Sean Lynch is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he works closely with clients to develop and implement comprehensive financial plans tailored to their individual goals. He specializes in equity compensation services, portfolio management, tax minimization, and retirement income strategies. Sean holds a bachelor's degree in Finance and Economics from the University of Vermont. He has earned the CERTIFIED FINANCIAL PLANNER40 certification, the Certified Exit Planning Advisor (CEPA), and the Personal Investment Advisor (PIA) designations. His professional expertise encompasses 401(k) distribution options, investment management, retirement, trust and estate planning services, education planning through 529 plans, various lending options including residential, commercial, and securities based lending, as well as private banking and insurance services. Sean is a member of the Juvenile Diabetes Research Foundation (JDRF) and participates in related community involvement activities. In his personal time, he enjoys biking, camping, fishing, hiking, listening to music, running marathons, skiing, skydiving, and spending time with his family.

Peter Fitzgerald is a Series 66-credentialed financial advisor with LPL Financial, based in Braintree, MA, and has four years of industry experience. His prior work includes roles at SagePoint Financial, Securian Advisors of New England, and Minnesota Life Insurance Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset allocation approaches.

Suzanne Saville is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. Prior to joining LPL Financial in 2023, she worked for nine years at Citizens Securities, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services supported by model portfolios, third-party asset management, and institutional platforms.

Patricia Curran is a financial advisor at OSAIC with 30 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked with firms including SagePoint Financial, Cambridge Investment Research, Citizens Securities, and Fidelity. Outside of advising, she is a member of Boston Women in Finance. OSAIC Wealth serves a diverse client base ranging from individual investors to retirement plan sponsors and corporate clients. The firm offers advisory and brokerage services through a multi-advisor platform focused on model-based asset allocation, portfolio optimization, and a variety of managed account programs.

David Swartz is a financial advisor at Morgan Stanley in Wellesley, MA, with 26 years of industry experience. He has been with Morgan Stanley and its predecessor firm since 2007. Outside of his advisory work, he serves as a FINRA arbitrator. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured planning tools and investment research.

Susan Mcguire is a financial advisor at LPL Financial with 30 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Bay Financial Associates since 2011, joining LPL Financial in 2023. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Daniel Robert Ambrefe is a CFA® charterholder and holds a Series 66 license. He has 13 years of industry experience and has been with UBS Financial Services in Rockland, MA since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

David Everts is a financial advisor at UBS Financial Services with 41 years of experience, having been with UBS since 1985. He holds a Series 63 designation. He serves as a trustee for multiple family trusts related to investment management and planning. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and a range of investment products. The firm integrates institutional trading capabilities with wealth management, supported by proprietary research and a broad platform of capital markets services.

Patrycja Cotter is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 66 credentials and bringing 19 years of industry experience. She has previously worked at various Citizens Bank entities from 2014 to 2022. Outside of her advisory role, she serves as a Notary Public. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendation reports and annual advice focused on income sources and tax-aware withdrawal strategies.

Daniel Finn is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside advisory services.

Jack Citarell is an Investment Consultant at Fidelity Investments, where he has been working since 2026. He collaborates with families on their longer term goals by providing investment guidance, retirement planning, and legacy planning considerations. Prior to his current role, Jack served as a Planning Consultant at Fidelity Investments from 2023 to 2026 and as a Workplace Planning Consultant from 2021 to 2023. Outside of his professional career, Jack enjoys baseball, boating, fishing, football, golf, and participating in social events with friends.

Matthew Little is a financial advisor with LPL Financial in Framingham, MA, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He previously worked at Cetera and Investors Capital Corp., among other firms. Outside of his advisory role, he is an insurance agent selling life, health, annuities, and long-term care insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by advanced research tools and a broad network of over 22,800 advisors.

Alasdair Swett is a Series 66 licensed financial advisor with Fidelity in Chestnut Hill, MA, with one year of industry experience. His prior work history includes a position at Harbour Capital Corporation and various roles outside finance, such as involvement with the University of New Hampshire Cat's Cupboard Food Pantry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery.

Nathan Eaton is a financial advisor at RBC Capital Markets with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at BroadPoint Realty from 2016 to 2019. Outside of his advisory role, he owns and manages family rental and vacation properties. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs featuring discretionary and non-discretionary portfolio management combined with in-house and third-party investment resources.

Raymond Lazcano is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. His prior roles include positions at CUNA Mutual Group, CUNA Brokerage Services, Santander Securities, and Sovereign Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory services including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and research tools.

Terence Hunt is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been in the Financial Services industry for 39 years with 30 years as a legacy Merrill Lynch Wealth Management advisor. Terence focuses on client areas such as college education planning, divorce transition planning, family wealth management strategies, personal retirement planning, and retirement income. Terence holds a Bachelor of Science in Finance from Siena College and an MBA in Banking and Finance from Hofstra University. He possesses professional licenses in Life, Long Term Care insurance, and Annuities, along with Series 7, 63, 24, 53, and 4 FINRA registrations. Among his designations are CERTIFIED FINANCIAL PLANNER (CFP), Certified Divorce Financial Analyst (CDFA), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Chartered SRI Counselor (CSRIC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Terence is a former board member of the Needham Education Foundation and served for nine years on the Board of Associate Trustees at Siena College. He currently participates in several local activities and charitable organizations. Terence resides in Needham, MA with his wife Mary and has personal interests including baseball, reading, soccer, spending time with his family, and watching movies.

Cristina Destefanis is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 13 years of industry experience. Her prior roles include significant tenures at Cantella & Co., Inc. She serves as a volunteer committee member for the Make-A-Wish Massachusetts and Rhode Island Emerging Community Leaders Council. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension funds, and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base through thousands of financial professionals and offers access to various platforms, proprietary model strategies, and third-party advisers.

Lauren Vives is a financial advisor with Merrill, holding a Series 66 designation and 12 years of industry experience. She has been with Merrill since 2014 and concurrently works at Bank of America, N.A. since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Duke Ferrara is a financial advisor at UBS Financial Services with Series 66 credentials and one year of industry experience. He previously attended Colby College and worked at Noble and Greenough School. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings tailored through proprietary research and model-based asset allocations.

Tara Grinham is a financial advisor at Fidelity with 15 years of industry experience and holds a Series 66 designation. Her career includes roles at Fidelity Investments since 2013 and prior experience at Oppenheimer from 2011 to 2013. Fidelity’s Strategic Advisers LLC, where she is based, provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad range of investment products.