Jeffery Fox is a financial advisor at LPL Financial with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Comprehensive Capital Management, Inc. and Comprehensive Asset Management & Servicing, Inc. He is involved with Senior Resources, LLC and Physicians Preferred Planning, entities focused on retirement services and planning. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a broad range of advisory programs and financial planning services. The firm offers both discretionary and non-discretionary portfolio management, utilizing research and model portfolios to support diversified investment strategies.

Thomas Vandoorne is a financial advisor with Ameriprise in Macomb, MI, holding a Series 66 designation and 18 years of industry experience. He previously worked at LPL Financial for 16 years before joining Ameriprise in 2025. Outside of his advisory role, he co-owns Firma Financial Planning, which manages his Ameriprise business. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm offers a range of advisory, brokerage, and insurance solutions, utilizing a centralized retirement-income consulting team that delivers non-discretionary, research-driven recommendations.

Matthew Flynn is a financial advisor with Cetera in Troy, MI, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior work includes roles at Ameriprise, Concorde Investment Services, and L.M. Kohn & Company. He serves as a board member of the Troy Chamber of Commerce. Cetera Investment Advisers LLC operates as a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services through a nationwide network of over 10,000 advisors.

Ashley Harrison is a financial advisor at OSAIC with two years of industry experience. She holds a Series 66 designation and previously worked at Woodbury Financial Services Inc and Huber Insurance Group, where she also serves as a case manager. Outside of financial services, she works as a delivery driver for DoorDash. OSAIC serves a wide range of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of affiliated advisors. The firm employs various asset-allocation tools and third-party platforms to construct diversified portfolios tailored to client needs.

Scott Torosian is a CFP® professional with 21 years of experience in the financial services industry. He has worked at LPL Financial since 2019 and previously spent 14 years at Centaurus Financial, Inc. based in Auburn Hills, MI. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm provides financial planning, advisory programs, retirement consulting, and brokerage services, offering both discretionary and non-discretionary management supported by research and model portfolios.

Charles Pierce Jr. is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at SagePoint Financial Advisors for 13 years before joining OSAIC in 2023. Outside of his firm roles, he has served as a statutory agent for Midwest Financial Advisors and provides advisory services through other financial entities. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients with integrated brokerage and investment advisory services. The firm utilizes asset-allocation tools and third-party platforms to offer customized portfolio management across various asset classes for its clients.

Rennia Dombrowski serves as a Wealth Management Advisor with Merrill Lynch Wealth Management. She works closely with clients to understand their unique financial stories and help them pursue their goals through personalized wealth management strategies. Rennia emphasizes a consultative approach focused on simplifying financial well-being and providing clear guidance to support informed decision-making. Her expertise includes family wealth management, legacy planning, education planning, retirement income strategies, and tax minimization. Rennia has developed her professional skills growing up in the financial services industry and benefiting from close mentorship within a multigenerational advisory team. This background enables her to address the complexities of managing wealth across multiple generations and coordinate advice with clients’ other trusted professionals when appropriate. Rennia holds the Accredited Wealth Management Advisor (AWMA), Chartered SRI Counselor (CSRIC), and Personal Investment Advisor (PIA) designations. She earned her bachelor’s degree from the University of Florida, where she was a member of Kappa Kappa Gamma. She supports community efforts through involvement with Baby Basics of Collier County and the Leadership Collier Foundation. Rennia enjoys dancing, reading, running, and spending time with her family.

Timothy Colosimo is a financial advisor at Raymond James & Associates with 33 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior experience includes 13 years at Bank of America, NA before joining Raymond James & Associates in 2022. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering tailored financial planning and consulting services primarily on a non-discretionary basis.

Gordon Smith is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2023. In this role, he focuses on training associates to deliver disciplined financial plans and ensure a positive client experience. Prior to joining Fidelity Investments, Gordon served as Vice President and Market Supervision Manager at Merrill Lynch from 2012 to 2023. Throughout his career, Gordon has emphasized the importance of disciplined financial planning as a foundation for creating a comfortable financial future. His professional experience spans leadership and supervision in the financial services industry. Outside of his professional responsibilities, Gordon engages in various personal interests including family activities, fitness, hiking, reading, and swimming.

William Langenstein is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 24 years of industry experience. His career includes roles at First Allied Advisory Services and managing Langenstein Financial Strategies since 2018. He also serves as a fiduciary in a family trust capacity. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers.

Brian Apple is a financial advisor at Morgan Stanley in Bloomfield Hills, MI, holding a Series 66 designation with one year of industry experience. He previously held various roles at Michigan State University and worked in different capacities including at Szott Automotive Group and Detroit Catholic Central High School. Outside of his advisory work, he is involved with Elite Elements LLC as a social media ambassador focusing on content creation. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs that include tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and emphasizes structured planning tools and a discovery-based approach without providing individual security recommendations as part of standalone plans.

Richard O'Connell III is a financial advisor with Raymond James & Associates in Bloomfield Hills, MI, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. He has been with Raymond James & Associates since 2012. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Rodrigo Gaytan Jr. is a financial advisor at Ameriprise in Troy, MI, holding a Series 66 designation with one year of industry experience. His prior work includes roles at GFL Environmental Inc., Jackson, and various entrepreneurial ventures such as Gaytan Lawn Care and Gaytan Construction Inc. He attended Michigan State University from 2021 to 2025. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, combining investment research and tax-aware withdrawal strategies for clients nearing or in retirement.

George Sovinsky is a financial advisor at Merrill with 12 years of industry experience and holds a Series 66 designation. He previously worked at Bank of America and has served as a police officer for the City of Lathrup Village since 2012. Outside of his advisory role, he operates a sole proprietorship providing occasional home theater installation and computer repair services. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to fiduciary clients through the Select Portfolio Solutions program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Michael Moon is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at Ameriprise and currently partners at Sentia Wealth while also owning businesses including Moon Legacy Partners. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to multiple program structures through a nationwide network of independent advisors.

Alan Sasson is a financial advisor with Raymond James & Associates in Bloomfield Hills, MI. He holds Series 63 and Series 65 licenses and has 33 years of industry experience, including 14 years with his current firm. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services supported by in-depth analysis and a broad range of portfolio management styles.

Salvatore Serra is a financial advisor with Equitable Advisors in Troy, MI, holding Series 63 and Series 65 credentials and possessing 34 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, LLC, since 1999. Outside of his advisory role, he is involved in health insurance sales through Creative Benefit Solutions. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management via LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Kenneth Hagar is a financial advisor at OSAIC with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including SagePoint, Huntington Investment Company, Minnesota Life Insurance Co, Securian Financial Services Inc, Bank of America, and Merrill. Outside of his primary advisory role, he serves as Director of Retirement Plan Strategies at UHY Wealth Management, focusing on strategic retirement planning consulting. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of brokerage and advisory services, employing asset-allocation tools and automated portfolio management to construct diversified investment portfolios.

Thomas Pursel is a Private Wealth Advisor and partner at Locniskar Pursel Biddinger Nienberg Rochow Private Wealth Management. He collaborates closely with affluent individuals, families, and institutions to develop customized wealth management strategies. As a member of a multi-generational legacy team, he contributes to streamlining the complexities associated with significant wealth and supports client families through tailored advice and guidance that addresses their long-term priorities and legacy. With a career starting at Merrill in 1983, Mr. Pursel holds significant experience in investment management and portfolio management services. He is a qualified Portfolio Manager who provides investment consulting, retirement income planning, tax minimization, and family wealth management strategies among other client-focused services. He holds the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Mr. Pursel earned his Bachelor of Arts from the University of Michigan, where he served as captain of the golf team. He is actively involved in community organizations, including service on the Michigan board of the American Cancer Society, Inc. and prior roles such as Past President of Detroit Golf Club and former board member of First Tee of Michigan. In 2024, he received Bank of America’s David Brady Community Service Award for exemplary leadership and dedication to clients and communities. He resides in Bingham Farms, Michigan, with his wife and four children.

Kathryn Wunderlich is a financial advisor with LPL Financial in Troy, MI, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, she worked at Legacy Wealth Management Group and has a background that includes legal studies at Antonin Scalia Law School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, employing both discretionary and non-discretionary management strategies supported by in-house and third-party research.