Stephanie Cronin is a financial advisor at Merrill with Series 66 and Series 63 licenses and four years of industry experience. She has previously worked at Citibank and Bank of America. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

James Spanarkel is a Wealth Management Advisor with Merrill Lynch Wealth Management and serves as a Global Institutional Consultant within the Bank of America Global Institutional Consulting Group. He works with both nonprofit and for-profit institutional clients, assisting with a broad range of institutional needs including retirement and benefit planning, consulting services, philanthropic management, and investment management and guidance. In addition to his institutional consulting, James develops comprehensive financial strategies for high net worth families and individuals that encompass retirement planning and forecasting, asset preservation, and estate strategies. James has been a Financial Advisor with Merrill Lynch since 1984. Prior to his financial career, he was a professional basketball player with the Philadelphia 76ers and the Dallas Mavericks in the National Basketball Association. He is a graduate of Duke University with a bachelor's degree and was recognized as a first team Academic All-American Basketball Player in 1978 and 1979. He holds several professional certifications, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Certified Investment Management Consultant (CIMC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). James is a member of professional organizations such as the Healthcare Financial Management Association (HFMA), the New Jersey chapter of the Association of Fundraising Professionals (AFP), and the Investments & Wealth Institute. He also serves on the Board of Trustees for the Independent College Fund of New Jersey. Outside of his professional life, James enjoys basketball, golfing, swimming, and spending time with his family.

Gary Wong is a financial advisor at Morgan Stanley with 32 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and with Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 65 credentials. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers its services both directly and through Corporate Financial Planning agreements.

Sonyalis Marrone is a financial advisor at Primerica Advisors with 27 years of industry experience. She has been with Primerica Advisors since 1998 and with Primerica Financial Services since 1994. Her credentials include the Series 63 designation. Outside of advisory work, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed account options. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Terance Takyi is a financial advisor at LPL Financial with 14 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at firms including UBS Financial Services, First Republic Securities, JP Morgan Securities, and Goldman Sachs. Outside of his advisory role, he is also active as an artist and musician through Society 8807 LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management along with research-supported model portfolios and various investment strategies.

Eric Johnson is a financial advisor at LPL Financial with 16 years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Brokerage Services LLC, Bank of America, N.A., and Merrill. Outside of his advisory role, he serves as co-trustee for the Johnson Family IRR Trust in a fiduciary capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, supported by model portfolios, research, and technology-driven solutions.

Thomas Kelly is a financial advisor with Merrill in Montvale, NJ, holding Series 63 and Series 66 credentials and 39 years of industry experience. He has been with Merrill and Bank of America since 2016. Outside of his advisory role, Kelly serves on the borough council of Oradell, New Jersey. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Daniel Polizzotti is a financial advisor at OSAIC with 36 years of industry experience. He holds the CFP® and ChFC® designations and has worked at OSAIC since 2018, following a 29-year tenure at Signator Investors, Inc. Outside of his advisory role, he serves as a part-time coach helping young skiers and is a board member of the Jersey Girls Lacrosse Association, where he participates in event organization and ethics oversight. OSAIC serves a wide range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs a variety of asset allocation tools and supports multiple advisory platforms, including third-party managed accounts and unified managed portfolios.

Megan Connors is a financial advisor at Morgan Stanley with 11 years of industry experience. She previously worked for Sanford C. Bernstein & Co., LLC for 10 years before joining Morgan Stanley. Her credentials include Series 65 and Series 63 licenses. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market return models as part of its advisory services.

Daniel Sieman is a financial advisor with Wells Fargo Clearing holding a Series 66 designation and two years of industry experience. His prior roles include positions at UBS Financial Services and TJX Companies, along with several years in full-time education. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Abraham Fishweicher is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management, bringing over 25 years of experience in financial advising. He works with affluent clients across the Tri-State area and nationwide, including professional entertainers, physicians, senior financial executives, attorneys, business owners, retirees, and non-profit organizations. His focus areas include family wealth management strategies, liquidity management, personal retirement planning, portfolio management, sports and entertainment, tax minimization, and retirement income. Before joining Merrill Lynch Wealth Management in 1980, Abe gained experience at Paine Webber and Prudential Bache Securities, beginning his career in auditing, specifically auditing broker dealer firms. He holds a Bachelor's degree from Roosevelt University in Chicago, where he also played on the basketball team. Abe is a Personal Investment Advisor (PIA) and applies his accounting background to emphasize tax efficiency and integrate various components of clients’ financial circumstances. Abe and his team customize client portfolios across multiple asset classes, utilizing research from Merrill and other Wall Street resources to align portfolios with clients’ goals and risk tolerance. He emphasizes educating clients on asset allocation and maintaining disciplined portfolio rebalancing. Outside of work, Abe serves on his synagogue’s board, enjoys traveling, and follows baseball, basketball, and football. He lives in Fair Lawn, New Jersey, with his wife Renee and their four children.

Matthew Mais is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their priorities and develop financial strategies aimed at achieving their short-, mid-, and long-term goals. He provides guidance on a range of financial topics including investing, retirement planning, and preparing for unexpected expenses. Additionally, he connects clients with Bank of America specialists for banking, credit, home financing, and small business solutions. Matthew's expertise lies in assisting clients with managing complex financial demands such as home purchases, college savings, elder care, and healthcare preparation. He collaborates with clients to define their goals and tailor portfolio strategies accordingly, offering ongoing advice and portfolio adjustments as client needs evolve. He holds the Personal Investment Advisor (PIA) designation. He earned a Bachelor's Degree from Montclair State University and is affiliated with the Montclair State Men's Soccer Alumni organization.

Mark Picardo is a Wealth Management Advisor with Merrill Lynch Wealth Management, having joined the firm in 2014. He serves as a Senior Portfolio Advisor, providing clients with traditional advice and discretionary management of custom investment strategies. Mark works closely with clients to address financial objectives across various stages of life, including retirement planning, education funding, family wealth management, and legacy establishment. Mark earned a Bachelor of Arts degree from Marist College in 2008. He has attained professional designations including the Chartered Retirement Planning Counselor (CRPC™) in 2016 and the Chartered Financial Consultant (ChFC®) designation in 2021. These credentials support his expertise in retirement planning, investment strategy, and wealth management. He resides in Montville, New Jersey, with his wife and two sons. Mark participates actively in his community and enjoys traveling, spending time with family, and following sports such as baseball, football, and golf.

Ozair Niazi is a financial advisor at Edward Jones with 11 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2014. Outside of his advisory role, he serves as a board member of the Islamic Center of Morris County and is president of Little Rising Star Inc, a company focused on autism-related services. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Patricia Mason is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 66 designation and 24 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering advisory programs that include tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis.

Nicholas Aynilian Jr. is a Series 66-licensed financial advisor with Morgan Stanley, based in Paramus, NJ, and has one year of industry experience. His prior work includes roles at Silver Point Capital, LP, and Wells Fargo Bank, NA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s financial planning process incorporates structured discovery and firm-approved tools, using modeling techniques such as Monte Carlo simulations.

Thomas Threlfall is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and its private bank since 2019, following eight years at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved tools to support client goals.

Kenneth Angelo is a financial advisor with UBS Financial Services in Paramus, NJ, holding a Series 63 license and bringing 40 years of industry experience. He has been with UBS since 2009. Outside of his advisory role, he serves as a trustee for the Theresa Angelo Testamentary Trust and is involved in managing mortgage investments through a partnership connected to a property sale. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, providing a broad range of capital markets services through a large network of financial advisors.

Terrence Klein is a financial advisor with Equitable Advisors in Ridgewood, NJ, holding Series 63 and Series 66 licenses and having 11 years of industry experience. He has been with Equitable Advisors since 2014, including time when the firm operated as AXA Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a variety of third-party asset managers. The firm uses a client intake process to tailor services based on goals, risk tolerance, and time horizon, and operates a hybrid referral and implementation model that leverages external program sponsors and allows certain advisors to act as portfolio strategists.

William Parilla is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.