Gino Molettieri is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 66 designation and has 24 years of industry experience. Prior to joining Raymond James in 2025, he spent 11 years with Commonwealth Financial Network. Molettieri is also president of Lumen Wealth Management, a business focused on investment services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and is noted for its municipal advisor affiliation and specialized SIMPLE IRA Employer Advisory & Consulting Services program.

Lisa Wolf is a financial advisor with Ameriprise in Sharon, MA, holding a Series 66 credential and 19 years of industry experience. She has worked at Ameriprise since 2019, and previously spent nine years at UBS Financial Services Inc. Outside of her advisory role, she is involved in managing Watermelon Bay, LLC. Ameriprise offers a retirement-income planning service focused on individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Daniel Naumann is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 23 years of industry experience. He has worked at Cetera since 2021, following a seven-year tenure at Voya Financial Advisors. Outside of his advisory role, he serves as a scorekeeper for high school hockey in Everett, Massachusetts. Cetera Investment Advisers LLC is an SEC-registered firm that delivers advisory services through a large network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning solutions, utilizing both affiliated and third-party managers across various investment program structures.

Christopher Curley is a Certified Financial Planner (CFP®) with over 33 years of industry experience. He is currently affiliated with Morgan Stanley and has previously worked at UBS Financial Services from 2008 to 2021. His current roles include positions at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm employs a structured planning process supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

Jonathan Sears is a financial advisor with Ameriprise Financial Services, LLC and holds a Series 66 designation. He has one year of industry experience, previously working at Citizens Securities, Inc. and Aciron Consulting Inc. Outside of finance, Sears has experience in the restaurant industry and education sectors. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized retirement income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Christopher Decilio is a CFP® professional affiliated with OSAIC, with 28 years of experience in the financial industry. He previously spent over two decades at FSC Securities Corporation and currently operates Decilio Financial Inc. alongside his role at OSAIC. In addition to his advisory work, he acts as an agent for various insurance carriers. OSAIC serves a wide range of clients, including individuals, high-net-worth investors, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through a large network of advisers, utilizing asset-allocation tools and third-party platforms to deliver diversified portfolio management.

Natasha Harkins Dube is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Charles Schwab, TD Bank, and Citizens Bank. Prior to her financial services career, she was involved in the restaurant industry. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Jack Hollenbeck is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop holistic financial plans tailored to their specific goals, preferences, and needs. He focuses on building long-term relationships with families to help them navigate the complexities of financial planning and provide a trusted resource for various financial challenges and life events. Jack has held multiple roles at Fidelity Investments since 2021, including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. This experience has contributed to his understanding of diverse aspects of financial services and client management.

Darrell Smith is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Ameriprise in Medford, MA. He has worked at Ameriprise since 2003 with a long tenure at Citizens Securities, Inc. from 2008 to 2026. Outside of advising, he is a commissioned Notary Public. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients, offering specialized retirement-income planning through its Premier Retirement Income service, which provides written recommendation reports and ongoing annual advice focused on income sources and tax-aware withdrawal strategies.

Eric Lewis is a financial advisor with LPL Financial based in Salem, MA. He holds a Series 66 designation and has three years of industry experience. Eric has held roles at both LPL Financial and Salem Five Bank since 2013. LPL Financial is a nationally registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Craig Delgiacco is Vice President, Wealth Planner at Fidelity Investments, a role he has held since 2018. He partners with local families to develop and implement customized investment strategies supported by comprehensive documented financial plans. Craig holds the Certified Financial Planner (CFP®) designation. Craig has been with Fidelity Investments since 2005, progressing through various positions including Vice President, Financial Consultant; Account Executive; Investment Consultant; Client Service Specialist; and Customer Service roles. Prior to joining Fidelity, he served as Assistant Branch Manager at American International Group and worked as a Fund Accountant at Forum Financial Group. Outside of his professional work, Craig's personal interests include family activities, fitness, motorcycles, parenthood, and pets.

Michael Brown is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2019. His prior experience includes positions at Bank of America and Merrill, as well as a long tenure at Medpace, Inc. from 1999 to 2017. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and proprietary tools, offering tailored financial plans without individual security recommendations as part of standalone programs.

Susan Potter is a financial advisor with Morgan Stanley in Middleton, MA, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2017. Outside of her advisory role, she serves on investment and financial advisory committees for the Society of St. John the Evangelist and holds board positions with the Cornell Rowing Association and the Head of the Charles Regatta. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools, with an emphasis on advisory services rather than individual security recommendations.

Edward Moffitt is a CFP® and holds a Series 66 license with 28 years of industry experience. He is currently affiliated with Morgan Stanley, having joined in 2025, following nine years at Wells Fargo Clearing and three years at Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Mark Balfour is a financial advisor with Ameriprise in Middleton, MA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2012. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendation reports and ongoing retirement-income planning advice that emphasizes dependable income sources and tax-aware withdrawal strategies.

Kevin Barry is a CFP® with 42 years of industry experience, currently serving at LPL Financial since 1997. He holds a Series 63 license and is based in N. Reading, MA. In addition to his advisory role, he is involved in non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers comprehensive financial planning, advisory programs, and retirement consulting, utilizing both discretionary and non-discretionary management supported by model portfolios and research.

Stephen Camarro is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has three years of industry experience, including prior roles at Edelstein & Company, LLP and Nardella & Taylor, LLP. His background also includes positions at MassMutual Life Insurance Company and Merrimack College. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, emphasizing collaborative, goal-driven planning supported by firm-approved analytical tools.

Erica Fenniman is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. Her prior roles include working at Sylvan Learning Center and periods of unemployment. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and research.

Matthew Matossian is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes roles at Geraci Law LLC and involvement with Needham Park and Recreation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Jennie Devlin is a financial advisor at Cambridge Investment Research Advisors with 18 years of industry experience. She holds a Series 66 designation and has worked extensively with Cantella & Co., Inc. prior to joining Cambridge. Outside of advisory work, she manages several holding companies related to personal investments and an automotive repair business. Cambridge Investment Research Advisors serves a wide range of clients including individuals, retirement plans, and charitable organizations by providing financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm offers multiple investment implementation platforms and combines proprietary and third-party strategies tailored to client needs.