Elizabeth Williams is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. She holds Series 63 and Series 65 designations. Outside of her advisory work, she assists with banking and bookkeeping for a plumbing business owned by her fiancé. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jeffrey Winkler is a financial advisor with Raymond James & Associates in Grosse Pointe Farms, MI, holding Series 63 and Series 66 licenses and 25 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, UBS Financial Services, and Citigroup Global Markets. Outside of advisory work, he is a partner in Seneca Hawthorne Holdings, a fitness facility in Detroit. Raymond James & Associates is a large, dually registered broker‑dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, drawing on diverse portfolio management styles and affiliated research services.

Dean Graham is a Senior Financial Advisor with Merrill Lynch Wealth Management. He serves individuals, families, and businesses by applying customized financial strategies, including equity option programs, to manage portfolio risk, enhance cash flow, and support client objectives. Dean holds the designation of Personal Investment Advisor (PIA) and has over 30 years of experience in financial advisory services. Dean earned a Bachelor of Arts in Marketing with an emphasis in Economics from Michigan State University. He has been actively involved in the Grosse Pointe community, including participation with the Grosse Pointe South Dugout Club. Dean and his family reside in Grosse Pointe Park, Michigan.

Steve Chang is a CFP® with 23 years of industry experience and has been with Edward Jones since 2002. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he is a member of Chang Company Limited LLC, a commercial rental business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a nationwide network of more than 23,000 financial advisors.

David Harris is a financial advisor at Stifel with 41 years of industry experience. He has been with Stifel since 2007 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves as President and Executive Officer of the Michigan Youth Soccer League, overseeing travel competition activities. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to support client asset allocation and financial planning.

Misty Doucet is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. She has been with LPL Financial since 2014. Outside of her advisory role, she is employed part-time as a bakery and deli clerk. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, utilizing both proprietary research and third-party subadvisors.

Matthew Palmer II is a financial advisor with Merrill in Dearborn, MI, holding a Series 66 designation and 13 years of industry experience. He has worked at Merrill and Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Napolitano is a Series 66-licensed financial advisor with Raymond James & Associates, where he has worked since 2025. He has one year of industry experience and previously held roles at Deloitte Tax LLP, Price Waterhouse Coopers LLP, and KPMG LLP. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse clientele, including individuals, institutional clients, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Joseph Colletti is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2016 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and proprietary market simulations.

Noah Robinson is a financial advisor at Wells Fargo Advisors with 21 years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at J.P. Morgan Securities and Chase Investment Services. He also owns and manages Tital Wealth Management and holds a partial ownership in Kecheval Financial Group, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, utilizing Wells Fargo’s research and planning tools to develop tailored recommendations.

Nicola Delicata is a financial advisor with Mass Mutual Investors Services in Detroit, MI, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Prior to joining Mass Mutual, Delicata worked at Metlife Securities, Inc. for 16 years. Outside of advisory work, Delicata owns a commercial building that generates rental income. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers a range of programs including wrap accounts, money-manager programs, and educational seminars.

Pratik Shah is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 35 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Shah serves on the boards of several nonprofit organizations focused on community outreach and humanitarian efforts, including MpowerAll, the Geetmala Foundation of Michigan, and the Abhi Shah Foundation. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and charitable entities. The firm employs a model-driven investment approach utilizing portfolios developed by internal research and third-party strategists, and offers access to financial planning, third-party asset managers, and insurance products through affiliated entities.

Christopher Davidson is a financial advisor at Edelman Financial Engines with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked with several affiliated firms before his current role, including Financial Engines Advisors and Ameriprise. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering diversified portfolios, periodic rebalancing, and both discretionary and non-discretionary management options.

Eric Neubecker is a CFP® professional with 32 years of industry experience, currently affiliated with Morgan Stanley. His prior roles include positions at Wells Fargo Clearing and Ameriprise Financial Services. He also serves as a successor trustee for an investment-related trust. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and a variety of advisory programs, managing approximately $2.74 trillion in client assets.

Andrew Breaugh is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he works with clients to simplify their financial lives and help them achieve their financial goals and aspirations. He follows a comprehensive approach to wealth management that connects all aspects of his clients' financial lives. Andrew graduated from Kalamazoo College with a Bachelor of Arts degree in Business. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Prior to his current role, he worked as a Mortgage Loan Originator licensed in multiple states, tailoring mortgages to align with clients' individual financial and life goals. In addition to his professional work, Andrew is involved in community volunteering. He enjoys personal interests such as baseball, boating, cooking, football, golfing, ice hockey, skiing, and spending time with his family.

Barry Weisberg is a CFP® with 42 years of industry experience, currently serving at Morgan Stanley since 2010 and the Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and is based in Farmington Hills, MI. Outside of his advisory role, Weisberg is a director and treasurer of the Harvey & Lucille Weisberg Family Foundation, where he provides investment advice. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and proprietary models in its financial planning process.

Michelle Pumer is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and over 20 years of industry experience. She has been with Merrill since 1996 and is also affiliated with Bank of America, NA since 2009. Outside of her advisory role, she serves as president of her local neighborhood association, organizing meetings with city representatives and community members. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andrea Barbee Battagin is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individual and institutional clients. The firm provides tailored financial planning supported by its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Raymond Sailus is a financial advisor with Ameriprise in Novi, MI, holding Series 63 and Series 66 designations and 33 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves on the Board of Directors and acts as Secretary for the Toll Gate Ravines Homeowners Association in Ann Arbor, MI. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, delivering non-discretionary, research-driven recommendations that incorporate tax efficiency and adaptive withdrawal strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Matthew Gibson is the Resident Director at Merrill Lynch Wealth Management in Ann Arbor. He works with a select group of business leaders, professionals, and families to help them achieve financial security and manage key aspects of their lives including retirement, philanthropy, and legacy. His team at Merrill employs a disciplined process focused on simplicity, transparency, and mutual accountability to tailor financial solutions based on clients' unique lifestyles, needs, and goals. Matthew's expertise includes executive compensation, family wealth management, institutional and corporate benefit services, investment consulting for defined contribution plans, and personal retirement planning among other areas. He holds professional designations such as Certified Exit Planning Advisor (CEPA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He also holds Series 7 and 66 FINRA registrations and licenses in long-term care, life, and health insurance. Matthew earned his Bachelor of Science degree in Biophysics from Brigham Young University, and both his Masters and Doctorate degrees in Biomedical Engineering from the University of Michigan. Prior to joining Merrill, he worked with technology companies and directed entrepreneurship education programs. He is involved in community organizations such as Dexter Little League, Blue Ocean Entrepreneur Competition for High School Students, National Invention Convention, and the Tauber Alumni Board for the Tauber Institute of Global Operations. He lives in Michigan with his wife and family and enjoys baseball, camping, football, music, reading, running, and spending time with family.