Nicole Lyding is a financial advisor with Cetera, holding a Series 63 designation and eight years of industry experience. She has worked at Cetera since 2019 and was previously with Foresters Financial from 2017 to 2019. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and serves over 10,000 advisors and approximately 800,000 clients nationwide.

Angela Fitzgibbon is a financial advisor with Ameriprise, holding a Series 63 designation and 34 years of industry experience. She has been with Ameriprise in various capacities since 1991. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing advice focused on retirement income planning, using in-house research and third-party data to support clients approaching or in retirement.

Daniel Martin is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at Cambridge Investment Research Advisors since 2016. Prior to that, he worked at Gitterman Wealth Management and Triad Advisors. In addition to his advisory role, Martin is an independent insurance agent for various companies through his business, D.R. Martin and Associates. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management strategies and multiple custody platform arrangements.

Michael Al Moustafa is a Series 65-licensed advisor with Cetera and has one year of industry experience. He previously held roles at Kept Companies Inc., SKC & Company, LLP, Murphy, Miller & Baglieri, LLP, Blue Water Divers, and Berson and Corrado. Outside of advisory work, he is the owner and founder of an accounting and tax services business serving his personal clients. Cetera Investment Advisers LLC is an SEC-registered firm that provides a multi-manager investment platform with discretionary and non-discretionary portfolio management, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm supports various program structures and offers access to affiliated and third-party money managers, overseeing more than $256 billion in assets and a network of over 10,000 advisors.

Maria Nikolaidis is a financial advisor with Wells Fargo Clearing in Paramus, NJ, holding a Series 63 designation and 29 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Outside of her advisory role, her spouse owns a fur business in New Rochelle, NY, for which she serves as a check signer. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and demographics.

Kevin Wurst is Vice President Private Wealth Management Advisor at Fidelity Investments. He has held this position since 2025, following roles including Vice President, Branch Leader from 2013 to 2025, Assistant Branch Manager from 2012 to 2013, and Vice President, Senior Account Executive from 2008 to 2012. Prior to these roles, he worked as a Financial Planning Consultant and Investment Representative at Fidelity Investments, a Financial Advisor at Smith Barney, and an Investment Consultant at Morgan Wilshire Securities, Inc. With nearly 26 years of experience in financial services, Kevin is a Certified Financial Planner (CFP®) who focuses on guiding high net worth families through various stages of their financial journeys. His approach involves collaboration and tailoring financial plans to align with clients' aspirations and values, aiming to foster trust-based relationships that provide clarity and confidence. Outside of his professional work, Kevin's personal interests include family activities, fitness, food, golf, outdoor adventures, and traveling.

Michael Post is a financial advisor at Merrill in Wayne, NJ, holding a Series 66 designation with 10 years of industry experience. He has been with Merrill since 2016 and concurrently associated with Bank of America, N.A. since 2018. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm is integrated within Bank of America’s corporate platform, enabling access to a broad range of products and services.

Tony Antinori is a Planning Consultant at Fidelity Investments, a position he has held since 2015. Prior to this role, he worked as a Financial Representative at Fidelity Investments from 2013 to 2015 and briefly as a Financial Representative at JP Turner & Company in 2013. Before transitioning into financial advising, Tony had a 40-year career in the construction industry. He decided to change his professional path to focus on financial planning, which he describes as his passion. He enjoys assisting clients in developing and implementing investment strategies for their futures and intends to continue in this role as long as he finds it fulfilling. Tony is married and has five grown children and nineteen grandchildren. His personal interests include cooking and baking, gardening, and parenthood.

Patrick Harding is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. He has worked in various capacities within Wells Fargo entities since 2009. Harding also owns Harding Wealth Management LLC, a financial planning practice based in Warwick, NY. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, using proprietary research and planning tools.

Robert Servidio is a financial advisor with Morgan Stanley in Fort Myers, FL, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His career includes 15 years at Citigroup Global Markets before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured tools and modeling techniques.

William Norkin is a financial advisor with Mass Mutual Investors Services in Elmsford, NY, holding a Series 63 license and 29 years of industry experience. He previously worked at Metlife Securities Inc. for 22 years before joining Mass Mutual in 2016. Outside of his advisory role, Norkin is the vice president and owner of Noreteile Products, Inc., which provides various insurance products, and he also works as an independent insurance agent. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, offering financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm provides structured, collaborative planning engagements using firm-approved analytical tools, with optional implementation of recommendations through separate brokerage or insurance arrangements.

Michael Napolitano is a CFP® professional with 43 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2007. Based in Paramus, NJ, he holds Series 63 and Series 65 licenses. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets and supported by more than 5,400 advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base including individuals, pension plans, corporations, and government entities, delivering non-discretionary financial advice with a notable focus on municipal and public finance services.

Michael Zawadiwskyi is a CFP® professional with 17 years of industry experience, currently affiliated with LPL Financial. His prior roles include seven years at Next Financial Group and four years at AXA Advisors, LLC. Outside of his advisory work, he is involved in a family-run real estate rental business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs alongside retirement plan consulting and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Daniel Jackson currently serves as Vice President and Branch Leader at Fidelity Investments, a position he has held since 2006. In this role, he is responsible for all facets of the branch, with a primary focus on developing associates to deliver a collaborative financial planning experience to clients. He has been leading financial professionals for over 20 years, emphasizing the development of others to help them reach their full potential. Prior to his current role, Daniel was Branch Manager at E*TRADE from 2005 to 2006 and Assistant Vice President, Group Manager at T. Rowe Price from 1998 to 2005. His career reflects extensive experience in leadership positions within the financial services industry. Outside of his professional work, Daniel's personal interests include fitness, military service, movies, softball, and traveling.

Taisha Yunez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing nine years of industry experience. She has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Steven Bellon is a CFP® professional with 35 years of experience, currently serving at Mass Mutual Investors Services and MassMutual Life Insurance Company since 2012. He holds Series 63 and Series 66 licenses and is based in Tarrytown, NY. Outside of his advisory work, he serves as a board member for the Ryan Ashford Memorial, a nonprofit focused on mental health programs for teens and young adults. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes annual, collaborative financial planning engagements and provides a range of specialized planning programs and educational seminars.

Lindsay Reichert is a Senior Financial Advisor and a member of the RLA Group at Merrill Lynch Wealth Management. She advises clients on various financial matters, including planning for their financial future and addressing the financial aspects and consequences of divorce and post-divorce issues. Lindsay works closely with high net worth individuals, families, foundations, and corporate retirement plans, supporting them in defining objectives, exploring alternatives, and selecting appropriate financial and investment strategies. The RLA Group also assists clients in preparing for significant life events such as retirement and generational wealth transfer. Lindsay holds a Bachelor of Science degree in Finance and Marketing from Fairfield University. She has earned professional designations including Certified Divorce Financial Analyst (CDFA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Her client focus areas include college education planning, family wealth management strategies, legacy planning, liquidity management, and retirement income, among others. In addition to her professional pursuits, Lindsay is involved with The Junior League of Bergen County. She enjoys cooking, hiking, skiing, tennis, watching movies, practicing yoga, and spending time with her family.

Jeffrey Wilson is a CFP® with 20 years of industry experience, currently working at LPL Financial since 2025. He previously held advisory roles at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2025. Outside of his advisory work, Wilson serves as a board member of the Ridgewood Symphony Orchestra, a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, supported by research and technology-driven portfolio management.

Parker Gundeck is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2004. He leads a team focused on providing personalized strategies for families and individuals, specializing in risk and portfolio management, estate planning, tax-efficient strategies, and wealth structuring. Parker holds a Bachelor's Degree from Pennsylvania State University and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His expertise spans areas such as college education planning, family wealth management, legacy planning, LGBT wealth planning, personal retirement planning, portfolio management, socially responsible investing, and retirement income. He resides in Wyckoff, New Jersey, with his wife Kathleen and their three children. Outside of work, Parker enjoys adventure sports, camping, football, skiing, swimming, and traveling.

Sandra Zyskowski is a financial advisor at Merrill with 17 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley for 11 years before joining Merrill. Outside of her financial advisory role, she is a silent partner in Northeast Distribution Services LLC, a company focused on automotive vehicle and technology consulting. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individual, high-net-worth, and institutional clients. The firm integrates with Bank of America’s broader corporate platform, providing access to a wider set of products and services.