Paul Toby is a financial advisor at UBS Financial Services with 31 years of industry experience. He has been with UBS since 2009 and holds Series 63 and Series 66 licenses. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services through a broad platform that includes fiduciary financial planning, principal trading, and affiliated banking programs.

Ryan Caraway is a financial advisor with Merrill in Oxford, MI, holding Series 63 and Series 65 designations and 17 years of industry experience. He has worked at Merrill during multiple periods since 2015 and has been with Bank of America, N.A. since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eric Birch is a CFP®-certified financial advisor with 14 years of industry experience, currently affiliated with LPL Financial. He previously worked at JP Morgan Securities from 2013 to 2020. Birch is involved with Capstone Tax Services, LLC, where he provides tax preparation services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of strategic and tactical investment options.

Reynaldo Arceno Jr. is a financial advisor at LPL Financial with 15 years of industry experience. He holds the Series 65 and Series 66 designations. His prior work includes roles at Wells Fargo Clearing, Ameriprise, Morgan Stanley, and TD Ameritrade among others. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Dominic Oddo is a financial advisor at Merrill with one year of industry experience and holds the Series 66 designation. His career includes roles at Greystone Golf Club and Banquet Center, Walsh College, and Macomb Community College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Jonathan Montville is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds the Series 66 designation and has worked at UBS Financial Services since 2015, with prior experience at Bank of America and Merrill. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and utilizing proprietary research and model-based asset allocations to tailor financial plans.

Jonathan Suzio is a financial advisor with LPL Financial and holds the Series 66 designation. He has six years of industry experience, including previous roles at Capstone Wealth Management and Varroc Lighting Systems. Outside of advisory work, he is a commissioned notary public and provides tax preparation services through Capstone Tax Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a broad range of services including financial planning, model portfolio programs, and access to third-party asset managers, supporting advisors with a variety of discretionary and non-discretionary strategies.

Lucas Thomas is a financial advisor with Osaic Wealth in Bloomfield Hills, Michigan, holding a Series 66 designation and three years of industry experience. Prior to joining Osaic, he worked at FSC Securities and spent nine years with Easterseals Michigan. Osaic Wealth serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, advisor-managed portfolios, and retirement plan consulting. The firm employs a model-based investment process and supports implementation through discretionary management, third-party managers, and proprietary strategies.

Angelo Fontanesi is a financial advisor with Ameriprise in Farmington, MI, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise since 2010, including six years at the current firm. Ameriprise provides retirement-income planning services primarily for individuals with at least $1 million in investable assets, offering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling to deliver tailored, non-discretionary advice through a centralized consulting team.

Shane Skerbe is a financial advisor at Edward Jones in Macomb, MI, holding a Series 66 designation. He has one year of industry experience and has previously worked at firms including Paychex and UMU Technology LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Nicola Guerra is a financial advisor with Merrill in Bloomfield Hills, MI, holding a Series 66 designation and 17 years of industry experience. He has been with Bank of America and Merrill Lynch since 2009. Guerra also serves as a fiduciary with power of attorney responsibilities outside his advisory role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Stacy Geiersbach is a financial advisor at Merrill with 16 years of industry experience. She holds a Series 66 designation and has been with Merrill and Bank of America, N.A. since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors. The firm combines internal and third-party management teams with strategic asset allocation and tax-aware investment options.

Michael Finkelstein is a CFA® credentialed financial advisor with 15 years of industry experience. He has worked at Wells Fargo Advisors since 2019 and previously spent 17 years with Northpointe Capital, LLC. He also maintains an insurance practice through Princeton Harriman Insurance Solutions. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, providing a broad range of investment and financial planning services. The firm offers tailored recommendations using proprietary research and planning tools, with clients able to choose implementation through various brokerage and advisory programs.

Jennifer Mains is a Wealth Management Advisor with Merrill Lynch Wealth Management, part of The Briggs Group based in the Bloomfield Hills Merrill office. She joined Merrill in 1995 and has been a financial advisor since 2002. Jennifer focuses on developing strategies for high-net-worth individuals, their families, and their businesses to help them meet their short- and long-term financial goals. Her approach is consultative and objective, emphasizing listening to clients, reviewing their financial situations, and offering recommendations that align with their income, growth expectations, time horizon, risk tolerance, and liquidity needs. She also conducts regular reviews to track progress and adjust strategies as clients' circumstances change, leveraging resources including estate, trust, and wealth management lending specialists to connect all aspects of clients' financial lives. Jennifer holds a B.S. in Public Resources Management from Michigan State University, earned in 1993. She is a CERTIFIED FINANCIAL PLANNER® certificant since March 2022 and holds the Chartered Retirement Planning Counselor™ designation. Jennifer has Series 7 and Series 66 FINRA registrations and licenses in Accident, Life & Health Insurance. She is also a Personal Investment Advisor. Jennifer values connecting with the communities she serves and participates in volunteering activities. She is an active member of the Detroit Athletic Club. She and her husband, Bill, reside in Waterford, Michigan, with their two children. Her personal interests include boating, cooking, spending time with her family, and watching movies.

Samira Anwar is a financial advisor at Merrill with 13 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill and Bank of America since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers for individuals, high-net-worth clients, and institutions.

Jeffery Fox is a financial advisor at LPL Financial with 28 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining LPL Financial in 2023, he worked at Comprehensive Capital Management, Inc. and Comprehensive Asset Management & Servicing, Inc. for 14 years. He is also involved with Senior Resources, LLC and Physicians Preferred Planning, both non-investment related business entities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Thomas Van Doorne Sr is a financial advisor with Ameriprise in Macomb, MI, holding a Series 66 designation and 19 years of industry experience. He previously worked at LPL Financial for 16 years before joining Ameriprise in 2025. Outside of his advisory role, he is co-owner of Firma Financial Planning, where he manages his Ameriprise business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Matthew Flynn is a financial advisor with Cetera in Troy, MI, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior work includes roles at Ameriprise, Concorde Investment Services, and L.M. Kohn & Company. He serves as a board member of the Troy Chamber of Commerce. Cetera Investment Advisers LLC operates as a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services through a nationwide network of over 10,000 advisors.

Ashley Harrison is a financial advisor at Osaic Wealth with two years of industry experience. He holds the Series 66 designation and has previously worked at Woodbury Financial Services Inc and the Huber Insurance Group, where he also serves as a case manager. Outside of financial services, he works as a delivery driver for DoorDash. Osaic Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment approach focused on model-based asset allocation and portfolio optimization.

Scott Torosian is a CFP®-credentialed financial advisor with 21 years of industry experience. He has worked at LPL Financial since 2019 and was previously with Centaurus Financial, Inc. for 14 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, utilizing both proprietary and third-party strategies.