Katrina Graves is a financial advisor at LPL Financial with four years of industry experience. She holds a Series 66 designation and previously worked at Ocean Spray Cranberries, Inc. for ten years. Outside of her advisory role, she operates a travel blog called Brown Bag Traveler. LPL Financial serves a broad client base including individuals, retirement plans, and institutions, offering financial planning, various advisory programs, and brokerage services through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management, supported by multiple research sources and model portfolios.

Christopher Mc Cauley is a financial advisor with Merrill in Burlington, MA, holding a Series 66 designation and 25 years of industry experience. He has worked at Merrill since 2009 and has been associated with Bank of America, N.A. since 2011. Outside of his advisory role, he serves as an advisory board member for the Briarbrook Condominium Association, which involves oversight of property management. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Vincent Zaccardi is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and 34 years of industry experience. His prior experience includes roles at Bank of America and Merrill. He serves as a director on the Horizons Condominium Owners Association board. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and charitable organizations, and offers financial planning, investment consulting, and institutional fiduciary services.

Kayla Karpacz is Vice President, Financial Consultant at Fidelity Investments, where she has been serving since 2018 in various capacities. She began her career at Fidelity as a Customer Relationship Advocate in 2018 and progressed through roles including Financial Representative, Relationship Manager, Planning Consultant, and Financial Consultant before attaining her current position in 2025. In her role, Kayla partners with individuals and families to develop comprehensive financial plans tailored to their specific goals and needs. She emphasizes authenticity and transparency, aiming to provide clients with financial peace of mind and confidence in their decisions. Kayla holds a California Insurance License. Outside of her professional responsibilities, Kayla enjoys running and traveling.

Timothy Quigley is a financial advisor at Fidelity with one year of industry experience and holds a Series 66 designation. His prior work includes roles outside the financial sector, such as positions at Border Cafe and the State Theatre New Jersey. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs. The firm also serves as a commodity pool operator registered with the CFTC and advises multiple registered investment companies.

Griffin Barriere is a financial advisor at Ameriprise Financial Services with two years of industry experience and holds the Series 66 designation. His work history includes roles at Ameriprise since 2023 and prior experience in education at Saint Anselm College, Worcester Academy, and Westboro High School. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which combines written recommendation reports with ongoing tax-aware withdrawal strategies.

Paul Mccarthy is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his financial services career in 1991 and joined Merrill Lynch in 2000. Paul works closely with clients to design and implement strategies that respond to their evolving economic, financial, and emotional needs. Paul specializes in helping clients preserve and grow their wealth through exit and diversification strategies aimed at mitigating portfolio risk associated with concentrated stock positions. He assists client families with wealth transfer and related matters, focusing on passing along both value and values with tax efficiency and personal sincerity. His client focus areas include corporate executive services, education planning, executive compensation, personal retirement planning, philanthropic planning, individual and corporate investment strategy, and retirement income. Paul holds the Chartered Retirement Planning Counselor (CRPC) designation from The College for Financial Planning Institutes Corp and the Personal Investment Advisor (PIA) designation. He graduated from Bentley University with a Bachelor of Science degree in Finance. Paul resides in Westford, Massachusetts with his wife Andrea and their four children. His personal interests include boating, golfing, and ice hockey.

David Zwick is a financial advisor at LPL Financial with 13 years of industry experience. He previously worked at Securities America Advisors and Progressive Asset Management. Outside of advising, he teaches investment-related seminars at Jackson Hole Community School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Rachel Rabinovich is a Planning Consultant at Fidelity Investments, a role she has held since 2025. She has been with Fidelity since 2023, progressing through positions including Financial Consultant. Prior to Fidelity, she held roles such as Senior Financial Planner and Team Manager at Ellevest, Inc., and Director of Financial Planning at MassMutual (Society of Grownups). Her career in financial planning began with Cummings Financial Advisory Group (Ameriprise), where she worked from 2005 to 2015, advancing from Paraplanner to Financial Advisor. Rachel's experience encompasses various aspects of financial planning and consulting, including team management and financial planning research. She is a CFP® Professional and emphasizes creating financial plans tailored to individual client needs, aiming to build long-lasting and trusting relationships to help clients navigate life changes. No education or personal interests information was provided.

Judith Taras is a financial advisor at RBC Capital Markets with 31 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at RBC Capital Markets since 2009 and City National Bank since 2018. She serves on the board of directors for Vineyard Havens, a nonprofit supporting the psychological and respite needs of cancer patients. RBC Wealth Management, a division of RBC Capital Markets, serves a broad range of clients including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs tailored to clients’ risk profiles and implements portfolios through a combination of in-house and third-party managers, providing discretionary and non-discretionary portfolio management alongside financial planning and brokerage services.

Lisa Mendis is a financial advisor with Raymond James & Associates holding a Series 66 credential and 16 years of industry experience. Her prior firms include Lion Street Advisors, Sapers & Wallack Inc, and Financial Engines Advisors L.L.C. She is based in Wellesley, MA. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, and government entities, offering financial planning and non-discretionary investment consulting through various advisory programs and institutional fiduciary solutions.

Mary Mcdonald is a financial advisor with LPL Financial in Hudson, MA, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. She has worked at LPL Financial since 2007 and concurrently at Avidia Bank since 2005. Her background includes prior real estate licensing, though inactive since 1996. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services through a large network of investment adviser representatives, offering both discretionary and non-discretionary management and utilizing models, research, and various technology tools.

Gerard Mattaliano is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 10 years of industry experience. His prior work includes roles at Bank of America, Merrill, Charles Schwab Bank, Charles Schwab, and Morgan Stanley. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutional entities, and municipal organizations, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Keilly Cutler is a financial advisor at Morgan Stanley with a Series 66 credential and four years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, following roles in staffing and media-related companies. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes structured financial planning using proprietary tools and serves clients through both direct and corporate financial planning agreements.

Elizabeth Sampson is a CFP® professional with 35 years of industry experience, currently affiliated with LPL Financial. Her career includes over three decades at Waddell & Reed, Inc., and she also leads her own firm, Sampson West & Associates, Inc. She maintains active roles in multiple investment-related business entities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, financial institutions, corporations, and nonprofits. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios, research, and various investment strategies.

Jacob Bianculli is a financial advisor with Equitable Advisors in Wellesley, MA, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Eastern Bank and educational positions at Arizona State University, Saint Joseph Prep, and North Quincy High School. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering advisory and brokerage/insurance channels tailored to client goals and risk tolerance.

Kevin Haskell is a financial advisor with Cambridge Investment Research Advisors located in Concord, MA. He holds Series 63 and Series 66 registrations and has 19 years of industry experience. His prior work includes roles at Aegis Retirement Partners, Commonwealth Financial Network, and Summit Financial Corp. Outside of his advisory work, he is involved in several real estate ventures through LLC partnerships. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm offers both discretionary and non-discretionary investment strategies through a variety of platforms, with access to proprietary model strategies and unaffiliated third-party managers.

Kristen Andrews Nicholas is a Series 63-registered financial advisor at Morgan Stanley with 20 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

William Toomey is a financial advisor at Edelman Financial Engines with Series 63 and Series 65 credentials and one year of industry experience. His prior roles include positions at Putnam Investments/Franklin Templeton Investments and Financial Engines Advisors, L.L.C. Before entering the financial services industry, he worked at Gentle Giant Moving Inc and Green Oak Financial Services. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Joseph McManus is a Financial Consultant currently working with Fidelity Investments since 2024. He specializes in collaborating with high-net-worth households to clarify their financial goals and implement plans that align with their vision. Prior to his current role, Joseph served as a Financial Advisor at Prudential from 2018 to 2024. Throughout his career, Joseph has focused on providing tailored financial advice and planning services to meet the complex needs of affluent clients. His professional experience spans over several years in the financial advisory field. Outside of his professional commitments, Joseph has personal interests that include gardening, music, pets, reading, swimming, and tennis.