Christopher Dipietro is a financial advisor at UBS Financial Services with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2011. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans based on clients’ goals and risk tolerances.

Harrison Bauman is a financial advisor at Wells Fargo Advisors with 15 years of industry experience. He holds a Series 66 designation and has previously worked at Raymond James & Associates for 14 years. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, offering a broad range of planning options tailored to clients who meet certain net-worth thresholds. The firm combines advisory services with banking, lending, trustee services, and affiliated products through a large network of financial advisors.

Steven Parente is a Series 66-licensed financial advisor with Merrill, based in Bridgewater, NJ, and has 18 years of industry experience. He has worked at Merrill since 2007 and has been affiliated with Bank of America, N.A. since 2019. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Veneeta Singal is a financial advisor at J.P. Morgan Securities with a Series 66 designation and three years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2022 and previously spent ten years at PNC Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Thomas Kerest Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been affiliated with Linsco Private Ledger since 2005. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by model portfolios and research.

Xavier Martinez is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. He previously worked at J Kelly and Associates and Fossil Group. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Richard Garretson is a financial advisor at Morgan Stanley with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2022, including a role at Morgan Stanley Private Bank, N.A. in 2026. Outside of finance, he has been involved with Country Roads Day Camp and has teaching experience at Fairleigh Dickinson University and Manalapan High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Eric Lebedin is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked at firms including Morgan Stanley and Cantor Fitzgerald. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework to recommendations.

Tess Cusate is a financial advisor at UBS Financial Services with four years of industry experience. She holds a Series 66 designation and has been with UBS since 2019 following her time at Villanova University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Patrick Kilcooley is a Senior Financial Advisor at Merrill Lynch Wealth Management. He brings over 25 years of experience working in the Institutional Equity markets and recently joined the Hinds Fisher Ahern group, a team with more than 50 years of combined financial advising experience at Merrill. In his role, Patrick focuses on creating personalized wealth management strategies tailored to each client's financial goals and market conditions. Patrick holds a Bachelor's Degree from Monmouth University and has earned the Personal Investment Advisor (PIA) designation. His expertise in navigating market fluctuations supports his commitment to helping clients pursue their long-term financial objectives through a one-on-one collaborative approach. He also values community involvement and follows Merrill's tradition of participating in the communities they serve by volunteering with local organizations.

Miles Shifar is a financial advisor at Morgan Stanley with a Series 66 designation and less than one year of industry experience. His prior work history includes roles at LPL Enterprise LLC, Prudential Financial, and academic positions at Rutgers University and William Paterson University. Outside of finance, he has been involved with 3 Chicas, a business he has participated in since 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and economic modeling techniques.

Dominic Pinto is a financial advisor at Charles Schwab with 10 years of industry experience. He holds the Series 66 designation and has prior experience at Bank of America and Merrill. Dominic is currently based in Bridgewater, NJ. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and alternative investment options.

Emmanuel Itembe is a financial advisor with LPL Enterprise holding a Series 66 credential. He has less than one year of industry experience, with prior roles at Equitable Advisors and Bankers Life, as well as employment outside the industry at Lowe’s. His activities include involvement with a non-variable insurance business. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset management programs through an integrated advisory and brokerage platform.

Bharat Gurnani is a financial advisor at Ameriprise with 34 years of industry experience. He holds the CFP® and ChFC® designations along with Series 63 and Series 65 licenses. Gurnani has been with Ameriprise since 2013, including its affiliated entities. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, asset bucketing, and tax-efficiency analysis to deliver tailored, algorithm-supported recommendations primarily for clients with Ameriprise-managed accounts.

Michael Locascio is a financial advisor at LPL Enterprise with 11 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Prudential Insurance Company of America. Outside of his advisory role, he owns Keys to Success, LLC, where he teaches piano and performs at weddings and special events. LPL Enterprise serves a wide range of clients, including individuals, retirement plans, charitable organizations, and corporations, offering financial planning, model wealth portfolios, third-party asset management, and access to brokerage and insurance products through an integrated advisory and brokerage platform.

Jayme Lee Kyritz is a financial advisor at Morgan Stanley with 14 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Morgan Stanley and affiliated firms since 2011. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides its services both directly and through corporate financial planning agreements.

Jennifer Hopkins is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. She has worked at Wells Fargo Clearing Services, LLC since 2021 and previously spent 12 years at Morgan Stanley Smith Barney. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

John Abadiotakis is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He previously worked at Morgan Stanley Private Bank, National Association, from 2015 to 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Keith Applegate is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and 14 years of industry experience. His prior experience includes roles at Bank of America, N.A. and Merrill from 2014 to 2022. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, an IRS-qualified Charitable Gift Fund, and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

John Provinsal is a financial advisor with LPL Financial based in Bridgewater, NJ, holding Series 63 and Series 65 credentials and three years of industry experience. His prior roles include positions at Paradigm Wealth Advisory, PNC Bank, Capital One Bank, and Western Pest Services. He also provides investment advisory services through Paradigm Wealth Advisory, LLC, an independent registered investment advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, financial planning, and retirement consulting services, employing both discretionary and non-discretionary management with access to model portfolios and research.