Andrew Silverman is a financial advisor with Morgan Stanley in Little Falls, NJ, holding a Series 66 designation and bringing 27 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, Silverman serves on the advisory board of Preakness Hills Country Club and is the treasurer and a board member of the NephCure Foundation. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, emphasizing structured financial planning supported by proprietary tools and research.

Christopher Bellini is a financial advisor at Fidelity with 18 years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2011, including seven years at Fidelity Personal and Workplace Advisors and time at Merrill and Banc of America Investment Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Glenn Duphiney is a CFP® professional with 32 years of experience in the financial industry, currently serving at LPL Financial since 2008. His prior experience includes roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Outside of his advisory work, he has participated as a part-time actor with occasional performances in the Tri-State area. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm supports its network of investment adviser representatives with a range of financial planning, model portfolio programs, and institutional platforms, utilizing both proprietary and third-party investment strategies.

Richard Vanderpool is a Series 63-credentialed financial advisor with 27 years of industry experience. He has worked at Ameriprise Financial Services, Inc. for 27 years before joining Raymond James Financial Services Advisors, Inc. in 2026. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Robert Gude is a financial advisor with LPL Financial, holding Series 63 and 65 licenses and bringing 34 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Inc., Citigroup Global Markets, IC Advisory Services, Inc., and The Investment Center, Inc. Gude also operates Montville Financial Group as a business related to his activities at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by sophisticated operational and research tools.

Thomas Kingsley is a financial advisor at Fidelity with 14 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. His prior work includes roles at Bloomberg Tradebook, Guidepoint, Alphasights, Third Bridge, Gerson Lehrman Group, and Telk Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, and it is noted for its use of algorithmic methods and formal advisory roles within Fidelity’s institutional wealth platform.

Armando Garofalo is a financial advisor at LPL Financial with 29 years of industry experience. He previously worked at Cadaret, Grant & Co., Inc. for 24 years and has maintained his own financial services business, MKN Financial Services, for 27 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of financial planning and investment management solutions through a large network of investment adviser representatives.

Deborah Dunne is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has been with Thrivent Investment Management since 2002 and has worked under Scott Siripalaka at Thrivent Financial since 2022 and Mark Kleindienst from 2012 to 2022. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors, focusing on holistic, goal-based planning across a broad range of topics without discretionary trading authority or institutional portfolio management.

Steven Fuchs is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds the Series 66 designation and has held roles at several firms including Morgan Stanley DW Inc., Capital One Financial Advisors LLC, and Essex National Securities, LLC. His career also includes involvement with Meadows Home Care LLC and Hudson Valley Hoosiers. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm utilizes a centralized due diligence process combining quantitative and qualitative research and offers capabilities in derivatives and commodities through various regulatory registrations.

Kevin Rakowski is a financial advisor at Equitable Advisors with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Park Avenue Securities, Guardian Life Insurance Company, and David Lerner Associates. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm works with a network of Investment Adviser Representatives and offers a range of advisory models primarily implemented through third-party sponsors and platforms.

George Tsiknis is a financial advisor at Merrill with 15 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill and Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Bianca Capozzi is a financial advisor at Morgan Stanley with four years of industry experience and holds the Series 66 designation. She has been with Morgan Stanley and its Private Bank since 2022 and 2023, respectively. Her previous experience includes roles in education at Muhlenberg College and Ramapo High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured discovery processes and established planning tools.

Antonio Competiello is a financial advisor at OSAIC with three years of industry experience. He holds a Series 66 designation and has worked at firms including Fidelity Investments and Equitable. His background also includes roles at Bergen County Security and teaching positions at Bergen Community College and William Paterson University. OSAIC Wealth serves a diverse group of retail and institutional clients through a multi-advisor platform offering comprehensive financial planning, advisory services, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and multiple management strategies.

Giovani Reynoso is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 15 years of industry experience. He previously worked at Morgan Stanley before joining J.P. Morgan in 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework where applicable.

Evelyn Borges is a financial advisor at Fidelity with 16 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including Bank of America, Merrill, and PNC Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is also noted for its advisory role to registered investment companies and its use of advanced technologies such as AI in research.

Gregory Duch is a financial advisor at LPL Financial with Series 66 credentials. He has no prior industry experience but has worked in various roles outside the financial sector, including at Polish & Slavic FCU and Distinctive Voice and Data. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Robert Giordano is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 20 years of industry experience and has been associated with Cambridge Investment Research in various capacities since 2011. In addition to his financial advisory work, he is an author of mystery novels. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individual and institutional investors such as pension and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and multiple platform options.

Frances Heath is a financial advisor with UBS Financial Services and holds Series 63 and Series 65 credentials. She has 40 years of industry experience, including 25 years at UBS, where she has worked since 2001. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Robert Mosera is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes roles at Wells Fargo Clearing and Citigroup Global Markets. He has a 50% ownership interest in Hillcrest Capital Advisors Inc., an outside business activity unrelated to his brokerage work. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutions with investment and fee-based financial planning services, offering a broad range of planning options that address cash flow, retirement, education, risk, wealth transfer, and specialized needs such as business-owner transition and divorce planning. Advisors use proprietary research and planning tools to develop tailored recommendations, with clients choosing how to implement them.

Iorwuese Ifan is a Series 66-credentialed financial advisor with 21 years of industry experience, currently serving at Osaic since 2024. His prior experience includes roles at Securities America Advisors, Allied Wealth Partners, New York Life Insurance, J.P. Morgan Securities, PNC Wealth Management, and Ameriprise. Outside of his advisory work, he is a board member of the Adopt A Village Foundation, an author of self-help, political, and poetic books, a musical composer in the rap genre, and serves as a pastor leading worship and Bible study at a local church. Osaic Wealth serves a diverse client base of retail and institutional investors through a multi-advisor platform offering brokerage and advisory services, financial planning, and retirement planning solutions. The firm emphasizes model-based asset allocation and portfolio optimization, supported by various tools and multiple program offerings delivered via affiliated broker-dealer and RIA relationships.