Andrew Grant Sr. is a financial advisor with LPL Financial who holds a Series 66 credential and has nine years of industry experience. His career includes roles at 1st Global Advisors, Inc. and 1st Global Capital Corp., and he has been involved with Caristia, Kulsar & Wade, LLC since 2002. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, institutions, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party research, and technologies such as machine learning.

Matthew Kronenberg is a financial advisor at RBC Capital Markets with a Series 66 designation and three years of industry experience. His work history includes roles at City National Bank and Mandelbaum & Mandelbaum. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

Caroline Nelson is a financial advisor at Merrill with 19 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 1999. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Rebecca Powell is a Certified Financial Planner® with 28 years of industry experience. She is currently with Wells Fargo Clearing Services LLC, where she has worked since 2019. Prior to that, she held positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a broad range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Mary Pascarella is a CFP®-certified financial advisor with 34 years of industry experience. She has worked with LPL Financial since 2018, following five years at Cetera Advisors LLC and 27 years at Nicholas Pascarella & Co. Pascarella also serves as an insurance broker through related business activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing research from LPL Research, third-party subadvisors, and model portfolios with discretionary and non-discretionary management options.

Giuseppe Sellitto is a financial advisor at Morgan Stanley with 17 years of industry experience. He has held roles at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 2006. He holds Series 63 and Series 65 designations and is based in Morristown, NJ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and models to assist clients in developing their financial plans.

Krina Patel is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Santander Securities, Axa Equitable, and Merrill. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

John Hack is a financial advisor at Edward Jones with 21 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at LPL Financial LLC/Private Advisor Group and Hornor Townsend & Kent Inc. Outside of his advisory roles, Hack has a football stipend position with Voorhees High School. Edward Jones is a full-service wealth management firm serving individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated funds, supported by a large network of financial advisors and branch offices nationwide.

Jeffrey Laster is a financial advisor with RBC Capital Markets in Florham Park, NJ, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has worked at RBC Capital Markets since 2014 and previously at City National Bank from 2017 to 2025. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Frederick Moss is a financial advisor at Merrill with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 1983, also working at Bank of America since 2011. Outside of his advisory role, he serves as a fiduciary holding power of attorney in a non-investment-related capacity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kathleen Potter is a Financial Consultant at Fidelity Investments, a role she has held since 2025. She has been with Fidelity Investments since 2017, progressing through various positions including Planning Consultant, Relationship Manager, and Financial Representative. Throughout her career at Fidelity, Kathleen has worked closely with individuals and families to develop financial plans that align with their goals and values. Her approach involves personalized and transparent guidance to support clients in making confident financial decisions at different stages of life. Kathleen is committed to partnering with clients to help protect, grow, and enjoy their wealth with clarity and peace of mind.

Justin Brenner is an advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at The Ohio State University, RBC Capital Markets, and Burlington. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction with oversight of affiliated and unaffiliated sub-advisers.

Ryan Smith is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 10 years of industry experience. His prior work includes roles at Equitable Advisors LLC, Sanford C Bernstein & Co, Alliance Bernstein L.P., J.P. Morgan Securities, Prudential Insurance Company of America, and AXA Advisors. Outside of his advisory work, he volunteers as an assistant lacrosse coach in Madison, NJ. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combined advisory and brokerage platform that includes both non-discretionary and discretionary investment solutions, supported by centralized custody and operational resources.

Joseph Troy is a financial advisor with Ameriprise in Florham Park, NJ, holding a Series 66 designation and 19 years of industry experience. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2007. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service focused on retirement-income planning, utilizing a written Recommendation Report and ongoing advice to support dependable income and tax-aware withdrawal strategies.

Robert De Rienzo is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include ten years at Wells Fargo Clearing and six years at Wells Fargo Advisors LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets and employing a structured planning process supported by firm-approved tools and analysis.

Paul Critchley is a CFP® and PFS™ certified financial advisor with 11 years of industry experience. He currently works at Cetera and previously held roles at Avantax Insurance Agency, Avantax Advisory Services, and has been involved with Odell & Critchley, P.C. since 2009, serving as its vice president and secretary. Paul is also active as an insurance agent, providing insurance products to clients. Cetera Investment Advisers LLC is an SEC-registered firm that offers a multi-manager platform for a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm provides discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across various program structures.

Athar Khalil is a financial advisor at Morgan Stanley with seven years of industry experience. He held prior roles at Wells Fargo Clearing, Wells Fargo Bank, JP Morgan Securities LLC, and JPMorgan Chase Bank NA. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and extensive asset management services.

Robert Brown is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and having 25 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

James Farrell is a financial advisor at Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 designations with 30 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank since 2019 and previously worked at Santander Investment Securities Inc. from 2017 to 2019. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates firm-approved tools and modeling techniques.

John Klimas is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at PNC Investments for 18 years before joining JPMorgan Chase Bank and J.P. Morgan Securities in 2022. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary advisory services supported by an in-house manager solutions team and centralized due diligence.