Cecilia Bettencourt is a Series 66-licensed financial advisor with UBS Financial Services, based in Hartford, CT. She has 18 years of industry experience and has been with UBS since 1998. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and offers proprietary research and affiliated lending programs.

Walter Wydo Jr. is a financial advisor at Raymond James & Associates with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James since 2015. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning and consulting with a range of portfolio management styles and affiliated research.

Gary Paul Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and 20 years of industry experience. He previously worked at Lincoln Financial Advisors for 11 years and Ameriprise for 8 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

John Beloin is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes roles at Commonwealth Financial Network, Cambridge Investment Research Advisors, Janney Montgomery Scott, and LPL Financial. He is also the owner of Beloin Investment Group LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers non-discretionary planning and consulting tailored to client goals using analytical tools and supports municipal and public-finance work through a municipal advisor affiliation.

Jack Argiro is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. He previously worked at BNY Mellon and has held roles at several other firms including 4T Financial and Argonaut Advisors. Argiro serves on the Babson College Alumni Advisory Board and the Beavers of the Last Decade Advisory Board. He is also involved in a ticket resale business as a sole proprietor. Cetera Investment Advisers LLC is an SEC-registered firm that provides portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm operates as a multi-manager platform offering access to affiliated and third-party managers with a range of program structures and custodial relationships.

Lela Begovic is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Morgan Stanley Smith Barney LLC since 2009, transitioning to Morgan Stanley Private Bank, N.A. in 2025. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its financial planning process.

Michael Walsh is a financial advisor with Cambridge Investment Research Advisors in Farmington, CT, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2009 and has operated as a self-employed independent insurance agent since 1993. Outside of his advisory work, Walsh is involved as an independent insurance agent for multiple companies. Cambridge Investment Research Advisors serves a diverse client base including individual and institutional investors such as pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and provides both discretionary and non-discretionary management across multiple platforms and custodians.

Kelsey Conklin is a CFP® professional affiliated with Raymond James Financial, bringing 15 years of industry experience. Prior to joining Raymond James in 2025, Conklin spent 14 years with Commonwealth Financial Network. Outside of advising, Conklin is involved with Capital Wealth Management, LLC in Glastonbury, CT, where they participate in insurance sales recommending fixed insurance products to clients when appropriate. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a broad advisor network with specialized municipal and employer advisory services.

Barbara Randolph is a financial advisor with Edward Jones in West Hartford, CT, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. She has been with Edward Jones since 2004. Outside of her advisory role, she is also a beauty consultant for Mary Kay Cosmetics. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment options, and fiduciary services through a large network of financial advisors nationwide.

Justin Perez is a financial advisor with Cetera and holds a Series 66 license. He has four years of industry experience and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. He is also involved with Riverview Financial Partners, a business operating under Cetera. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with access to both affiliated and third-party managers.

Xochil Rivera is a Series 66-licensed financial advisor with MassMutual Investors Services, bringing 10 years of industry experience. She has been associated with MassMutual Life Insurance Co since 2016 and MML Investors Services, LLC since 2017. Outside of her advisory role, Rivera serves as president of Jaxon in Action, a nonprofit organization focused on event organization. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, using firm-approved tools to develop collaborative, annual financial plans tailored to client goals.

Douglas Beerbower is a Wealth Management Advisor at Merrill Lynch Wealth Management with 25 years of experience at the firm. He leads the team's Investment Advisory Program services and serves as the operational leader. In his role as a Senior Portfolio Manager, he manages Personalized or Defined Strategies on a discretionary basis, which may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. Doug works with individuals and families to align investment strategies with their long-term goals. He holds multiple professional designations, including Certified Financial Planner (CFP®), Certified Portfolio Manager (CPM®), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor's degree from Michigan State University. Doug resides in Simsbury with his wife and three sons.

Elyssia Beaulieu is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. She leads The Coleman Group, a team of wealth management professionals dedicated to delivering tailored solutions for high-net-worth individuals and families. Elyssia and her team provide customized wealth planning strategies, tailored investment portfolios, liability management, and insurance strategies. With more than 22 years of experience in the financial services industry, Elyssia specializes in areas including college education planning, executive compensation, family wealth management strategies, liquidity management, personal retirement planning, portfolio management, small business strategies, women and wealth, and retirement income. She holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Elyssia earned a bachelor's degree in Finance from Florida Atlantic University. She resides in Fairfield, Connecticut with her husband and three children.

Nicholas Nalbatian is a financial advisor at UBS Financial Services in Hartford, CT, holding Series 63 and Series 65 licenses. He has experience working at Webster Bank and has held various roles in educational settings and retail prior to joining UBS. He also has a background that includes positions at Western Connecticut State University and teaching at multiple schools. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining wealth management with institutional trading capabilities and proprietary research to support personalized financial planning.

Patrick Gority is a Financial Consultant at Fidelity, where he serves as the primary point of contact for clients. He collaborates with clients to understand their current financial situations and future goals, developing tailored plans to help them work toward what is most important. Prior to his current role, Patrick gained experience as a Private Banker and Brokerage Associate at Wells Fargo from 2013 to 2022, and as a Financial Advisor at First Investors Corp from 2011 to 2013. His background reflects a solid foundation in financial advising and client relationship management. Outside of his professional work, Patrick's personal interests include family activities, football, golf, parenthood, skiing, and surfing.

Khuong Ho is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and annual planning focused on reliable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Dwight Wildman is a financial advisor with J.P. Morgan Securities in Cheshire, CT, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2015, following a year at LPL Financial. Outside of his advisory role, he owns DL Wilde LLC, an e-commerce business specializing in dropshipping home goods. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary, written asset allocation advice and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Seth Moran is a financial advisor at Morgan Stanley in West Hartford, CT, holding a Series 66 designation with eight years of industry experience. He has been with Morgan Stanley since 2017 and previously worked at Farmington Valley YMCA and Crowley Ford Lincoln. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning that incorporates firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through direct client relationships and corporate financial planning agreements.

Christopher Rupp is a financial advisor with Raymond James Financial Services, Inc. in Glastonbury, CT, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. Prior to joining Raymond James in 2018, he worked at Morgan Stanley and its affiliated entities from 2008 to 2018. He is also involved as owner and partner in two support companies, Crescent Point Private Wealth, LLC and DJA Financial, LLC, and provides insurance services through Highland Capital Brokerage. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and is known for its municipal and public-finance advisory capabilities and innovative retirement plan solutions.

Glenn Shafer is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has worked at Linsco/Private Ledger since 2003 and spent one year at Citigroup Global Markets. Shafer also operates a separate business under the name Shafer Investment Management, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.