Nicholas Zinter is a financial advisor at RBC Capital Markets with 14 years of industry experience. He holds a Series 66 designation and has worked at City National Bank since 2019 in addition to his tenure at RBC. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and portfolio management services tailored to client risk profiles and employs both in-house and third-party investment managers.

Jay Logan is a financial advisor at Merrill in Buffalo, NY, holding a Series 66 designation and beginning his advisory career in 2025. He has prior experience at Bank of America, N.A., and 1st Priority Mortgage Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gregory Smith is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Morgan Stanley and Axa Advisors. He has also been involved with St. Gregory the Great Parish. Equitable Advisors serves a broad client base that includes individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes a range of advisory models and emphasizes both proprietary and third-party investment solutions.

Michael Malaney is a CFP®-certified financial advisor with eight years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc., having joined in 2025 after seven years at Commonwealth Financial Network. Outside of advising, he works as a tax preparer in Depew, NY. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations, using analytical tools and a non-discretionary approach tailored to client goals.

Adam Schmitz is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, he worked at USA Industrials and has been involved with 189 Burger, a business he has been associated with for two years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Kenneth Wilson Jr. is a financial advisor at OSAIC with 23 years of industry experience. He holds a Series 63 designation and previously worked for Lincoln Financial Advisors Corporation for 18 years. Outside of advisory services, he is active as an insurance agent offering various accident, health, disability, and life insurance products through multiple agencies. OSAIC serves a broad range of retail and institutional clients, providing brokerage and advisory services via a multi-advisor platform. The firm employs a model-based investment process emphasizing asset allocation and portfolio optimization, and it supports both discretionary and advisor-managed strategies.

Christopher Spadafora is a financial advisor at MassMutual Investors Services with 22 years of industry experience. He holds a Series 63 designation and has been with MassMutual and its subsidiaries since 2008. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs using a collaborative, goal-focused approach without investment discretion in planning engagements.

Robert Peterson Jr. is a CFP®-certified financial advisor at OSAIC with 37 years of industry experience. He has previously worked at Securities America Advisors, Securities America, Inc., and INVEST Financial Corp. Outside of his advisory role, he is involved in brokering traditional and fixed insurance products through multiple local brokerages. Osaic Wealth serves a diverse client base, including retail and institutional investors, offering a broad range of brokerage and advisory services. The firm employs a model-based investment process with various portfolio management options and is notable for its scale, affiliate network, and private-equity ownership.

Marc Pearlman is a financial advisor with OSAIC based in Williamsville, NY, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior work includes long-term roles at EverBank and Securities America Advisors, Inc. He has managed investment strategies and portfolios since 2002 under his own practice. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm employs model-based asset allocation and portfolio optimization, allowing advisors to implement discretionary strategies, select third-party managers, and utilize proprietary models.

Harender Arora is a financial advisor at OSAIC with 42 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Securities America Advisors, Inc. and SECURITIES AMERICA, Inc. Arora serves as a trustee of the Niagara Frontier Sikh Society. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services, emphasizing model-based asset allocation, portfolio optimization, and a range of managed account options.

Anthony Leo is a financial advisor with LPL Financial who holds Series 63 and 65 licenses and has 30 years of industry experience. He has worked at LPL Financial since 2010 and has also been associated with Northwest Bank since 2016. Outside of his advisory work, he is a minority investor in a women’s high fashion shoe start-up, OhLeo Enterprises LLC, which he co-owns with his wife. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports its network of advisors with various investment platforms and technology tools and oversees substantial discretionary assets across a large advisor network.

Ryan Perry is a Series 66-licensed financial advisor with 11 years of industry experience. He is currently with Edelman Financial Engines, where he has worked since 2012. His prior experience includes roles at AxA Advisors, Personal Capital Advisors Corporation, and Empower Advisory Group. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Kevin Meehan Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 15 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he has partial ownership in a limited liability company that holds rental property in Williamsville, NY. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Phillip Tronolone is a financial advisor at LPL Enterprise with 22 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at firms including Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he is president of Harbor Media, an advertising agency. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and other entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and insurance products through affiliated entities.

Michael Muffoletto is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at LPL Financial. He has held roles at several firms including Clark & Company Wealth Management, Commonwealth Financial Network, Lincoln Financial Securities, and MassMutual. Outside of his advisory activities, he is an owner of a private entity, Renegade Holdings, LLC, which facilitates his advisory business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by operational research tools.

John Byron is a Senior Financial Advisor at Merrill Lynch Wealth Management, holding the title of First Vice President. He joined Merrill Lynch in 2007 and leads a team supported by experienced Wealth Management Client Associates. John provides financial advisory services designed to simplify and customize wealth management according to each client's individual goals. His professional expertise includes investment management, retirement planning and IRA distribution management, estate planning, college tuition planning, cash flow management, legacy planning, philanthropy, and liability and trust services through Bank of America entities. John employs a disciplined process that involves assessing clients' financial objectives and risk tolerance, developing tailored investment strategies, and regularly reviewing progress to optimize outcomes. John holds a Bachelor of Science degree in Economics and Finance from Buffalo State College. His personal interests include boxing, fishing, music, spending time with family, and traveling. He approaches his work with a philosophy centered on collaborating one-on-one with clients to develop personalized financial strategies aimed at achieving their long-term goals.

Andrew Christensen is a financial advisor at Mass Mutual Investors Services with 18 years of industry experience. He holds the Series 66 and Series 63 designations. His prior experience includes roles at Hornor, Townsend & Kent LLC and multiple positions within MassMutual entities. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses a collaborative, annual planning approach supported by firm-approved analytical tools.

Bryan Roland is a financial advisor with Morgan Stanley in Williamsville, NY, holding a Series 66 designation and bringing 24 years of industry experience. He has been with Morgan Stanley since 2009, including nine years at Morgan Stanley Private Bank. Outside of his advisory role, he serves as a school instructor for the North Tonawanda School District. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by advanced modeling tools.

Christopher Scott is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 27 years of industry experience. His prior positions include roles at Bank of America and Merrill Lynch, Pierce, Fenner & Smith. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutional investors, and municipal entities—offering financial planning and investment consulting services supported by a range of portfolio management styles and affiliated research.

Sean Mac Donald is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors, M&T Bank, and held various roles outside the financial sector, including work at Cowan Weber Construction and Target Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors and extensive financial service offerings.