Jeffrey Kubiak is a financial advisor at Cetera with one year of industry experience. He holds a Series 66 designation and also operates Kubiak Wealth Management and Kubiak & Kubiak CPA, focusing on wealth management and tax planning services, respectively. Prior to his advisory role, he has experience connected to professional hockey organizations and a background that includes time at Cornell University. Cetera Investment Advisers LLC is a large, SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to both affiliated and third-party managers.

Keith Hill is a CFP® professional with 28 years of experience in the financial services industry. He is currently with LPL Financial and previously worked at Raymond James Financial Services and Edward Jones. Outside of his advisory role, he is involved in coaching through Serve City, Inc., which operates in the sports and fitness sector. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including access to model portfolios and third-party management, supported by technology tools for operational and research purposes.

Linda Jody is a CFP® professional with 27 years of industry experience, currently affiliated with LPL Financial since 2010. Prior to LPL, she worked for MSI Financial Services, Inc. for 10 years. Outside of her advisory role, she is involved in acting and film production under the stage name "Jodi London." LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Thomas Hentschel is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 21 years of industry experience. His prior experience includes roles at Waddell & Reed, various insurance carriers, and involvement with the Northern Illinois Food Bank. Outside of finance, he has participated as a musician with the Kankakee Valley Symphony Orchestra. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, asset management programs, retirement advice, and institutional platforms, with a broad range of investment strategies implemented by its network of investment adviser representatives.

Perry Favia is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked at Morgan Stanley and its affiliates since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of advisory work, he has involvement with WILANN LLC, a family limited partnership. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and financial planning services that incorporate firm-approved tools and modeling techniques to support client planning.

Lee Kaz is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior work includes roles at VOYA Financial Advisors and Lionheart Financial LTD. He serves as a board member of the Mokena Police Pension Board and is involved with the Builders Tee Club, a local organization related to sports and fitness. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and multiple custody platforms.

Kevin Kehres is a CFA® charterholder with six years of industry experience, currently affiliated with LPL Financial in Oak Brook, IL. His prior roles include positions at BNP Paribas Asset Management and Goodworth Wealth Management, among others. Kehres’s outside activities include involvement with Goodworth Wealth Management LLC through an affiliated business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and third-party asset management, supported by extensive operational and research tools.

Thomas Borsellino is a financial advisor at Cetera with 34 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 65. His career includes positions at Cetera Advisors LLC, Megent Financial, Opus Wealth Partners, LPL Financial, and MetLifeSecurotoes Inc. He is also the owner of Aspire Financial, a business focused on tax harboring for securities and tax purposes, and serves as a notary providing notarization services. Cetera Investment Advisers LLC is an SEC-registered adviser distributing services through a nationwide network of over 10,000 independent advisors. The firm serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management, financial planning, and consulting services through various program structures and affiliated third-party managers.

Anthony Frangella is a financial advisor at OSAIC with 13 years of industry experience. He holds a Series 66 designation and previously worked at Woodbury Financial Services for 11 years. Outside of advisory services, he is a managing member of a commercial real estate LLC and a passive investor in a local restaurant. OSAIC serves a diverse group of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and access to third-party managers to create portfolios that include various asset classes and investment strategies.

Donald Pendleton is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with J.P. Morgan Securities since 2012 and also has roles at JPMORGAN Chase Bank, N.A. and Banc One Securities dating back to 2004. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Moe El Turkey is a financial advisor at J.P. Morgan Securities with 8 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Citigroup, U.S. Bancorp Investments, and JPMorgan Chase Bank. Outside of his advisory role, he has provided voluntary counsel on the management of an event staffing business. J.P. Morgan Securities LLC offers investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its investment recommendations.

Lynda Nordling is a financial advisor with LPL Enterprise, holding the ChFC® designation and Series 63 and 65 licenses, with 23 years of industry experience. She has worked at Prudential Insurance Company of America and Pruco Securities, LLC since 2007. Outside of her advisory role, she works as a Medicare consultant, providing education on Medicare basics and health insurance. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products.

Jeffrey Osterman is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 35 years of industry experience. He has been with LPL Financial since 2011 and concurrently associated with First American Bank since 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and advanced operational tools.

Joshua Pillo is a financial advisor with LPL Enterprise, holding a Series 66 designation and two years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, PRUCO Securities, LLC, Capital One, and Enterprise. He also serves as Vice President of Liquid Wealth Advisors, a DBA for an LPL business. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering a range of advisory and brokerage services supported by integrated investment platforms and access to third-party portfolio management.

Delali Afenya is a Series 66–licensed financial advisor with seven years of industry experience, currently practicing at Equitable Advisors in Oak Brook, IL. Prior to joining Equitable Advisors in 2019, he worked at AXA Advisors, LLC, Mike Fultz, and Elmhurst College. Equitable Advisors serves a diverse client base that includes individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party investment solutions delivered through a network of Investment Adviser Representatives.

Patrick Murray is a financial advisor with Ameriprise in Downers Grove, IL, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has worked at Ameriprise since 2018, with prior experience at Investment Professionals, Inc. and operating his own practice from 2014 to 2017. Outside of advising, he serves as a Program Manager for Republic Bank of Chicago’s Financial Services Program. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research and modeling techniques to provide tailored, non-discretionary recommendations. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Theresa Calkins is a financial advisor with RBC Capital Markets in Oakbrook Terrace, IL, holding a Series 66 credential and three years of industry experience. Her work history includes roles at City National Bank and River West Meeting Associates, Inc. from 2012 to 2022. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Tracy Lepore is a financial advisor at Cetera with eight years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Cetera since 2019. Her prior experience includes roles at Foresters Advisory Services LLC and American Income Life. Cetera Investment Advisers LLC is an SEC-registered firm that provides a wide range of investment management and financial planning services to individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers multiple program options including discretionary and non-discretionary portfolio management and access to third-party managers.

John Gibson is a Senior Financial Advisor at Merrill Lynch Wealth Management and a Personal Investment Advisor (PIA) with Gibson & Associates. He focuses on delivering personalized wealth management strategies tailored to clients’ individual goals, encompassing family wealth management, legacy and retirement planning, socially responsible and ESG investing, and specialized areas such as LGBT and special needs planning. John holds a Master's degree in Applied Mathematics and a Bachelor's degree in Biochemistry and Applied Mathematics from Northern Illinois University. He applies his background in mathematics, including expertise in dynamical systems and machine learning, to portfolio construction. He is a member of the American Mathematical Society, the Society for Industrial and Applied Mathematics, and the Financial Planning Association. In addition to his professional work, John is actively involved in the community through volunteering with organizations such as PADS Chicago/Elgin. His personal interests include chess, cooking, hiking, music, reading, writing, and spending time with his family. John is also multilingual, speaking Japanese, English, and French.

Leo Lasky is a financial advisor at Merrill with a Series 66 designation and approximately one year of industry experience. His prior work includes roles at Bank of America, Maple Hospitality Group, Portage Point Partners, and Hifi Travel, along with experience in educational institutions such as Southern Methodist University and Saint Ignatius College Prep. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.