisory role, she owns Monarch Insurance Brokerage Inc. and serves as a notary public. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management options and access to third-party money managers.

Joseph Araneo is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and over 41 years of industry experience. He has worked at Securities America Advisors Inc and Securities America, Inc for more than two decades and has operated Araneo Tax & Financial since 2000, providing tax preparation and insurance sales services. OSAIC serves a broad range of clients, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisors and multiple platforms. The firm utilizes asset-allocation tools, risk assessments, and automated rebalancing to construct diversified portfolios across various asset classes, supporting both discretionary and non-discretionary accounts.

Jacqueline Giammarusco is a financial advisor at Morgan Stanley with a Series 66 credential and four years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2021 and previously held roles at Randstad Sourceright, Adelphi University, and Stevens Institute of Technology. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process.

Shakila Hemraj Tse is a financial advisor with LPL Enterprise in Valley Stream, NY, holding Series 63 and Series 66 credentials and having 16 years of industry experience. She previously worked for Prudential Insurance Company of America and Pruco Securities, LLC for over a decade. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it also offers access to insurance products and affiliated trust and lending services.

Gianfranco Saboya is a financial advisor at Merrill with one year of industry experience and holds a Series 66 designation. His prior work includes roles at Bank of America, TD Bank, and CitiBank. He is also a co-owner of a family rental property. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Kyle Lukaszewicz is a financial advisor at OSAIC with 19 years of industry experience. He holds the ChFC® and Series 63 designations. Prior to joining OSAIC in 2024, he worked at American Portfolios Financial Services, Inc. for six years. Outside of his advisory role, he serves as Vice President of Northeast Risk Management Group, where he assists with estate administration paperwork. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services with access to third-party money managers and uses various tools to construct diversified portfolios tailored to client risk tolerance.